{"id":8615,"date":"2021-05-13T07:29:00","date_gmt":"2021-05-13T07:29:00","guid":{"rendered":"https:\/\/cn.abacusfinance.com.au\/?p=8615"},"modified":"2022-02-24T06:30:12","modified_gmt":"2022-02-24T06:30:12","slug":"%e6%be%b3%e6%b4%b2%e6%b1%bd%e8%bd%a6%e8%b4%b7%e6%ac%be%e5%b8%b8%e8%a7%81%e9%97%ae%e9%a2%98%e8%a7%a3%e7%ad%94","status":"publish","type":"post","link":"https:\/\/cn.abacusfinance.com.au\/%e6%be%b3%e6%b4%b2%e6%b1%bd%e8%bd%a6%e8%b4%b7%e6%ac%be%e5%b8%b8%e8%a7%81%e9%97%ae%e9%a2%98%e8%a7%a3%e7%ad%94\/","title":{"rendered":"\u5341\u4e2a\u4f60\u5fc5\u987b\u8981\u77e5\u9053\u7684\u6fb3\u6d32\u6c7d\u8f66\u8d37\u6b3e\u5e38\u89c1\u95ee\u9898\u53ca\u89e3\u7b54\uff01"},"content":{"rendered":"\n<p id=\"\u6587\u7ae0\u5bfc\u89c8\">\u6587\u7ae0\u5bfc\u89c8\uff1a<\/p>\n\n\n\n<ul><li><a href=\"#feature-of-car-loan\">\u6c7d\u8f66\u8d37\u6b3e\u6709\u4ec0\u4e48\u7279\u70b9\uff1f<\/a><\/li><li><a href=\"#where-to-get-it\">\u5728\u54ea\u91cc\u53ef\u4ee5\u83b7\u5f97\u6c7d\u8f66\u8d37\u6b3e\uff1f<\/a><\/li><li><a href=\"#which-group-can\">\u54ea\u4e9b\u4eba\u7fa4\u53ef\u4ee5\u529e\u7406\u6c7d\u8f66\u8d37\u6b3e\uff1f<\/a><\/li><li><a href=\"#student-car-loan\">\u6211\u662f\u5b66\u751f\u53ef\u4ee5\u529e\u7406\u8f66\u8d37\u5417\uff1f<\/a><\/li><li><a href=\"#full-money-lending\">\u6c7d\u8f66\u8d37\u6b3e\u53ef\u4ee5\u5168\u989d\u501f\u6b3e\u5417\uff1f<\/a><\/li><li><a href=\"#lending-period\">\u8f66\u8d37\u5e74\u9650\u4e00\u822c\u591a\u4e45\uff1f<\/a><\/li><li><a href=\"#what-is-balloon-loan\">\u5728\u6c7d\u8f66\u8d37\u6b3e\u4e2d\u5e38\u63d0\u53ca\u7684Balloon Loan\u4ee5\u53caBalloon Payment\u662f\u4ec0\u4e48\u610f\u601d\uff1f<\/a><\/li><li><a href=\"#when-to-choose-balloon-payment\">\u4ec0\u4e48\u60c5\u51b5\u4e0b\u9009\u62e9Balloon&nbsp;Payment?<\/a><\/li><li><a href=\"#choose-car-or-broker\">\u9009\u62e9\u6c7d\u8f66\u7ecf\u9500\u5546\uff08Dealer\uff09\u5185\u90e8\u8d37\u6b3e\u8fd8\u662f\u9009\u62e9\u8d37\u6b3e\u7ecf\u7eaa\u4eba\uff08Broker\uff09?<\/a><\/li><li><a href=\"#how-long-get-the-loan\">\u8054\u7cfb\u534e\u745e\u5f00\u59cb\u8d37\u6b3e\u7533\u8bf7\u6d41\u7a0b\uff0c\u591a\u4e45\u53ef\u4ee5\u62ff\u5230\u8d37\u6b3e\uff1f<\/a><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"feature-of-car-loan\"><strong>01<\/strong><strong>\u6c7d\u8f66\u8d37\u6b3e\u7279\u70b9<\/strong><\/h2>\n\n\n\n<p>\u2705\u60a8\u53ef\u4ee5\u5411\u8bb8\u591a\u8d37\u65b9\u501f\u5165\u65e0\u9650\u91cf\u7684\u91d1\u989d &#8211; \u4e0e\u6c7d\u8f66\u6240\u9700\u7684\u91d1\u989d\u4e00\u6837\u591a<\/p>\n\n\n\n<p>\u2705\u60a8\u67095\u52307\u5e74\u7684\u65f6\u95f4\u6765\u507f\u8fd8\u91d1\u989d<\/p>\n\n\n\n<p>\u2705\u6c7d\u8f66\u5e73\u5747\u8d37\u6b3e\u5229\u7387\u4f4e\u4e8e\u4fe1\u7528\u5361\u548c\u4e2a\u4eba\u8d37\u6b3e\u7684\u5e73\u5747\u5229\u7387<\/p>\n\n\n\n<p>\u2705\u5982\u679c\u60a8\u9009\u62e9\u56fa\u5b9a\u5229\u7387\u8d37\u6b3e\uff0c\u60a8\u53ef\u4ee5\u4e86\u89e3\u5e76\u9884\u7b97\u6bcf\u6708\u8fd8\u6b3e\u91d1\u989d<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\" id=\"where-to-get-it\"><img loading=\"lazy\" decoding=\"async\" width=\"820\" height=\"302\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.25.31.png\" alt=\"\u6fb3\u6d32\u6c7d\u8f66\u8d37\u6b3e\" class=\"wp-image-8616\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.25.31.png 820w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.25.31-300x110.png 300w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><figcaption>\u56fe\u6e90\uff1a\u7f51\u7edc<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"02\u5728\u54ea\u91cc\u53ef\u4ee5\u83b7\u5f97\u6c7d\u8f66\u8d37\u6b3e\"><strong>02<\/strong><strong>\u5728\u54ea\u91cc\u53ef\u4ee5\u83b7\u5f97\u6c7d\u8f66\u8d37\u6b3e\uff1f<\/strong><\/h2>\n\n\n\n<p>\u6c7d\u8f66\u8d37\u6b3e\u53ef\u4ee5\u6765\u81ea\u8bb8\u591a\u4e0d\u540c\u7c7b\u578b\u7684\u8d37\u65b9\uff1a\u94f6\u884c\uff0c\u5176\u4ed6\u91d1\u878d\u516c\u53f8\uff0c\u4ee5\u53caP2P\u8d37\u65b9\u3002\u6216\u8005\u53ef\u4ee5\u4ece\u4e3b\u8981\u6c7d\u8f66\u7ecf\u9500\u5546\u7684\u8d22\u52a1\u90e8\u95e8\u83b7\u5f97\u6c7d\u8f66\u8d37\u6b3e\u3002<\/p>\n\n\n\n<p>&nbsp;\u7136\u800c\uff0c\u5728\u5f00\u59cb\u8d2d\u4e70\u6c7d\u8f66\u4e4b\u524d\uff0c\u6bd4\u8f83\u6c7d\u8f66\u8d37\u6b3e\u5f88\u91cd\u8981\u3002\u5982\u679c\u60a8\u51b3\u5b9a\u5728\u6c7d\u8f66\u7ecf\u9500\u5546\u5904\u8d2d\u4e70\u6c7d\u8f66\uff0c\u8bf7\u786e\u4fdd\u5728\u5f00\u59cb\u8c08\u5224\u8d37\u6b3e\u4e4b\u524d\u5c31\u8f66\u4ef7\u8fbe\u6210\u4e00\u81f4\u3002<strong>\u8b66\u60d5\u7ecf\u9500\u5546\u6709\u65f6\u4f1a\u63d0\u9ad8\u6c7d\u8f66\u4ef7\u683c\uff0c\u4ee5\u6b64\u63d0\u4f9b\u6bd4\u5927\u94f6\u884c\u66f4\u4f4e\u7684\u5229\u7387\u5f15\u8bf1\u6d88\u8d39\u8005\u3002<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\" id=\"which-group-can\"><img loading=\"lazy\" decoding=\"async\" width=\"814\" height=\"466\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.26.36.png\" alt=\"\u6fb3\u6d32\u6c7d\u8f66\u8d37\u6b3e\" class=\"wp-image-8617\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.26.36.png 814w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.26.36-300x172.png 300w\" sizes=\"(max-width: 814px) 100vw, 814px\" \/><figcaption>\u56fe\u6e90\uff1a\u7f51\u7edc<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"03\u54ea\u7c7b\u4eba\u7fa4\u901a\u5e38\u529e\u7406\u6c7d\u8f66\u8d37\u6b3e\"><strong>03<\/strong><strong>\u54ea\u7c7b\u4eba\u7fa4\u901a\u5e38\u529e\u7406\u6c7d\u8f66\u8d37\u6b3e\uff1f<\/strong><\/h2>\n\n\n\n<p>\u56e0\u4e3a<strong>\u6c7d\u8f66\u8d37\u6b3e\u53ef\u4ee5\u62b5\u7a0e<\/strong>\u7684\u7279\u70b9\uff0c\u6df1\u53d7\u5f88\u591a\u4f01\u4e1a\u4e3b\u559c\u7231\u3002\u901a\u5e38\u6765\u8bf4\uff0c\u5ba2\u6237\u901a\u8fc7\u4e24\u79cd\u5f62\u5f0f\u529e\u7406\u8f66\u8d37\uff1a\u901a\u8fc7ABN\u5f62\u5f0f\u6216\u901a\u8fc7\u4e2a\u4ebaPAYG\u5de5\u8d44\u6536\u5165\u529e\u7406\u3002\u901a\u5e38\u6ce8\u518c\u767b\u8bb0\u4e00\u5e74\u4ee5\u4e0a\u7684 ABN\uff08\u5305\u62ec sole trader, small business\uff0ccompany\u7b49\uff09\u5e76\u6ce8\u518c GST \u90fd\u53ef\u4ee5\u76f4\u63a5\u529e\u7406\u7533\u8bf7\u6c7d\u8f66\u8d37\u6b3e\u3002&nbsp;<\/p>\n\n\n\n<p>\u4ece\u94f6\u884c\u5ba1\u6279\u89d2\u5ea6\u6765\u8bf4\uff0c\u8f66\u8d37\u901a\u8fc7ABN\u7684\u5f62\u5f0f\u529e\u7406\u4f1a\u76f8\u5bf9\u5bb9\u6613\u4e9b\uff0c\u8fd9\u4e5f\u662f\u4e3a\u4ec0\u4e48\u5f88\u591a\u4f01\u4e1a\u4e3b\u901a\u8fc7\u4f01\u4e1aABN\u529e\u7406\u8f66\u8d37\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"812\" height=\"546\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.27.21.png\" alt=\"\u6fb3\u6d32\u6c7d\u8f66\u8d37\u6b3e\" class=\"wp-image-8618\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.27.21.png 812w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.27.21-300x202.png 300w\" sizes=\"(max-width: 812px) 100vw, 812px\" \/><figcaption>\u56fe\u6e90\uff1a\u7f51\u7edc<\/figcaption><\/figure>\n\n\n\n<p><strong>\u60f3\u8981\u4e86\u89e3\u60a8\u7684\u751f\u610f<a href=\"https:\/\/cn.abacusfinance.com.au\/%e6%b1%bd%e8%bd%a6%e8%b4%b7%e6%ac%be%e8%8e%b7%e6%89%b9%e4%ba%94%e5%a4%a7%e6%ad%a5%e9%aa%a4\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5982\u4f55\u8f7b\u677e\u529e\u7406\u8f66\u8d37<\/a>\uff0c\u4e70\u5230\u7231\u8f66\u7684\u540c\u65f6\u8fd8\u80fd\u901a\u8fc7\u8f66\u8d37\u51cf\u7a0e\uff0c\u6b22\u8fce\u54a8\u8be2\u6211\u4eec\u7684\u8d37\u6b3e\u7ecf\u7eaa\u4eba\u3002<\/strong><\/p>\n\n\n\n\t\t<div class=\"coblocks-form\" id=\"99af07702159c4db3134af3b77a631eab2efcb3b\">\n\n\t\t\t\n\t\t\t<form action=\"https:\/\/cn.abacusfinance.com.au\/%e6%be%b3%e6%b4%b2%e6%b1%bd%e8%bd%a6%e8%b4%b7%e6%ac%be%e5%b8%b8%e8%a7%81%e9%97%ae%e9%a2%98%e8%a7%a3%e7%ad%94\/#99af07702159c4db3134af3b77a631eab2efcb3b\" method=\"post\">\n\t\t\t\t\n<div class=\"wp-block-coblocks-form\"><label class=\"coblocks-label\">Name <span class=\"required\">&#042;<\/span><\/label>\n\t\t<input type=\"hidden\" name=\"field-name[label]\" value=\"Name\">\n\n\t\t\t\t<input type=\"hidden\" id=\"name-field-id\" name=\"name-field-id\" class=\"coblocks-name-field-id\" value=\"field-name\" \/>\n\t\t\n\t\t<input type=\"text\" id=\"name\" name=\"field-name[value]\" class=\"coblocks-field coblocks-field--name\" required \/>\n\n\t\t\n\n<label class=\"coblocks-label\">Email <span class=\"required\">&#042;<\/span><\/label>\n\t\t<input type=\"hidden\" name=\"field-email[label]\" value=\"Email\">\n\n\t\t\n\t\t<input type=\"hidden\" id=\"email-field-id\" name=\"email-field-id\" class=\"coblocks-email-field-id\" value=\"field-email\" \/>\n\t\t<input type=\"email\" id=\"email\" aria-label=\"Email\" name=\"field-email[value]\" class=\"coblocks-field coblocks-field--email\" required \/>\n\n\t\t\n\n<label class=\"coblocks-label\">Message <span class=\"required\">&#042;<\/span><\/label>\n\t\t<input type=\"hidden\" name=\"field-message[label]\" value=\"Message\">\n\n\t\t\n\t\t<textarea name=\"field-message[value]\" aria-label=\"Message\" id=\"message\" class=\"coblocks-field coblocks-textarea\" rows=\"20\" required><\/textarea>\n\n\t\t\n\n\n\t\t<div class=\"coblocks-form__submit wp-block-button\">\n\t\t\t<button type=\"submit\" class=\"wp-block-button__link\" style=\"\">Contact Us<\/button>\n\t\t\t<input type=\"hidden\" id=\"form-submit\" name=\"form-submit\" value=\"f179ad38b4\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/posts\/8615\" \/>\t\t\t<input type=\"hidden\" name=\"action\" value=\"coblocks-form-submit\">\n\n\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\t\t\t\t<input class=\"coblocks-field verify\" aria-label=\"Enter your email address to verify\" type=\"email\" name=\"coblocks-verify-email\" autocomplete=\"off\" placeholder=\"Email\" tabindex=\"-1\">\n\t\t\t\t<input type=\"hidden\" name=\"form-hash\" value=\"99af07702159c4db3134af3b77a631eab2efcb3b\">\n\n\t\t\t\t\t\t\t<\/form>\n\n\t\t<\/div>\n\n\t\t\n\n\n<h2 class=\"wp-block-heading\" id=\"student-car-loan\"><strong>04\u6211\u662f\u5b66\u751f\u53ef\u4ee5\u529e\u7406\u8f66\u8d37\u5417\uff1f<\/strong><\/h2>\n\n\n\n<p>\u5982\u679c\u60a8\u81ea\u5df1\u8dd1\u53bb\u94f6\u884c\u6216\u8005\u8f66\u884c\u95ee\u662f\u5426\u53ef\u4ee5\u529e\u7406\u8f66\u8d37\uff0c\u7b54\u6848\u4e00\u5b9a\u662f\u4e0d\u53ef\u4ee5\u7684\u3002\u53ea\u6709Citizen\uff0cPR\u548cTR\u6709\u8d44\u683c\u7533\u8bf7\u6c7d\u8f66\u8d37\u6b3e\/\u5206\u671f\u4ed8\u6b3e\u3002\u5b66\u751f\u7b7e\u8bc1\u548c\u4efb\u4f55bridge visa\uff08\u6865\u7b7e\uff09\u662f\u4e0d\u53ef\u4ee5\u4ee5\u4efb\u4f55\u5f62\u5f0f\u7533\u8bf7\u8d37\u6b3e\u7684\u3002<\/p>\n\n\n\n<p>Citizen\u548cPR\u4e00\u822c\u662f\u53ef\u4ee5\u9009\u62e95\u81f37\u5e74\u7684\u8fd8\u6b3e\u671f\uff0cTR\u5de5\u7b7e\u8981\u6839\u636e\u7b7e\u8bc1\u7684\u5269\u4f59\u65f6\u95f4\uff08\u6bd4\u5982\u8bf4\uff0c\u5de5\u4f5c\u7b7e\u8bc1\u662f\u56db\u5e74\uff0c\u4e70\u8f66\u505a\u8d37\u6b3e\u7684\u65f6\u5019\u8fd8\u67093\u5e741\u4e2a\u6708\u5de5\u7b7e\u5230\u671f\uff0c\u6700\u957f\u7684\u8fd8\u6b3e\u671f\u5c31\u662f3\u5e741\u4e2a\u6708\uff09\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\" id=\"full-money-lending\"><img loading=\"lazy\" decoding=\"async\" width=\"820\" height=\"472\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.30.55.png\" alt=\"\u6fb3\u6d32\u6c7d\u8f66\u8d37\u6b3e\" class=\"wp-image-8620\" title=\"\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.30.55.png 820w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.30.55-300x173.png 300w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><figcaption>\u56fe\u6e90\uff1a\u7f51\u7edc<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"05\u6c7d\u8f66\u8d37\u6b3e\u53ef\u4ee5\u5168\u989d\u501f\u6b3e\u5417\"><strong>05<\/strong><strong>\u6c7d\u8f66\u8d37\u6b3e\u53ef\u4ee5\u5168\u989d\u501f\u6b3e\u5417\uff1f<\/strong><\/h2>\n\n\n\n<p id=\"lending-period\">\u901a\u5e38\u65b0\u8f66\u662f\u53ef\u4ee5\u5168\u989d\u501f\u6b3e\u7684\uff0c\u5e76\u4e14\u60a8\u4e70\u8f66\u76f8\u5173\u7684\u8d39\u7528\u4e5f\u53ef\u4e00\u5e76\u8d37\u6b3e\u3002&nbsp;\u4f46\u6709\u4e9b\u60c5\u51b5\u4e0b\u4e0d\u53ef\u4ee5\u5168\u6b3e\u501f\u8d37\uff0c\u5305\u62ec\u4e8c\u624b\u8f66\u8d37\u6b3e\u3001TR \u5de5\u4f5c\u7b7e\u8bc1\uff08\u5305\u62ec457 \u7b7e\u8bc1\uff09\u6216\u662f\u8d85\u8fc7 25 \u4e07\u6fb3\u5e01\u4ee5\u4e0a\u4ef7\u503c\u7684\u8f66\u5b50\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"06\u8f66\u8d37\u5e74\u9650\u4e00\u822c\u591a\u4e45\"><strong>06<\/strong><strong>\u8f66\u8d37\u5e74\u9650\u4e00\u822c\u591a\u4e45\uff1f<\/strong><\/h2>\n\n\n\n<p id=\"what-is-balloon-loan\">\u60a8\u53ef\u4ee5\u67095\u52307\u5e74\u7684\u65f6\u95f4\u6765\u507f\u8fd8\u501f\u6b3e\u3002\u60a8\u5728\u9009\u62e9\u8fd8\u6b3e\u5e74\u9650\u7684\u540c\u65f6\u9700\u8981\u8003\u8651\u4e2a\u4eba\u6216\u516c\u53f8\u7a0e\u52a1\u89c4\u5212\u3002\u60a8\u53ef\u4ee5\u54a8\u8be2\u6211\u4eec\u7684\u8f66\u8d37\u7ecf\u7406\u83b7\u5f97\u66f4\u591a\u4fe1\u606f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"07balloon-loan\u53caballoon-payment\u662f\u4ec0\u4e48\u610f\u601d\"><strong>07<\/strong><strong>Balloon Loan\u53caBalloon Payment\u662f\u4ec0\u4e48\u610f\u601d\uff1f<\/strong><\/h2>\n\n\n\n<p>Balloon Loan\u201c\u6c14\u7403\u8d37\u6b3e\u201d\uff0c\u53c8\u79f0\u5927\u989d\u5c3e\u6b3e\u8d37\u6b3e\u3002\u662f\u4e00\u79cd\u6bd4\u8f83\u7279\u6b8a\u7684\u8d37\u6b3e\uff0c\u5b83\u7684\u8d37\u6b3e\u671f\u9650\u4e00\u822c\u9650\u5236\u5728\u77ed\u671f\uff085\u52307\u5e74\uff09\u5185\u3002\u4f46\u5b83\u7684\u6bcf\u671f\u4ed8\u6b3e\u91d1\u989d\u5374\u662f\u6309\u7167\u957f\u671f\u8d37\u6b3e (\u4f8b\u598215\u5e74\u523030\u5e74) \u6765\u8ba1\u7b97\u7684\u3002\u8fd9\u79cd\u8ba1\u7b97\u4e00\u65b9\u9762\u4f1a\u964d\u4f4e\u6bcf\u671f\u7684\u8fd8\u6b3e\u91d1\u989d\uff0c\u4f46\u53e6\u4e00\u65b9\u9762\u4f1a\u5728\u8d37\u6b3e\u671f\u9650\u7ed3\u675f\u65f6\uff0c\u79ef\u7d2f\u4e00\u7b14\u5f88\u5927\u7684\u5c3e\u6b3e\u91d1\u989d\uff0c\u6211\u4eec\u628a\u8fd9\u4e00\u7b14\u9700\u8981\u652f\u4ed8\u7684\u5c3e\u6b3e\u79f0\u4e3a\u201cBalloon Payment\u201d. \u5728\u9009\u62e9\u662f\u5426\u4f7f\u7528 Balloon Payment \u65f6\uff0c\u8981\u540c\u65f6\u8003\u8651\u5230\u8d37\u6b3e\u5468\u671f\u5185\u7684\u73b0\u91d1\u6d41\u548c\u8d37\u6b3e\u7ed3\u675f\u65f6\u7684\u73b0\u91d1\u6d41\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"820\" height=\"254\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.31.40.png\" alt=\"\u6fb3\u6d32\u6c7d\u8f66\u8d37\u6b3e\" class=\"wp-image-8621\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.31.40.png 820w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.31.40-300x93.png 300w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><figcaption>\u56fe\u6e90\uff1a\u7f51\u7edc<\/figcaption><\/figure>\n\n\n\n<p id=\"when-to-choose-balloon-payment\">\u8fd9\u79cd\u8d37\u6b3e\u65b9\u5f0f\u5e38\u89c1\u4e8e\u5546\u4e1a\u548c\u5546\u4e1a\u7528\u9014\u7684\u6c7d\u8f66\u8d37\u6b3e\u4e2d\u3002\u51cf\u5c11\u6c7d\u8f66\u8d37\u6b3e\u7684\u6bcf\u6708\u8fd8\u6b3e\u53ef\u4ee5\u5e2e\u52a9\u4f01\u4e1a\u7ba1\u7406\u5176\u77ed\u671f\u6210\u672c\u3002\u66f4\u91cd\u8981\u7684\u662f\uff0c\u8fd9\u79cd\u652f\u4ed8\u65b9\u5f0f\u610f\u5473\u7740\u6c7d\u8f66\u8d37\u6b3e\u8fd8\u6b3e\u5305\u62ec\u66f4\u591a\u7684\u5229\u606f\u8d39\u7528\u548c\u66f4\u5c11\u7684\u8d37\u6b3e\u672c\u91d1\uff0c\u4f01\u4e1a\u4e3b\u53ef\u4ee5\u5c06\u8fd9\u4e9b\u5229\u606f\u652f\u4ed8\u4f5c\u4e3a\u5176\u7a0e\u6536\u7684\u4e1a\u52a1\u652f\u51fa\u3002<strong>\u60a8\u53ef\u54a8\u8be2\u60a8\u7684\u7a0e\u52a1\u4f1a\u8ba1\u5e08\u6216\u8d22\u52a1\u987e\u95ee\uff0c\u4e86\u89e3\u8fd9\u79cd\u652f\u4ed8\u65b9\u5f0f\u662f\u5426\u53ef\u80fd\u5bf9\u60a8\u7684\u4e1a\u52a1\u6709\u5229\u3002<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"08\u4ec0\u4e48\u60c5\u51b5\u4e0b\u9009\u62e9balloon-payment\"><strong>08<\/strong><strong>\u4ec0\u4e48\u60c5\u51b5\u4e0b\u9009\u62e9Balloon Payment?<\/strong><\/h2>\n\n\n\n<p><strong>\u5982\u679c\u60a8\u60f3\u5728\u5176\u4ed6\u8d37\u6b3e\u6761\u4ef6\u4e0d\u53d8\u7684\u60c5\u51b5\u4e0b\uff1a<\/strong><\/p>\n\n\n\n<ul><li>\u7f29\u77ed\u8d37\u6b3e\u671f\u9650<\/li><li>\u51cf\u5c11\u6bcf\u671f\u8fd8\u6b3e\u7684\u91d1\u989d<\/li><li>\u5728\u8d44\u91d1\u5468\u8f6c\u671f\u589e\u52a0\u8d37\u6b3e\u7075\u6d3b\u6027<\/li><\/ul>\n\n\n\n<p>\u53ef\u4ee5\u9009\u62e9Balloon Payment\u3002<\/p>\n\n\n\n<p>\u5176\u5b9e\u5728\u8d37\u6b3e\u7ed3\u675f\u65f6\uff0c\u5982\u679c\u60a8\u5e76\u4e0d\u60f3\u652f\u4ed8\u8fd9\u4e00\u7b14\u94b1\uff0c\u5373\u8f83\u5927\u989d\u7684\u5c3e\u6b3e\uff0c\u4e5f\u53ef\u4ee5\u9009\u62e9\u7ed9 Balloon Payment \u505a\u4e00\u4e2a refinance\uff08\u8f66\u8d37\u8f6c\u8d37\uff09\u3002<strong>\u5177\u4f53\u8f6c\u8d37\u4fe1\u606f\u53ef\u4ee5\u54a8\u8be2\u534e\u745e\u91d1\u878d\u7684\u8d37\u6b3e\u7ecf\u7eaa\u4eba<\/strong>\u3002\u5728\u8d37\u6b3e\u7ed3\u675f\u65f6\u8fd8\u53ef\u4ee5\u9009\u62e9 trade in\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\" id=\"choose-car-or-broker\"><img loading=\"lazy\" decoding=\"async\" width=\"816\" height=\"382\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.33.17.png\" alt=\"\u6fb3\u6d32\u6c7d\u8f66\u8d37\u6b3e\" class=\"wp-image-8623\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.33.17.png 816w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.33.17-300x140.png 300w\" sizes=\"(max-width: 816px) 100vw, 816px\" \/><figcaption>\u56fe\u6e90\uff1a\u7f51\u7edc<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"09\u9009\u62e9\u6c7d\u8f66\u7ecf\u9500\u5546\u5185\u90e8\u8d37\u6b3e\u8fd8\u662f\u8d37\u6b3e\u7ecf\u7eaa\u4eba\"><strong>09<\/strong><strong>\u9009\u62e9\u6c7d\u8f66\u7ecf\u9500\u5546\u5185\u90e8\u8d37\u6b3e<\/strong><strong>\u8fd8\u662f\u8d37\u6b3e\u7ecf\u7eaa\u4eba\uff1f<\/strong><\/h2>\n\n\n\n<p>\u5728\u5f00\u59cb\u8d2d\u4e70\u6c7d\u8f66\u4e4b\u524d\uff0c\u6bd4\u8f83\u6c7d\u8f66\u8d37\u6b3e\u901a\u5e38\u5f88\u5173\u952e\u3002\u5982\u679c\u60a8\u51b3\u5b9a\u5728\u6c7d\u8f66\u7ecf\u9500\u5546\u5904\u8d2d\u4e70\u6c7d\u8f66\uff0c\u8bf7\u786e\u4fdd\u5728\u5f00\u59cb\u8c08\u5224\u8d37\u6b3e\u4e4b\u524d\u5c31\u8f66\u4ef7\u8fbe\u6210\u4e00\u81f4\u3002\u8b66\u60d5\u7ecf\u9500\u5546\u6709\u65f6\u4f1a\u63d0\u9ad8\u6c7d\u8f66\u4ef7\u683c\uff0c\u4ee5\u4fbf\u63d0\u4f9b\u6bd4\u5927\u94f6\u884c\u66f4\u4f4e\u7684\u5229\u7387\u3002\u62ff\u5230\u8bf1\u4eba\u7684\u4f4e\u5229\u7387\u7684\u524d\u63d0\u662f\u8f66\u4ef7\u4e0d\u80fd\u5546\u91cf\uff08\u8981\u6309\u7167\u5e02\u9762\u6807\u51c6\u4ef7\uff09\uff0c\u501f\u6b3e\u4eba\u4fe1\u7528\u8fd8\u8981\u597d\u3002\u5176\u5b9e\u90fd\u662f\u6570\u5b57\u6e38\u620f\u4ee5\u53ca\u6570\u5b57\u9677\u9631\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"816\" height=\"464\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.34.27.png\" alt=\"\u6fb3\u6d32\u6c7d\u8f66\u8d37\u6b3e\" class=\"wp-image-8624\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.34.27.png 816w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/06\/\u622a\u5c4f2021-06-01-\u4e0b\u53485.34.27-300x171.png 300w\" sizes=\"(max-width: 816px) 100vw, 816px\" \/><figcaption>\u56fe\u6e90\uff1a\u7f51\u7edc<\/figcaption><\/figure>\n\n\n\n<p id=\"how-long-get-the-loan\">\u800c\u60a8\u7684\u8d37\u6b3e\u7ecf\u7eaa\u4eba\uff08Broker\uff09\u4f1a\u66f4\u613f\u610f\u7ad9\u5728\u60a8\u7684\u5229\u76ca\u89d2\u5ea6\uff0c\u5e2e\u60a8\u8ba1\u7b97\u5e76\u4e89\u53d6\u5230\u6700\u5408\u7b97\u7684\u8d37\u6b3e\u3002\u6709\u4e86Broker\u534f\u52a9\u4e0b\u7684\u8d37\u6b3e\u4fdd\u969c\uff0c\u63a5\u4e0b\u6765\u5c31\u662f\u653e\u5fc3\u6311\u9009\u60a8\u7684\u7231\u8f66\uff0c\u5411Dealer\u4e89\u53d6\u6700\u597d\u4ef7\u683c\u3002<strong>\u5728\u505a\u8d37\u6b3e\u65b9\u9762\uff0cBroker\u6c38\u8fdc\u7ad9\u5728\u987e\u5ba2\u89d2\u5ea6\u8003\u91cf\u3002<\/strong>\u5177\u4f53\u5982\u4f55\u6311\u9009\u5408\u9002\u7684\u8d37\u6b3e\u7ecf\u7eaa\u4eba\u8bf7<a href=\"https:\/\/cn.abacusfinance.com.au\/%E5%A6%82%E4%BD%95%E9%80%89%E6%8B%A9%E8%B4%B7%E6%AC%BE%E7%BB%8F%E7%BA%AA%E4%BA%BA\/\">\u70b9\u51fb\u6b64\u5904<\/a>\u4e86\u89e3\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" 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