{"id":7594,"date":"2021-02-17T01:15:00","date_gmt":"2021-02-17T01:15:00","guid":{"rendered":"https:\/\/mandarin.abacusfinance.com.au\/?p=7594"},"modified":"2022-02-11T02:05:29","modified_gmt":"2022-02-11T02:05:29","slug":"%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba","status":"publish","type":"post","link":"https:\/\/cn.abacusfinance.com.au\/%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba\/","title":{"rendered":"\u6fb3\u6d32\u503a\u52a1\u95ee\u9898\uff1a\u600e\u6837\u5224\u65ad\u4f60\u7684\u503a\u52a1\u662f\u300c\u597d\u503a\u300d\u8fd8\u662f\u300c\u574f\u503a\u300d\uff1f"},"content":{"rendered":"\n<p id=\"\u6587\u7ae0\u5bfc\u89c8\">\u6587\u7ae0\u5bfc\u89c8\uff1a<\/p>\n\n\n\n<ul><li><a href=\"#what-is-bad-debt\">\u4ec0\u4e48\u662f\u574f\u503a\u52a1<\/a><ul><li><a href=\"#list-of-bad-debt\">\u574f\u503a\u540d\u5355<\/a><\/li><li><a href=\"#neatural-debt\">\u4e2d\u6027\u503a\u540d\u5355<\/a><\/li><\/ul><\/li><li><a href=\"#what-is-good-debt\">\u4ec0\u4e48\u662f\u597d\u503a\u52a1<\/a><\/li><li><a href=\"#principle-for-the-debt\">\u8d1f\u503a\u4e09\u539f\u5219<\/a><\/li><\/ul>\n\n\n\n<p>\u5728\u4e2d\u56fd\u7684\u4e00\u4e9b\u4f20\u7edf\u89c2\u5ff5\u4e2d\u8ba4\u4e3a\uff0c\u8d1f\u503a\u662f\u4e0d\u597d\u7684\uff0c\u6240\u4ee5\u5bb6\u91cc\u7684\u5f88\u591a\u8001\u4e00\u8f88\u4eba\u90fd\u6ca1\u6709\u7ecf\u5386\u8fc7\u8d1f\u503a\u3002\u6ca1\u6709\u8d1f\u503a\u786e\u5b9e\u4f1a\u907f\u514d\u5bb6\u5ead\u8d22\u52a1\u7684\u4e00\u4e9b\u98ce\u9669\uff0c\u4f46\u201c\u65e0\u503a\u4e00\u8eab\u8f7b\u201d\u771f\u7684\u5c31\u662f\u597d\u4e8b\u5417\uff1f<\/p>\n\n\n\n<p><strong>\u4ece\u521b\u9020\u8d22\u5bcc\u8fd9\u65b9\u9762\u6765\u770b\uff0c\u5176\u5b9e\u4e0d\u662f\u3002<\/strong>\u5f88\u591a\u4e2d\u56fd\u4eba\u90fd\u8ba4\u4e3a\uff1a\u83ab\u6b20\u503a\uff0c\u6b20\u503a\u8981\u8fd8\u94b1\u3002\u6240\u4ee5\uff0c\u6211\u4eec\u8fd8\u662f\u8001\u8001\u5b9e\u5b9e\u3001\u6512\u94b1\u8fc7\u65e5\u5b50\u5427\u3002<\/p>\n\n\n\n<p>\u6309\u7167\u4f20\u7edf\u89c2\u5ff5\u53bb\u60f3\uff0c\u771f\u7684\u9519\u602a\u201c\u503a\u201d\u4e86\uff0c<strong>\u503a\u672c\u8eab\u662f\u4e2d\u6027\u7684\uff0c\u7528\u5f97\u597d\u52a9\u4f60\u8d22\u5bcc\u5feb\u901f\u589e\u503c\uff0c\u7528\u5f97\u4e0d\u597d\u80cc\u4e0a\u6c89\u91cd\u8d1f\u62c5\u3002<\/strong>\u8fd9\u4e2a\u4e2d\u7684\u5965\u5999\uff0c\u534e\u745e\u5e26\u5927\u5bb6\u4e00\u8d77\u6765\u63ed\u5f00~<\/p>\n\n\n\n<p>\u5f88\u591a\u534e\u4eba\u6295\u8d44\u670b\u53cb\u7531\u4e8e\u81ea\u5df1\u7684\u5de5\u4f5c\u6216\u8005\u751f\u610f\u5b9e\u5728\u592a\u5fd9\uff0c\u6839\u672c\u6ca1\u6709\u65f6\u95f4\u9759\u4e0b\u6765\u601d\u8003\u5173\u4e8e\u201c\u503a\u52a1\u201d\u7684\u8bdd\u9898\u3002\u6211\u4eec\u4eca\u5929\u8ddf\u5927\u5bb6\u5c31\u6765\u7b80\u5355\u5730\u8c08\u4e00\u4e0b\u76f8\u5173\u7684\u503a\u52a1\u7406\u5ff5\u3002<\/p>\n\n\n\n<p>\u5c3d\u7ba1\u6210\u529f\u7684\u6295\u8d44\u603b\u662f\u6d89\u53ca\u5f88\u591a\u4e2a\u65b9\u9762\uff0c\u6bd4\u5982\u201c\u8d44\u4ea7\u9009\u62e9\u201d\u548c\u201c\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u201d\u3002<strong>\u4f46\u51b3\u5b9a\u6295\u8d44\u6210\u8d25\u7684\u6700\u91cd\u8981\u56e0\u7d20\u4e4b\u4e00\u662f\u4f60\u4e0e\u503a\u52a1\u7684\u5173\u7cfb\u3002<\/strong>\u539f\u56e0\u5f88\u7b80\u5355\uff0c\u5982\u679c\u4f60\u60f3\u901a\u8fc7\u8d2d\u7f6e\u8d44\u4ea7\u800c\u8fbe\u5230\u8d22\u52a1\u81ea\u7531\uff0c\u90a3\u4e48\u9002\u5f53\u7a0b\u5ea6\u7684\u201c\u8d37\u6b3e\u201d\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\u90e8\u5206\u3002\u4f60\u5982\u4f55\u5bf9\u5f85\u4ee5\u53ca\u7ba1\u7406\u503a\u52a1\u5bf9\u4f60\u6295\u8d44\u7ed3\u679c\u7684\u5f71\u54cd\u81f3\u5173\u91cd\u8981\u3002<\/p>\n\n\n\n<p>\u7531\u4e8e\u7f3a\u4e4f\u5bf9\u5f85\u503a\u52a1\u201c\u771f\u9762\u76ee\u201d\u7684\u4e86\u89e3\uff0c\u6295\u8d44\u4eba\u5f80\u5f80\u6295\u8d44\u6700\u7ec8\u4ee5\u5931\u8d25\u544a\u7ec8\u3002<\/p>\n\n\n\n<p>\u4e3e\u4e2a\u4f8b\u5b50\uff1a<\/p>\n\n\n\n<p>\u5ba2\u6237\u5c0f\u864e?\u7684\u5de5\u8d44\u4e0d\u7b97\u592a\u9ad8<\/p>\n\n\n\n<p>\u4ed6\u60f3\u8981\u901a\u8fc7\u501f\u8d37\u505a\u4e9b\u6295\u8d44\u8d5a\u70b9\u96f6\u82b1\u94b1\u2026\u2026<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"767\" height=\"1024\" src=\"https:\/\/mandarin.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-20-\u4e0b\u534812.13.06-767x1024.png\" alt=\"\u6fb3\u6d32\u8d1f\u503a\u597d\u574f\" class=\"wp-image-8401\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-20-\u4e0b\u534812.13.06-767x1024.png 767w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-20-\u4e0b\u534812.13.06-225x300.png 225w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-20-\u4e0b\u534812.13.06.png 912w\" sizes=\"(max-width: 767px) 100vw, 767px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\" id=\"what-is-bad-debt\"><img loading=\"lazy\" decoding=\"async\" width=\"758\" height=\"1024\" src=\"https:\/\/mandarin.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-20-\u4e0b\u534812.13.22-758x1024.png\" alt=\"\u6fb3\u6d32\u8d1f\u503a\u597d\u574f\" class=\"wp-image-8403\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-20-\u4e0b\u534812.13.22-758x1024.png 758w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-20-\u4e0b\u534812.13.22-222x300.png 222w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-20-\u4e0b\u534812.13.22.png 900w\" sizes=\"(max-width: 758px) 100vw, 758px\" \/><\/figure>\n\n\n\n<h2 class=\"has-text-align-left wp-block-heading\" id=\"\u4ec0\u4e48\u662f\u574f\u503a\u52a1\">\u4ec0\u4e48\u662f\u574f\u503a\u52a1\uff1f<\/h2>\n\n\n\n<p>\u751f\u6d3b\u4e2d\u6709\u65f6\u4f1a\u9047\u5230\u8fd9\u6837\u4e00\u7fa4\u4eba\u3002\u4ed6\u4eec\u603b\u662f\u5174\u98ce\u4f5c\u6d6a\uff0c\u770b\u8d77\u6765\u5f88\u806a\u660e\uff0c\u9676\u9189\u4e8e\u81ea\u5df1\u201c\u6d3b\u5728\u6b64\u523b\u201d\u7684\u9b45\u529b\u4e4b\u4e2d\u3002\u5176\u5b9e\u503a\u52a1\u4e5f\u662f\u5982\u6b64\u3002\u574f\u503a\u52a1\u603b\u662f\u6709\u4e00\u79cd\u7279\u522b\u7684\u201c\u5438\u5f15\u529b\u201d\u3002\u56e0\u4e3a\u5b83\u80fd\u5e26\u6765\u7acb\u7aff\u89c1\u5f71\u7684\u6ee1\u8db3\u611f\u548c\u6f47\u6d12\uff0c\u6bd4\u5982\u8d2d\u4e70\u5954\u9a70\u5b9d\u9a6c\u6216\u662f\u52b3\u529b\u58eb\u91d1\u8868\u7b49\u7b49\u3002<br>\u4f60\u60f3\u611f\u53d7\u4e00\u8f86\u8c6a\u8f66\u7684\u6f47\u6d12\u5417\uff1f\u90a3\u4e48\u4e3a\u4ec0\u4e48\u4e0d\u53ef\u4ee5\u53bb\u79df\u51e0\u5929\uff0c\u5c3d\u60c5\u5730\u4eab\u53d7\u884c\u4eba\u7fa1\u6155\u4f60\u7684\u76ee\u5149\u5462? \u4f60\u89c9\u5f97\u9700\u8981\u4f11\u5047\u5417?\u8ba9\u4fe1\u7528\u5361\u5e26\u4f60\u53bb\u5f02\u56fd\u4ed6\u4e61\uff0c\u4eab\u53d7\u50cf\u7687\u5ba4\u4e00\u6837\u7684\u751f\u6d3b\u3002\u53cd\u6b63\u8fd9\u4e9b\u5f20\u8d26\u5355\u51e0\u5468\u540e\u624d\u9700\u8981\u652f\u4ed8\u3002\u662f\u7684\uff0c\u8fd9\u4e9b\u573a\u666f\u90fd\u5f88\u5438\u5f15\u4eba\uff0c\u4e5f\u5f88\u523a\u6fc0\u3002\u4f46\u662f\u8fd9\u4e9b\u574f\u503a\u52a1\u6700\u7ec8\u4f1a\u8ba9\u4f60\u5fc3\u529b\u6194\u60b4\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"904\" height=\"604\" src=\"https:\/\/mandarin.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-20-\u4e0b\u534812.17.59.png\" alt=\"\u574f\u8d1f\u503a\" class=\"wp-image-8404\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-20-\u4e0b\u534812.17.59.png 904w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-20-\u4e0b\u534812.17.59-300x200.png 300w\" sizes=\"(max-width: 904px) 100vw, 904px\" \/><\/figure>\n\n\n\n<p><strong>\u201c\u574f\u503a\u52a1\u201d\u662f\u6307\u501f\u6765\u7684\u94b1\u88ab\u6295\u5165\u5230\u8d2c\u503c\u7684\u8d44\u4ea7\u6216\u67d0\u79cd\u201c\u7ecf\u5386\u201d\u4e2d\u3002\u574f\u503a\u52a1\u8d2d\u4e70\u6765\u7684\u4ea7\u54c1\u6c38\u8fdc\u4e0d\u4f1a\u4ea7\u751f\u589e\u503c\u56de\u62a5\u3002<\/strong><\/p>\n\n\n\n<p>\u574f\u503a\u52a1\u901a\u5e38\u4ec5\u4ec5\u662f\u4e00\u4e2a\u5f00\u59cb\uff0c\u903e\u671f\u507f\u8fd8\u4f1a\u7f5a\u606f\u3002\u672a\u8fd8\u6b3e\u4f59\u989d\u4e5f\u4f1a\u968f\u4e4b\u589e\u52a0\u3002\u590d\u5408\u503a\u52a1\u4ece\u6b64\u4fbf\u5f00\u59cb\u87ba\u65cb\u4e0a\u5347\uff0c\u5931\u53bb\u63a7\u5236\uff0c\u76f4\u5230\u4f60\u5f00\u59cb\u8ba4\u771f\u7684\u5bf9\u5f85\u8fd9\u4e9b\u503a\u52a1\u5e76\u6709\u8d23\u4efb\u5730\u507f\u8fd8\uff0c\u624d\u53ef\u80fd\u4ece\u503a\u52a1\u4e2d\u89e3\u8131\u51fa\u6765\u3002\u5c31\u50cf\u7533\u8bf7\u53e6\u4e00\u5f20\u4fe1\u7528\u5361\uff0c\u4ee5\u652f\u4ed8\u4e4b\u524d\u6b20\u8d26\u7684\u4fe1\u7528\u5361\u7684\u8ba1\u5212\uff0c\u4f1a\u4f7f\u4f60\u8d8a\u6765\u8d8a\u7edd\u671b\u3002\u8fd9\u7edd\u5bf9\u662f\u6076\u6027\u5faa\u73af\u3002<\/p>\n\n\n\n<p id=\"list-of-bad-debt\"><strong>\u4f60\u4e0e\u574f\u503a\u52a1\u7684\u5173\u7cfb\u8fd8\u6709\u53e6\u4e00\u4e2a\u95ee\u9898\uff0c\u5c31\u662f\u5b83\u5177\u6709\u957f\u671f\u7684\u5f71\u54cd\u3002\u5373\u4f7f\u4f60\u80fd\u9003\u8131\u5b83\u7684\u63a7\u5236\uff0c\u574f\u503a\u52a1\u4e5f\u4f1a\u5f71\u54cd\u4f60\u7684\u4fe1\u7528\u8bc4\u7ea7\u3002<\/strong>\u5982\u679c\u4f60\u572820\u591a\u5c81\u65f6\u62d6\u6b20\u6c7d\u8f66\u8d37\u6b3e\uff0c\u90a3\u4e48\u5f53\u4f60\u572830\u591a\u5c81\u7533\u8bf7\u4f4f\u623f\u8d37\u6b3e\u65f6\uff0c\u4f60\u5f88\u53ef\u80fd\u4f1a\u91cd\u8e48\u8986\u8f99\u3002<\/p>\n\n\n\n<h3 class=\"has-text-align-left wp-block-heading\" id=\"\u574f\u503a\u540d\u5355\">\u574f\u503a\u540d\u5355<\/h3>\n\n\n\n<p>\u5176\u5b9e\u574f\u503a\u5f88\u597d\u5206\u8fa8\uff0c\u5c31\u662f\u90a3\u79cd\u4e0d\u65ad\u8ba9\u4f60\u586b\u5751\u3001\u8ba9\u751f\u6d3b\u8d8a\u6765\u8d8a\u5403\u529b\u7684\u6b20\u503a\u3002\u751f\u6d3b\u4e2d\u6700\u5e38\u89c1\u7684\u5c31\u662f\u4fe1\u7528\u5361\u4e86\uff0c\u540d\u4e49\u5e74\u5229\u738718%\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"1-\u4fe1\u7528\u5361\u503a\"><strong>1.\u4fe1\u7528\u5361\u503a<\/strong><\/h4>\n\n\n\n<p>\u4fe1\u7528\u5361\u9884\u652f\u7684\u662f\u4f60\u672a\u6765\u7684\u73b0\u91d1\u6d41\uff0c\u5982\u679c\u514d\u606f\u671f\u5185\u53ca\u65f6\u507f\u8fd8\u5c31\u4e0d\u7b97\u574f\u503a\uff0c\u5145\u5176\u91cf\u5c31\u662f\u73b0\u91d1\u7ba1\u7406\u5de5\u5177\u3002\u4f46\u5982\u679c\u5229\u7528\u4fe1\u7528\u5361\u5206\u671f\u3001\u8d37\u6b3e\u751a\u81f3\u662f\u63d0\u53d6\u73b0\u91d1\u7684\u8bdd\uff0c\u4f60\u5c31\u4f1a\u53d1\u73b0\uff0c\u8fd9\u51e0\u4e4e\u662f\u80fd\u7ecf\u5386\u7684\u6700\u6050\u6016\u7684\u4e8b\u513f\u3002<\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"\u4e3e\u4f8b\u6765\u8bf4\"><br><strong>\u4e3e\u4f8b\u6765\u8bf4\uff1a<\/strong><\/h5>\n\n\n\n<p class=\"has-text-align-left\">\u5047\u8bbe\u4fe1\u7528\u5361\u6d88\u8d3912000\u5143\uff0c\u520612\u671f\uff0c\u6bcf\u671f\u624b\u7eed\u8d39\u4e3a0.6%\u3002<br>\u8fd8\u6b3e\u65f6\u8fd9\u6837\u7684\uff1a\u8fd912\u4e2a\u6708\u5b9e\u9645\u6263\u6b3e\u91d1\u989d\u4e3a12000\/12+12000*0.6%=1072\u5143\uff0c\u4e00\u4e2a\u9690\u853d\u7684\u4fe1\u606f\u662f\uff1a\u4f60\u6bcf\u6708\u90fd\u5728\u507f\u8fd8\u672c\u91d11000\u5143\uff0c\u6240\u4ee5\u8d1f\u503a\u5728\u51cf\u5c11\uff0c\u53ef\u662f\u507f\u8fd8\u7684\u5229\u606f\u4e0d\u53d8\uff0c\u6240\u4ee5\u5229\u7387\u6c34\u5e73\u5c31\u5728\u4e0a\u6da8\u3002\u5230\u671f\u672b\u7684\u65f6\u5019\uff0c\u5c31\u662f\u501f1000\u5143\u507f\u8fd81072\u5143\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"663\" src=\"https:\/\/mandarin.abacusfinance.com.au\/wp-content\/uploads\/2021\/05\/\u622a\u5c4f2021-05-24-\u4e0a\u534811.54.31-1024x663.png\" alt=\"\u6fb3\u6d32\u4fe1\u7528\u5361\u8d1f\u503a\" class=\"wp-image-8462\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/05\/\u622a\u5c4f2021-05-24-\u4e0a\u534811.54.31-1024x663.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/05\/\u622a\u5c4f2021-05-24-\u4e0a\u534811.54.31-300x194.png 300w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u56fe\u6e90\uff1a\u7f51\u7edc<\/figcaption><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"2-\u8f66\u8d37\"><strong>2. \u8f66\u8d37<\/strong><\/h4>\n\n\n\n<p>\u539f\u7406\u8ddf\u4fe1\u7528\u5361\u4e00\u4e2a\u9053\u7406\uff0c\u53ea\u662f\u8d37\u6b3e\u5229\u7387\u66f4\u4f4e\u4e00\u70b9\u513f\u3002\u6b64\u5916\uff0c\u8fd8\u6709\u4e24\u6837\u8ba9\u4eba\u5934\u75bc\u7684\u51cf\u5206\u56e0\u7d20\uff1a\u8f66\u5b50\u5728\u8d2d\u4e70\u65f6\u4fbf\u5f00\u59cb\u8d2c\u503c\uff0c\u517b\u8f66\u8d39\u7528\u662f\u786c\u6027\u652f\u51fa\u3002\u5f53\u7136\uff0c\u5982\u679c\u4e70\u8f66\u8dd1\u8fd0\u8f93\uff0c\u80fd\u5e26\u6765\u73b0\u91d1\u6d41\u5165\u53c8\u662f\u53e6\u4e00\u56de\u4e8b\u513f\u4e86\u3002\u6bd4\u5982Uber\u5e08\u5085C\uff0c\u4e70\u4e86\u8f8620\u4e07\u7684\u96c5\u9601\uff0c\u6bcf\u4e2a\u6708\u5228\u4e86\u4fdd\u517b\u548c\u6cb9\u94b1\uff0c\u80fd\u8d5a2\u30013\u4e07\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"3-\u6c11\u95f4\u9ad8\u5229\u8d37\"><strong>3\u3001\u6c11\u95f4\u9ad8\u5229\u8d37<\/strong><\/h4>\n\n\n\n<p>\u6708\u606f2%\u8d77\u6b65\uff0c\u6309\u6708\u507f\u8fd8\u5229\u606f\uff0c\u5230\u671f\u4e00\u6b21\u507f\u8fd8\u672c\u91d1\u3002\u670b\u53cb\u4eec\u53ef\u4ee5\u81ea\u884c\u7b97\u7b97\u8d44\u91d1\u4f7f\u7528\u6210\u672c\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"635\" src=\"https:\/\/mandarin.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-24-\u4e0a\u534811.55.43-1024x635.png\" alt=\"\u6c7d\u8f66\u8d37\u6b3e\u6fb3\u6d32\" class=\"wp-image-8463\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-24-\u4e0a\u534811.55.43-1024x635.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-24-\u4e0a\u534811.55.43-300x186.png 300w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u56fe\u6e90\uff1a\u7f51\u7edc<\/figcaption><\/figure><\/div>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"\u4e3e\u4f8b\u8bf4\u660e\"><strong>\u4e3e\u4f8b\u8bf4\u660e\uff1a<\/strong><\/h5>\n\n\n\n<p id=\"neatural-debt\">\u6bd4\u5982\u5728\u6fb3\u6d32\u5e38\u89c1\u7684Afterpay\u6216\u8005Laybuy\uff0c\u8fd9\u4e9b\u5728\u67d0\u4e9b\u94f6\u884c\u91cc\u9762\u7b97\u662fcommitment\uff0c\u8fd8\u4f1a\u5f71\u54cd\u8d37\u6b3e\u989d\u5ea6\u3002\u6362\u53e5\u8bdd\u8bf4\uff0c\u201c\u574f\u503a\u201d\u5f80\u5f80\u90fd\u662f\u90a3\u79cd\u201c\u82b1\u672a\u6765\u7684\u94b1\u201d\u5e76\u4e14\u4e70\u7684\u4ea7\u54c1\u5f80\u5f80\u90fd\u662f\u201c\u975e\u5fc5\u9700\u54c1\u201d\u3002\u6bd4\u5982\u5962\u4f88\u54c1\u5305\u5305\uff0c\u5927\u989d\u7535\u5b50\u4ea7\u54c1\u7b49\u3002<\/p>\n\n\n\n<h3 class=\"has-text-align-left wp-block-heading\" id=\"\u4e2d\u6027\u503a\u540d\u5355\">\u4e2d\u6027\u503a\u540d\u5355<\/h3>\n\n\n\n<p>\u4e2d\u6027\u503a\u52a1\u4e0d\u662f\u5206\u4e0d\u51fa\u597d\u3001\u574f\u7684\u503a\uff0c\u800c\u662f\u770b\u5177\u4f53\u4f7f\u7528\u60c5\u51b5\uff0c\u6709\u53ef\u80fd\u53d8\u597d\u6216\u8005\u53d8\u574f\u7684\u503a\u52a1\u3002\u8981\u5206\u6790\uff1a\u503a\u52a1\u4f7f\u7528\u65b9\u5411\u3001\u6536\u76ca\u3001\u6210\u672c\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"1-\u4e2a\u4eba\u4fe1\u7528\u8d37\u6b3e\"><strong>1.\u4e2a\u4eba\u4fe1\u7528\u8d37\u6b3e<\/strong><\/h4>\n\n\n\n<p>\u76ee\u524d\u5e02\u573a\u4e0a\u6709\u5404\u79cd\u6d88\u8d39\u91d1\u878d\u516c\u53f8\uff0c\u5411\u4e2a\u4eba\u63d0\u4f9b\u65e0\u62b5\u62bc\u65e0\u62c5\u4fdd\u8d37\u6b3e\uff0c\u5c31\u662f\u8bf8\u5982\u201c\u77ed\u8d37\u5b9d\u201d\u4e4b\u7c7b\uff0c\u4e3b\u8981\u662f\u6d88\u8d39\u8d37\u6b3e\u3002\u73b0\u5728\u94f6\u884c\u4e5f\u5f00\u5c55\u4e2a\u4eba\u4fe1\u7528\u8d37\u6b3e\uff0c\u63d0\u4f9b\u7ed9VIP\u5ba2\u6237\u548c\u4fe1\u7528\u5361\u5ba2\u6237\uff0c\u65e0\u4f7f\u7528\u65b9\u5411\uff0c\u91c7\u7528\u6d6e\u52a8\u5229\u7387\uff0c\u901a\u8fc7\u4fe1\u7528\u5361\u8fd8\u6b3e\u3002<\/p>\n\n\n\n<p class=\"has-text-align-left\"><strong>\u901a\u5e38\uff0c\u8fd9\u4e9b\u4fe1\u7528\u8d37\u6b3e\u6708\u606f0.7%~0.9%\uff0c\u6bd4\u9ad8\u5229\u8d37\u4f4e\u6bd4\u94f6\u884c\u8d37\u6b3e\u9ad8\u3002<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><br><img decoding=\"async\" class=\"\" src=\"http:\/\/mmbiz.qpic.cn\/mmbiz_jpg\/yzyDOMNJSiad1LD5Y54ibwSuArZhqu5Aq17LPyj1ibaia36z2H3cnianiaiaXVttAdRVnzpib2RRqmkm2ZLb2mIRdGz80Q\/640?wx_fmt=jpeg&amp;tp=webp&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1\" alt=\"Image\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"2-\u81ea\u4f4f\u7684\u4f4f\u623f\u8d37\u6b3e\"><strong>2.\u81ea\u4f4f\u7684\u4f4f\u623f\u8d37\u6b3e<\/strong><\/h4>\n\n\n\n<p id=\"what-is-good-debt\">\u7528\u4e8e\u81ea\u4f4f\u7684\u623f\u5c4b\u8d37\u6b3e\u5f53\u7136\u4e0d\u80fd\u5e26\u6765\u73b0\u91d1\u6d41\uff0c\u8fd8\u8981\u627f\u62c5\u623f\u5c4b\u7684\u4fdd\u6709\u6210\u672c\uff0c\u4f46\u4e0d\u80fd\u4e00\u6982\u8ba4\u4e3a\u662f\u574f\u503a\u3002\u8d37\u6b3e\u989d\u5ea6\u548c\u623f\u79df\u7684\u6bd4\u7387\uff0c\u53ef\u4ee5\u770b\u51fa\u5bf9\u5bb6\u5ead\u73b0\u91d1\u6d41\u7684\u5f71\u54cd\u3002\u53e6\u5916\uff0c\u623f\u5b50\u5e02\u573a\u4ef7\u683c\u7684\u53d8\u5316\uff0c\u4f1a\u5e26\u6765\u5bb6\u5ead\u8d44\u4ea7\u7684\u5347\u964d\uff0c\u6240\u4ee5<strong>\u8003\u5bdf\u81ea\u4f4f\u623f\u5c4b\u8d37\u6b3e\u662f\u597d\u662f\u574f\uff0c\u4ece\u6bcf\u6708\u8fd8\u8d37\u91d1\u989d\u548c\u623f\u4ef7\u53d8\u5316\u4e24\u4e2a\u65b9\u9762\u8003\u8651\u3002<\/strong><\/p>\n\n\n\n<h2 class=\"has-text-align-left wp-block-heading\" id=\"\u4ec0\u4e48\u662f-\u597d\u503a\u52a1\">\u4ec0\u4e48\u662f\u201c\u597d\u503a\u52a1\u201d\uff1f<\/h2>\n\n\n\n<p>\u503a\u52a1\u7684\u53e6\u4e00\u9762\u662f\u597d\u503a\u52a1\u3002<strong>\u4f18\u8d28\u503a\u52a1\u662f\u6307\u501f\u5165\u8d44\u91d1\u7528\u4e8e\u8d2d\u4e70\u79ef\u7d2f\u8d22\u5bcc\u7684\u8d44\u4ea7\uff0c\u8fd9\u4e9b\u8d44\u4ea7\u4e0d\u4ec5\u4e0d\u4f1a\u8d2c\u503c\uff0c\u8fd8\u4f1a\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u800c\u589e\u503c\u3002<\/strong>\u6709\u4e9b\u8fd8\u4f1a\u6301\u7eed\u63d0\u4f9b\u73b0\u91d1\u6d41\u6536\u5165\u3002\u5982\u679c\u4f60\u4ee53.5%\u7684\u5229\u7387\u501f\u5165\u8d44\u91d1\u8d2d\u4e70\u4e00\u5904\u5e74\u8d44\u672c\u589e\u957f\u7387\u4e3a6%\u3001\u79df\u91d1\u51c0\u6536\u76ca\u7387\u4e3a3%\u7684\u623f\u4ea7\uff0c\u90a3\u4e48\u4f60\u7684\u8d44\u4ea7\u5c31\u4f1a\u4e0d\u65ad\u589e\u52a0\u3002\u5982\u679c\u628a\u590d\u5229\u548c\u6760\u6746\u8ba1\u7b97\u5728\u5185\uff0c\u8fd9\u6837\u4f18\u52bf\u5c31\u66f4\u5927\u4e86\u3002<\/p>\n\n\n\n<p>\u501f\u94b1\u6295\u5165\u5230\u6709\u5145\u8db3\u79df\u91d1\u6536\u5165\u7684\u589e\u957f\u578b\u8d44\u4ea7\u610f\u5473\u7740\u4f60\u53ef\u4ee5\u79ef\u7d2f\u5230\u66f4\u5927\u7684\u6295\u8d44\u7ec4\u5408\u3002\u8fd9\u6837\u6bd4\u4f60\u4e0d\u4f7f\u7528\u8d37\u6b3e\u8d44\u91d1\u6240\u83b7\u5f97\u6536\u76ca\u8981\u5927\u5f97\u591a\u3002\u6700\u91cd\u8981\u7684\u662f\uff0c\u5982\u679c\u4f60\u662f\u4e00\u540d\u957f\u671f\u6295\u8d44\u8005\uff0c\u90a3\u4e48\u4ef7\u503c\u6536\u76ca\u4fbf\u4f1a\u4e0d\u65ad\u589e\u52a0\u3002\u4e0d\u77e5\u4e0d\u89c9\u95f4\u4f60\u7684\u8d44\u4ea7\u4fbf\u7ecf\u5386\u4e86\u4e00\u4e2a\u623f\u5730\u4ea7\u4ef7\u683c\u5468\u671f\uff0c\u4ef7\u503c\u5c31\u4f1a\u7ffb\u500d!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u4e3e\u4f8b\u8bf4\u660e\"><strong>\u4e3e\u4f8b\u8bf4\u660e\uff1a<\/strong><\/h3>\n\n\n\n<p>Home Loan\u53ef\u4ee5\u6210\u4e3a\u597d\u503a\u3002\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u4e00\u4e2a\u5ba2\u6237\u4e70\u4e86\u4e00\u4e2a$500K\u7684\u623f\u5b50\uff0c\u8d37$450K\uff0c\u79df\u91d1\u56de\u62a5$450pw\u3002\u6708\u4f9b$1,800\uff08\u5305\u62ec$1,000\u8fd8\u5229\u606f\u548c$800\u8fd8\u672c\u91d1\uff09\u3002\u4e00\u4e2a\u6708\u79df\u91d1\u5e73\u5747$1,950\uff0c\u6263\u9664$1,000\uff0c\u518d\u6263\u9664management fee, council rate\u4ee5\u53castrata\u52a0\u8d77\u6765\u7ea6$400\u4e0d\u5230\u3002\u90a3\u5c31\u662f\u6b63\u6570$450\u4e00\u4e2a\u6708\uff0c\u867d\u7136\u6709$800\u7ed9\u4e86\u672c\u91d1\uff0c\u73b0\u91d1\u6d41\u662f\u8d1f\u7684$350\uff0c\u4f46\u662f$800\u672c\u91d1\u8fd8\u4e86\u8fd8\u662f\u81ea\u5df1\u7684\uff0c\u6240\u4ee5\u8fd8\u662f\u7b97\u6b63\u6570$450\u3002\u518d\u5230\u6bcf\u5e74\u8d22\u653f\u5e74\uff0cdepreciation\u53ef\u4ee5\u9000\u81f3\u5c11\u51e0\u5343\u7684\u7a0e\uff0c\u90a3\u5c31\u662f\u4e00\u5e74\u4e0b\u6765\u4ece\u8fd9\u4e2a\u623f\u5b50\u91cc\u9762\u6211\u80fd\u8d5a\u5230\u5927\u6982$10,000\u5de6\u53f3\uff0c\u6240\u4ee5Home Loan\u662f\u201c\u597d\u503a\u201d\u3002<\/p>\n\n\n\n<p>\u6bcf\u4e2a\u8ba1\u5212\u901a\u8fc7\u6295\u8d44\u79ef\u7d2f\u8d22\u5bcc\u7684\u4eba\u90fd\u9700\u8981\u4f7f\u7528\u5230\u503a\u52a1\uff0c\u4f46\u201c\u503a\u52a1\u201d\u7ecf\u5e38\u88ab\u5996\u9b54\u5316\u3002\u6709\u65f6\u662f\u4f60\u7236\u6bcd\u5728\u7ecf\u6d4e\u56f0\u96be\u65f6\u671f\u7684\u7cdf\u7cd5\u7ecf\u5386\u5bfc\u81f4\u7684\u4e0d\u7406\u60f3\u7ed3\u679c\uff1b\u6709\u65f6\u662f\u4ece\u6587\u5316\u89d2\u5ea6\u628a\u503a\u52a1\u89c6\u4e3a\u7f6a\u6076\u3002\u6216\u662f\u4f20\u7edf\u4e0a\u6765\u8bf4\uff0c\u503a\u52a1\u5728\u5a92\u4f53\u4e0a\u88ab\u5f53\u505a\u662f\u4e00\u4ef6\u5e94\u8be5\u6781\u529b\u907f\u514d\u7684\u4e8b\u60c5\u3002\u7136\u800c\uff0c\u5728\u7406\u89e3\u503a\u52a1\u771f\u6b63\u9762\u76ee\u7684\u524d\u63d0\u4e0b\uff0c\u5b83\u662f\u4e00\u4e2a\u5de5\u5177\uff0c\u4e00\u4e2a\u4f60\u6295\u8d44\u6218\u7565\u7684\u91cd\u8981\u7ec4\u6210\u90e8\u5206\u3002<\/p>\n\n\n\n<p id=\"principle-for-the-debt\">\u90a3\u5728\u5b9e\u9645\u7684\u751f\u6d3b\u4e2d\uff0c<strong>\u600e\u4e48\u64cd\u4f5c\u624d\u80fd\u8ba9\u81ea\u5df1\u7684\u8d1f\u503a\u6210\u4e3a\u201c\u597d\u503a\u201c\u5462\uff1f<\/strong><\/p>\n\n\n\n<h2 class=\"has-text-align-left wp-block-heading\" id=\"\u8d1f\u503a\u4e09\u539f\u5219\">\u8d1f\u503a\u4e09\u539f\u5219<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"01-\u8d1f\u503a\u91d1\u989d\u8981\u5728\u8fd8\u6b3e\u80fd\u529b\u8303\u56f4\u5167\">01&nbsp;<strong>\u8d1f\u503a\u91d1\u989d\u8981\u5728\u8fd8\u6b3e\u80fd\u529b\u8303\u56f4\u5167<\/strong><\/h3>\n\n\n\n<p>\u4e00\u65e6\u903e\u671f\u65e0\u6cd5\u8fd8\u6b3e\uff0c\u4e0d\u4ec5\u4f1a\u4ea7\u751f\u6ede\u7eb3\u91d1\uff0c\u8fd8\u53ef\u80fd\u4f1a\u5728\u4fe1\u7528\u62a5\u544a\u4e0a\u7559\u4e0b\u6c61\u70b9\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"02-\u5236\u5b9a\u5408\u7406\u7684\u7406\u503a\u8ba1\u5212\">02&nbsp;<strong>\u5236\u5b9a\u5408\u7406\u7684\u7406\u503a\u8ba1\u5212<\/strong><\/h3>\n\n\n\n<p>\u5236\u5b9a\u660e\u786e\u7684\u8fd8\u6b3e\u65f6\u95f4\u8fdb\u5ea6\u8868\uff0c\u4e25\u683c\u6267\u884c\uff0c\u624d\u80fd\u7ba1\u7406\u597d\u503a\u52a1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"03-\u786e\u8ba4\u8d39\u7528\">03 \u786e\u8ba4\u8d39\u7528<\/h3>\n\n\n\n<p>\u5728\u51b3\u5b9a\u501f\u6b3e\u7684\u65f6\u5019\uff0c\u9664\u4e86\u786e\u8ba4\u5229\u7387\uff0c\u8fd8\u8981<strong>\u786e\u8ba4\u4e3a\u4e86\u501f\u6b3e\u8981\u4ed8\u51fa\u7684\u603b\u8d39\u7528\u662f\u591a\u5c11\u3002<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"856\" height=\"1024\" src=\"https:\/\/mandarin.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-24-\u4e0b\u534812.03.39-856x1024.png\" alt=\"\u6fb3\u6d32\u8d1f\u503a\u597d\u503a\" class=\"wp-image-8465\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-24-\u4e0b\u534812.03.39-856x1024.png 856w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-24-\u4e0b\u534812.03.39-251x300.png 251w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/02\/\u622a\u5c4f2021-05-24-\u4e0b\u534812.03.39.png 898w\" sizes=\"(max-width: 856px) 100vw, 856px\" \/><\/figure>\n\n\n\n<p>\u5982\u4f55\u901a\u8fc7\u81ea\u5df1\u7684\u503a\u52a1\u6700\u5927\u5316\u83b7\u53d6\u6536\u76ca\uff0c\u662f\u4e00\u95e8\u5b66\u95ee\u3002\u5982\u679c\u4f60\u5728\u8d37\u6b3e\u8fc7\u7a0b\u4e2d\uff0c\u5e0c\u671b\u901a\u8fc7\u5408\u7406\u8d1f\u503a\uff0c\u5c3d\u53ef\u80fd\u7684\u5b9e\u73b0\u81ea\u8eab\u5229\u76ca\u6700\u5927\u5316\uff0c\u6b22\u8fce\u54a8\u8be2<strong>\u534e\u745e\u91d1\u878d<\/strong>\u4e13\u4e1a\u3001\u9ad8\u6548\u7684\u8d37\u6b3e\u7ecf\u7eaa\u4eba\uff0c\u6dfb\u52a0\u6587\u672b\u534e\u745e\u91d1\u878d\u5c0f\u52a9\u624b\u5fae\u4fe1\u83b7\u53d6\u5e2e\u52a9\uff0c\u6211\u4eec\u4f1a\u4e3a\u60a8\u63a8\u8350\u9002\u5408\u7684\u8d37\u6b3e\u7ecf\u7eaa\u4eba\u3002<\/p>\n\n\n\n\t\t<div class=\"coblocks-form\" id=\"76f834b12151211a4599edf456d2c539a9cbe691\">\n\n\t\t\t\n\t\t\t<form action=\"https:\/\/cn.abacusfinance.com.au\/%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba\/#76f834b12151211a4599edf456d2c539a9cbe691\" method=\"post\">\n\t\t\t\t\n<div class=\"wp-block-coblocks-form\"><label class=\"coblocks-label\">Name <span class=\"required\">&#042;<\/span><\/label>\n\t\t<input type=\"hidden\" name=\"field-name[label]\" value=\"Name\">\n\n\t\t\t\t<input type=\"hidden\" id=\"name-field-id\" name=\"name-field-id\" class=\"coblocks-name-field-id\" value=\"field-name\" \/>\n\t\t\n\t\t<input type=\"text\" id=\"name\" name=\"field-name[value]\" class=\"coblocks-field coblocks-field--name\" required \/>\n\n\t\t\n\n<label class=\"coblocks-label\">Email <span class=\"required\">&#042;<\/span><\/label>\n\t\t<input type=\"hidden\" name=\"field-email[label]\" value=\"Email\">\n\n\t\t\n\t\t<input type=\"hidden\" id=\"email-field-id\" name=\"email-field-id\" class=\"coblocks-email-field-id\" value=\"field-email\" \/>\n\t\t<input type=\"email\" id=\"email\" aria-label=\"Email\" name=\"field-email[value]\" class=\"coblocks-field coblocks-field--email\" required \/>\n\n\t\t\n\n<label class=\"coblocks-label\">Message <span class=\"required\">&#042;<\/span><\/label>\n\t\t<input type=\"hidden\" name=\"field-message[label]\" value=\"Message\">\n\n\t\t\n\t\t<textarea name=\"field-message[value]\" aria-label=\"Message\" id=\"message\" class=\"coblocks-field coblocks-textarea\" rows=\"20\" required><\/textarea>\n\n\t\t\n\n\n\t\t<div class=\"coblocks-form__submit wp-block-button\">\n\t\t\t<button type=\"submit\" class=\"wp-block-button__link\" style=\"\">Contact Us<\/button>\n\t\t\t<input type=\"hidden\" id=\"form-submit\" name=\"form-submit\" value=\"4c027577e1\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/posts\/7594\" \/>\t\t\t<input type=\"hidden\" name=\"action\" value=\"coblocks-form-submit\">\n\n\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\t\t\t\t<input class=\"coblocks-field verify\" aria-label=\"Enter your email address to verify\" type=\"email\" name=\"coblocks-verify-email\" autocomplete=\"off\" placeholder=\"Email\" tabindex=\"-1\">\n\t\t\t\t<input type=\"hidden\" name=\"form-hash\" value=\"76f834b12151211a4599edf456d2c539a9cbe691\">\n\n\t\t\t\t\t\t\t<\/form>\n\n\t\t<\/div>\n\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u8981\u77e5\u9053\uff0c\u4f60\u5982\u4f55\u5bf9\u5f85\u4ee5\u53ca\u7ba1\u7406\u503a\u52a1\u5bf9\u4f60\u6295\u8d44\u7ed3\u679c\u7684\u5f71\u54cd\u81f3\u5173\u91cd\u8981\u3002<\/p>\n","protected":false},"author":2,"featured_media":7597,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[22],"tags":[101,100,99,195,198,52,234,219,193,47,203,92],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u6fb3\u6d32\u503a\u52a1\u95ee\u9898\uff1a\u600e\u6837\u5224\u65ad\u4f60\u7684\u503a\u52a1\u662f\u300c\u597d\u503a\u300d\u8fd8\u662f\u300c\u574f\u503a\u300d\uff1f | \u534e\u745e\u91d1\u878d<\/title>\n<meta name=\"description\" content=\"\u5f88\u591a\u534e\u4eba\u6295\u8d44\u670b\u53cb\u7531\u4e8e\u81ea\u5df1\u7684\u5de5\u4f5c\u6216\u8005\u751f\u610f\u5b9e\u5728\u592a\u5fd9\uff0c\u6839\u672c\u6ca1\u6709\u65f6\u95f4\u9759\u4e0b\u6765\u601d\u8003\u5173\u4e8e\u201c\u503a\u52a1\u201d\u7684\u8bdd\u9898\u3002\u5c3d\u7ba1\u6210\u529f\u7684\u6295\u8d44\u603b\u662f\u6d89\u53ca\u5f88\u591a\u4e2a\u65b9\u9762\uff0c\u6bd4\u5982\u201c\u8d44\u4ea7\u9009\u62e9\u201d\u548c\u201c\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u201d\u3002\u4f46\u51b3\u5b9a\u6295\u8d44\u6210\u8d25\u7684\u6700\u91cd\u8981\u56e0\u7d20\u4e4b\u4e00\u662f\u4f60\u4e0e\u503a\u52a1\u7684\u5173\u7cfb\u3002\u534e\u745e\u91d1\u878d\u4eca\u5929\u548c\u5927\u5bb6\u4e00\u8d77\u804a\u804a\u503a\u52a1\u7684\u95ee\u9898\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cn.abacusfinance.com.au\/\u600e\u6837\u5224\u65ad\u597d\u503a\u548c\u574f\u503a\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u6fb3\u6d32\u503a\u52a1\u95ee\u9898\uff1a\u600e\u6837\u5224\u65ad\u4f60\u7684\u503a\u52a1\u662f\u300c\u597d\u503a\u300d\u8fd8\u662f\u300c\u574f\u503a\u300d\uff1f | \u534e\u745e\u91d1\u878d\" \/>\n<meta property=\"og:description\" content=\"\u5f88\u591a\u534e\u4eba\u6295\u8d44\u670b\u53cb\u7531\u4e8e\u81ea\u5df1\u7684\u5de5\u4f5c\u6216\u8005\u751f\u610f\u5b9e\u5728\u592a\u5fd9\uff0c\u6839\u672c\u6ca1\u6709\u65f6\u95f4\u9759\u4e0b\u6765\u601d\u8003\u5173\u4e8e\u201c\u503a\u52a1\u201d\u7684\u8bdd\u9898\u3002\u5c3d\u7ba1\u6210\u529f\u7684\u6295\u8d44\u603b\u662f\u6d89\u53ca\u5f88\u591a\u4e2a\u65b9\u9762\uff0c\u6bd4\u5982\u201c\u8d44\u4ea7\u9009\u62e9\u201d\u548c\u201c\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u201d\u3002\u4f46\u51b3\u5b9a\u6295\u8d44\u6210\u8d25\u7684\u6700\u91cd\u8981\u56e0\u7d20\u4e4b\u4e00\u662f\u4f60\u4e0e\u503a\u52a1\u7684\u5173\u7cfb\u3002\u534e\u745e\u91d1\u878d\u4eca\u5929\u548c\u5927\u5bb6\u4e00\u8d77\u804a\u804a\u503a\u52a1\u7684\u95ee\u9898\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cn.abacusfinance.com.au\/\u600e\u6837\u5224\u65ad\u597d\u503a\u548c\u574f\u503a\/\" \/>\n<meta property=\"og:site_name\" content=\"\u534e\u745e\u91d1\u878d\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/abacusfinance.com.au\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-02-17T01:15:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-02-11T02:05:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/04\/nathan-dumlao-lvWw_G8tKsk-unsplash-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1707\" \/>\n\t<meta property=\"og:image:height\" content=\"2560\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Doris Zheng\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@abacus_finance_\" \/>\n<meta name=\"twitter:site\" content=\"@abacus_finance_\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Doris Zheng\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cn.abacusfinance.com.au\/%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba\/\",\"url\":\"https:\/\/cn.abacusfinance.com.au\/%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba\/\",\"name\":\"\u6fb3\u6d32\u503a\u52a1\u95ee\u9898\uff1a\u600e\u6837\u5224\u65ad\u4f60\u7684\u503a\u52a1\u662f\u300c\u597d\u503a\u300d\u8fd8\u662f\u300c\u574f\u503a\u300d\uff1f | \u534e\u745e\u91d1\u878d\",\"isPartOf\":{\"@id\":\"https:\/\/cn.abacusfinance.com.au\/#website\"},\"datePublished\":\"2021-02-17T01:15:00+00:00\",\"dateModified\":\"2022-02-11T02:05:29+00:00\",\"author\":{\"@id\":\"https:\/\/cn.abacusfinance.com.au\/#\/schema\/person\/1941a3433d11664e06008725fa42bd4c\"},\"description\":\"\u5f88\u591a\u534e\u4eba\u6295\u8d44\u670b\u53cb\u7531\u4e8e\u81ea\u5df1\u7684\u5de5\u4f5c\u6216\u8005\u751f\u610f\u5b9e\u5728\u592a\u5fd9\uff0c\u6839\u672c\u6ca1\u6709\u65f6\u95f4\u9759\u4e0b\u6765\u601d\u8003\u5173\u4e8e\u201c\u503a\u52a1\u201d\u7684\u8bdd\u9898\u3002\u5c3d\u7ba1\u6210\u529f\u7684\u6295\u8d44\u603b\u662f\u6d89\u53ca\u5f88\u591a\u4e2a\u65b9\u9762\uff0c\u6bd4\u5982\u201c\u8d44\u4ea7\u9009\u62e9\u201d\u548c\u201c\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u201d\u3002\u4f46\u51b3\u5b9a\u6295\u8d44\u6210\u8d25\u7684\u6700\u91cd\u8981\u56e0\u7d20\u4e4b\u4e00\u662f\u4f60\u4e0e\u503a\u52a1\u7684\u5173\u7cfb\u3002\u534e\u745e\u91d1\u878d\u4eca\u5929\u548c\u5927\u5bb6\u4e00\u8d77\u804a\u804a\u503a\u52a1\u7684\u95ee\u9898\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/cn.abacusfinance.com.au\/%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/cn.abacusfinance.com.au\/%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/cn.abacusfinance.com.au\/%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/cn.abacusfinance.com.au\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u6fb3\u6d32\u503a\u52a1\u95ee\u9898\uff1a\u600e\u6837\u5224\u65ad\u4f60\u7684\u503a\u52a1\u662f\u300c\u597d\u503a\u300d\u8fd8\u662f\u300c\u574f\u503a\u300d\uff1f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/cn.abacusfinance.com.au\/#website\",\"url\":\"https:\/\/cn.abacusfinance.com.au\/\",\"name\":\"\u534e\u745e\u91d1\u878d\",\"description\":\"\u6bcf\u4e00\u4e2a\u8d37\u6b3e\u90fd\u503c\u5f97\u7528\u5fc3\u89c4\u5212\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/cn.abacusfinance.com.au\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/cn.abacusfinance.com.au\/#\/schema\/person\/1941a3433d11664e06008725fa42bd4c\",\"name\":\"Doris Zheng\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cn.abacusfinance.com.au\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/696ac9aa080fcf9748f8a28ea861c4da?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/696ac9aa080fcf9748f8a28ea861c4da?s=96&d=mm&r=g\",\"caption\":\"Doris Zheng\"},\"url\":\"https:\/\/cn.abacusfinance.com.au\/author\/doris\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u6fb3\u6d32\u503a\u52a1\u95ee\u9898\uff1a\u600e\u6837\u5224\u65ad\u4f60\u7684\u503a\u52a1\u662f\u300c\u597d\u503a\u300d\u8fd8\u662f\u300c\u574f\u503a\u300d\uff1f | \u534e\u745e\u91d1\u878d","description":"\u5f88\u591a\u534e\u4eba\u6295\u8d44\u670b\u53cb\u7531\u4e8e\u81ea\u5df1\u7684\u5de5\u4f5c\u6216\u8005\u751f\u610f\u5b9e\u5728\u592a\u5fd9\uff0c\u6839\u672c\u6ca1\u6709\u65f6\u95f4\u9759\u4e0b\u6765\u601d\u8003\u5173\u4e8e\u201c\u503a\u52a1\u201d\u7684\u8bdd\u9898\u3002\u5c3d\u7ba1\u6210\u529f\u7684\u6295\u8d44\u603b\u662f\u6d89\u53ca\u5f88\u591a\u4e2a\u65b9\u9762\uff0c\u6bd4\u5982\u201c\u8d44\u4ea7\u9009\u62e9\u201d\u548c\u201c\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u201d\u3002\u4f46\u51b3\u5b9a\u6295\u8d44\u6210\u8d25\u7684\u6700\u91cd\u8981\u56e0\u7d20\u4e4b\u4e00\u662f\u4f60\u4e0e\u503a\u52a1\u7684\u5173\u7cfb\u3002\u534e\u745e\u91d1\u878d\u4eca\u5929\u548c\u5927\u5bb6\u4e00\u8d77\u804a\u804a\u503a\u52a1\u7684\u95ee\u9898\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cn.abacusfinance.com.au\/\u600e\u6837\u5224\u65ad\u597d\u503a\u548c\u574f\u503a\/","og_locale":"en_US","og_type":"article","og_title":"\u6fb3\u6d32\u503a\u52a1\u95ee\u9898\uff1a\u600e\u6837\u5224\u65ad\u4f60\u7684\u503a\u52a1\u662f\u300c\u597d\u503a\u300d\u8fd8\u662f\u300c\u574f\u503a\u300d\uff1f | \u534e\u745e\u91d1\u878d","og_description":"\u5f88\u591a\u534e\u4eba\u6295\u8d44\u670b\u53cb\u7531\u4e8e\u81ea\u5df1\u7684\u5de5\u4f5c\u6216\u8005\u751f\u610f\u5b9e\u5728\u592a\u5fd9\uff0c\u6839\u672c\u6ca1\u6709\u65f6\u95f4\u9759\u4e0b\u6765\u601d\u8003\u5173\u4e8e\u201c\u503a\u52a1\u201d\u7684\u8bdd\u9898\u3002\u5c3d\u7ba1\u6210\u529f\u7684\u6295\u8d44\u603b\u662f\u6d89\u53ca\u5f88\u591a\u4e2a\u65b9\u9762\uff0c\u6bd4\u5982\u201c\u8d44\u4ea7\u9009\u62e9\u201d\u548c\u201c\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u201d\u3002\u4f46\u51b3\u5b9a\u6295\u8d44\u6210\u8d25\u7684\u6700\u91cd\u8981\u56e0\u7d20\u4e4b\u4e00\u662f\u4f60\u4e0e\u503a\u52a1\u7684\u5173\u7cfb\u3002\u534e\u745e\u91d1\u878d\u4eca\u5929\u548c\u5927\u5bb6\u4e00\u8d77\u804a\u804a\u503a\u52a1\u7684\u95ee\u9898\u3002","og_url":"https:\/\/cn.abacusfinance.com.au\/\u600e\u6837\u5224\u65ad\u597d\u503a\u548c\u574f\u503a\/","og_site_name":"\u534e\u745e\u91d1\u878d","article_publisher":"https:\/\/www.facebook.com\/abacusfinance.com.au\/","article_published_time":"2021-02-17T01:15:00+00:00","article_modified_time":"2022-02-11T02:05:29+00:00","og_image":[{"width":1707,"height":2560,"url":"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2021\/04\/nathan-dumlao-lvWw_G8tKsk-unsplash-scaled.jpg","type":"image\/jpeg"}],"author":"Doris Zheng","twitter_card":"summary_large_image","twitter_creator":"@abacus_finance_","twitter_site":"@abacus_finance_","twitter_misc":{"Written by":"Doris Zheng","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/cn.abacusfinance.com.au\/%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba\/","url":"https:\/\/cn.abacusfinance.com.au\/%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba\/","name":"\u6fb3\u6d32\u503a\u52a1\u95ee\u9898\uff1a\u600e\u6837\u5224\u65ad\u4f60\u7684\u503a\u52a1\u662f\u300c\u597d\u503a\u300d\u8fd8\u662f\u300c\u574f\u503a\u300d\uff1f | \u534e\u745e\u91d1\u878d","isPartOf":{"@id":"https:\/\/cn.abacusfinance.com.au\/#website"},"datePublished":"2021-02-17T01:15:00+00:00","dateModified":"2022-02-11T02:05:29+00:00","author":{"@id":"https:\/\/cn.abacusfinance.com.au\/#\/schema\/person\/1941a3433d11664e06008725fa42bd4c"},"description":"\u5f88\u591a\u534e\u4eba\u6295\u8d44\u670b\u53cb\u7531\u4e8e\u81ea\u5df1\u7684\u5de5\u4f5c\u6216\u8005\u751f\u610f\u5b9e\u5728\u592a\u5fd9\uff0c\u6839\u672c\u6ca1\u6709\u65f6\u95f4\u9759\u4e0b\u6765\u601d\u8003\u5173\u4e8e\u201c\u503a\u52a1\u201d\u7684\u8bdd\u9898\u3002\u5c3d\u7ba1\u6210\u529f\u7684\u6295\u8d44\u603b\u662f\u6d89\u53ca\u5f88\u591a\u4e2a\u65b9\u9762\uff0c\u6bd4\u5982\u201c\u8d44\u4ea7\u9009\u62e9\u201d\u548c\u201c\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u201d\u3002\u4f46\u51b3\u5b9a\u6295\u8d44\u6210\u8d25\u7684\u6700\u91cd\u8981\u56e0\u7d20\u4e4b\u4e00\u662f\u4f60\u4e0e\u503a\u52a1\u7684\u5173\u7cfb\u3002\u534e\u745e\u91d1\u878d\u4eca\u5929\u548c\u5927\u5bb6\u4e00\u8d77\u804a\u804a\u503a\u52a1\u7684\u95ee\u9898\u3002","breadcrumb":{"@id":"https:\/\/cn.abacusfinance.com.au\/%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cn.abacusfinance.com.au\/%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/cn.abacusfinance.com.au\/%e6%80%8e%e6%a0%b7%e5%88%a4%e6%96%ad%e5%a5%bd%e5%80%ba%e5%92%8c%e5%9d%8f%e5%80%ba\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cn.abacusfinance.com.au\/"},{"@type":"ListItem","position":2,"name":"\u6fb3\u6d32\u503a\u52a1\u95ee\u9898\uff1a\u600e\u6837\u5224\u65ad\u4f60\u7684\u503a\u52a1\u662f\u300c\u597d\u503a\u300d\u8fd8\u662f\u300c\u574f\u503a\u300d\uff1f"}]},{"@type":"WebSite","@id":"https:\/\/cn.abacusfinance.com.au\/#website","url":"https:\/\/cn.abacusfinance.com.au\/","name":"\u534e\u745e\u91d1\u878d","description":"\u6bcf\u4e00\u4e2a\u8d37\u6b3e\u90fd\u503c\u5f97\u7528\u5fc3\u89c4\u5212","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cn.abacusfinance.com.au\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/cn.abacusfinance.com.au\/#\/schema\/person\/1941a3433d11664e06008725fa42bd4c","name":"Doris Zheng","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cn.abacusfinance.com.au\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/696ac9aa080fcf9748f8a28ea861c4da?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/696ac9aa080fcf9748f8a28ea861c4da?s=96&d=mm&r=g","caption":"Doris Zheng"},"url":"https:\/\/cn.abacusfinance.com.au\/author\/doris\/"}]}},"_links":{"self":[{"href":"https:\/\/cn.abacusfinance.com.au\/wp-json\/wp\/v2\/posts\/7594"}],"collection":[{"href":"https:\/\/cn.abacusfinance.com.au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cn.abacusfinance.com.au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cn.abacusfinance.com.au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cn.abacusfinance.com.au\/wp-json\/wp\/v2\/comments?post=7594"}],"version-history":[{"count":7,"href":"https:\/\/cn.abacusfinance.com.au\/wp-json\/wp\/v2\/posts\/7594\/revisions"}],"predecessor-version":[{"id":9715,"href":"https:\/\/cn.abacusfinance.com.au\/wp-json\/wp\/v2\/posts\/7594\/revisions\/9715"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cn.abacusfinance.com.au\/wp-json\/wp\/v2\/media\/7597"}],"wp:attachment":[{"href":"https:\/\/cn.abacusfinance.com.au\/wp-json\/wp\/v2\/media?parent=7594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cn.abacusfinance.com.au\/wp-json\/wp\/v2\/categories?post=7594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cn.abacusfinance.com.au\/wp-json\/wp\/v2\/tags?post=7594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}