{"id":7420,"date":"2022-02-05T06:22:00","date_gmt":"2022-02-05T06:22:00","guid":{"rendered":"https:\/\/mandarin.abacusfinance.com.au\/?p=7420"},"modified":"2022-02-15T03:40:02","modified_gmt":"2022-02-15T03:40:02","slug":"2022%e5%b9%b4%e7%a7%9f%e6%88%bf%e8%bf%98%e6%98%af%e4%b9%b0%e6%88%bf","status":"publish","type":"post","link":"https:\/\/cn.abacusfinance.com.au\/2022%e5%b9%b4%e7%a7%9f%e6%88%bf%e8%bf%98%e6%98%af%e4%b9%b0%e6%88%bf\/","title":{"rendered":"2022\u5e74\u4e86\uff0c\u5728\u6fb3\u6d32\u79df\u623f\u8fd8\u662f\u4e70\u623f\uff1f"},"content":{"rendered":"\n
\u5168\u6587\u5bfc\u89c8\uff1a<\/p>\n\n\n\n
\u4ece2019\u5e74\u672b\u20142021\u5e74\u521d\uff0c\u77ed\u77ed1\u5e74\u65f6\u95f4\uff0c\u79df\u623f\u5e02\u573a\u548c\u4e70\u623f\u5e02\u573a\u7ecf\u5386\u4e86\u524d\u6240\u672a\u6709\u7684\u7ffb\u5929\u8986\u5730\u5927\u53d8\u52a8\u3002<\/p>\n\n\n\n
\u201c\u75ab\u60c5\u524d\u6bcf\u5468\u623f\u79df\u8981600\u6fb3\u5e01\uff0c\u800c\u73b0\u5728\u964d\u5230\u4e86450\u6fb3\u5e01\u6bcf\u5468\u3002\u201d\u4e00\u4f4d\u5c45\u4f4f\u5728\u6089\u5c3c\u4e2d\u5fc3\u533a\u57df\u7684\u7559\u5b66\u751f\u8fd9\u6837\u8bf4\u3002<\/p>\n\n\n\n
\u5f53\u623f\u4ef7\u4e0b\u8dcc\u65f6\uff0c\u79df\u623f\u53c8\u5f00\u59cb\u53d8\u5f97\u6709\u5438\u5f15\u529b\uff0c\u56e0\u4e3a\u62e5\u6709\u7684\u4e3b\u8981\u597d\u5904(\u8d44\u672c\u589e\u957f)\u6d88\u5931\u4e86\u3002\u65b0\u51a0\u75ab\u60c5\u5bfc\u81f4\u6fb3\u5927\u5229\u4e9a\u4e00\u4e9b\u57ce\u5e02\u67d0\u4e9b\u623f\u4ea7\u7684\u79df\u91d1\u4e0b\u964d\uff0c2020\u5e74\u6bcf\u5468\u5355\u4f4d\u79df\u91d1\u4e0b\u964d\u8fd16%<\/strong>(\u6765\u6e90:Domain)\u3002<\/p>\n\n\n\n \u800c\u518d\u770b\u770b\u8d37\u6b3e\u5e02\u573a\uff0c\u6fb3\u6d32\u5df2\u7136\u8fce\u6765\u201c\u964d\u606f\u5927\u65f6\u4ee3\u201d\uff0c\u6fb3\u6d32\u592e\u884c\u53f2\u65e0\u524d\u4f8b\u76840.1%\u57fa\u7840\u5229\u7387\uff0c1\u5b57\u5934\u6253\u5934\u7684\u4f4f\u623f\u8d37\u6b3e\u5229\u7387\u663e\u7136\u523a\u6fc0\u7740\u501f\u6b3e\u4eba\u5728\u8fd9\u4e2a\u9636\u6bb5\u8d37\u6b3e\u4e70\u623f\u3002<\/p>\n\n\n\n \u4f46\u662f\uff0c\u5c31\u50cf\u4efb\u4f55\u8d22\u52a1\u51b3\u7b56\u4e00\u6837\uff0c\u4e70\u623f\u548c\u79df\u623f\u90fd\u662f\u6709\u6210\u672c\u548c\u6536\u76ca\u7684\u3002<\/strong><\/p>\n\n\n\n \u672c\u671f\u534e\u745e\u91d1\u878d\u5c06\u8ba8\u8bba\u5728\u51b3\u5b9a\u662f\u79df\u623f\u8fd8\u662f\u4e70\u623f\u65f6\u9700\u8981\u8003\u8651\u7684\u4e00\u4e9b\u91cd\u8981\u5229\u5f0a\uff0c\u5e76\u7ed3\u5408\u6fb3\u5927\u5229\u4e9a\u7684\u5b9e\u9645\u60c5\u51b5\uff0c\u957f\u671f\u6765\u770b\uff0c\u54ea\u79cd\u65b9\u5f0f\u7684\u6548\u679c\u66f4\u597d\u3002<\/strong><\/p>\n\n\n\n \u6211\u4eec\u5f88\u96be\u5ffd\u89c6\u623f\u4ef7\u5728\u8fc7\u53bb5\u5e74\u4e2d\u5feb\u901f\u4e0a\u6da8\u7684\u4e8b\u5b9e\u30022015\u5e74\u81f32020\u5e7412\u6708\uff0c\u6089\u5c3c\u623f\u5730\u4ea7\u4ef7\u683c\u4e2d\u503c\u4e0a\u6da8\u8d85\u8fc714%\uff0c\u58a8\u5c14\u672c\u548c\u5e03\u91cc\u65af\u73ed\u7b49\u5176\u4ed6\u4e3b\u8981\u57ce\u5e02\u7684\u623f\u5730\u4ea7\u4ef7\u683c\u4e5f\u7a33\u6b65\u4e0a\u6da8\u3002<\/p>\n\n\n\n \u8d2d\u4e70\u623f\u4ea7\u53ef\u4ee5\u4ece\u6760\u6746\u6548\u5e94\u4e2d\u83b7\u76ca\u3002\u6760\u6746\u5316\u610f\u5473\u7740\u501f\u94b1\u6765\u8fdb\u884c\u6295\u8d44\u3002<\/p>\n\n\n\n \u5728\u8d2d\u4e70\u623f\u4ea7\u7684\u60c5\u51b5\u4e0b\uff0c\u5f53\u60a8\u501f\u94b1\u8d2d\u4e70\u623f\u4ea7\u65f6\uff0c\u94f6\u884c\u4f1a\u5c06\u8d2d\u4e70\u4ef7\u683c\u7684\u4e00\u5b9a\u6bd4\u4f8b\u501f\u7ed9\u60a8\u3002<\/p>\n\n\n\n \u4e70\u623f\u8fd8\u63d0\u4f9b\u4e86\u4e00\u4e9b\u65e0\u5f62\u7684\u597d\u5904\uff0c\u6bd4\u5982\uff0c\u62e5\u6709\u5f52\u5c5e\u611f<\/strong>\uff1a<\/p>\n\n\n\n \u62e5\u6709\u81ea\u5df1\u7684\u623f\u5c4b\u7ed9\u60a8\u786e\u5b9a\u7684\u611f\u89c9\uff0c\u56e0\u4e3a\u60a8\u77e5\u9053\u53ea\u8981\u60a8\u7ee7\u7eed\u6ee1\u8db3\u62b5\u62bc\u8d37\u6b3e\u8fd8\u6b3e\u7684\u8981\u6c42\uff0c\u60a8\u5c31\u4e0d\u4f1a\u88ab\u9a71\u9010\u3002\u60a8\u4e5f\u4e0d\u5fc5\u62c5\u5fc3\u79df\u91d1\u4e0a\u6da8\uff0c\u66f4\u6539\u79df\u8d41\u6761\u6b3e\u6216\u4e0e\u623f\u4e1c\u7684\u6c9f\u901a\u95ee\u9898\u3002<\/p>\n\n\n\n \u5f53\u4f60\u652f\u4ed8\u4f60\u7684\u62b5\u62bc\u8d37\u6b3e\u65f6\uff0c\u4f60\u7684\u8d44\u4ea7\u51c0\u503c\u4e5f\u4f1a\u589e\u52a0\u3002\u4f60\u53ef\u4ee5\u5229\u7528\u8fd9\u4e00\u6743\u76ca\uff0c\u5c06\u5176\u7528\u4e8e\u652f\u4ed8\u5de8\u989d\u7684\u4e2a\u4eba\u652f\u51fa\uff0c\u5982\u5b69\u5b50\u7684\u6559\u80b2\uff0c\u8d2d\u4e70\u65b0\u8f66\uff0c\u5bb6\u5ead\u88c5\u4fee\uff0c\u6216\u6295\u8d44\u623f\u5730\u4ea7\u3002<\/p>\n\n\n\n \u62e5\u6709\u623f\u5c4b\u7684\u53e6\u4e00\u4e2a\u597d\u5904\u662f\uff0c\u60a8\u53ef\u4ee5\u81ea\u7531\u8fdb\u884c\u623f\u5c4b\u88c5\u4fee<\/strong>\u548c\u7ffb\u65b0<\/strong>\uff0c\u4e3a\u60a8\u7684\u623f\u5b50\u589e\u503c\u3002\u4ece\u957f\u8fdc\u6765\u770b\uff0c\u62e5\u6709\u81ea\u5df1\u7684\u623f\u5b50\u4e5f\u6709\u5f88\u597d\u7684\u7a0e\u6536\u4f18\u60e0<\/strong>\uff0c\u56e0\u4e3a\u4f60\u4e0d\u7528\u652f\u4ed8\u4e3b\u8981\u5c45\u4f4f\u5730\u7684\u8d44\u672c\u5229\u5f97\u7f34\u7a0e\u3002<\/p>\n\n\n\n \u6760\u6746\u6548\u5e94\u4e3e\u4f8b\uff1a\uff08\u4ec0\u4e48\u53eb\u5145\u5206\u5229\u7528\u4f60\u7684\u6295\u8d44\uff09<\/strong><\/p>\n\n\n\n \u5728\u6fb3\u6d32\uff0c\u94f6\u884c\u8d37\u6b3e\u7684\u6bd4\u4f8b\u5f80\u5f80\u5f88\u9ad8\uff0c\u8fd9\u610f\u5473\u7740\u7528\u501f\u6765\u7684\u94b1\u6765\u6295\u8d44\u623f\u4ea7\uff0c\u6216\u8005\u8bf4\u6760\u6746\u7387\u4f1a\u76f8\u5f53\u9ad8\u3002\u4f8b\u5982\uff0c\u901a\u5e38\u60c5\u51b5\u4e0b\uff0c\u51fa\u8d4420%\u7684\u5b58\u6b3e\uff0c\u94f6\u884c\u62b5\u62bc\u8d37\u6b3e\u652f\u4ed8\u5269\u4f59\u768480%\uff0c\u537380%\u7684\u8d37\u6b3e\u4ef7\u503c\u6bd4\uff08LVR\uff09\u3002\u5047\u8bbe\u60a8\u4ee5$1,000,000\u7684\u4ef7\u683c\u8d2d\u4e70\u4e86\u4e00\u5957\u623f\u4ea7\uff0c\u9996\u4ed8$200,000\uff0c\u5e76\u501f\u4e86\u5269\u4e0b\u7684$800,000\u3002<\/p>\n\n\n\n \u5982\u679c\u60a8\u5728\u4e00\u5e74\u540e\u4ee51,100,000\u6fb3\u5143\u7684\u4ef7\u683c\u51fa\u552e\u8be5\u623f\u4ea7\uff0c\u8be5\u623f\u4ea7\u672c\u8eab\u7684\u4ef7\u503c\u5df2\u7ecf\u4e0a\u5347\u4e8610%\uff0c\u4f46\u60a8\u7684\u6295\u8d44\u56de\u62a5\u7387\u4e3a50%\uff08\u5ffd\u7565\u5229\u606f\u548c\u5176\u4ed6\u6210\u672c\uff09\uff0c\u56e0\u4e3a\u60a8\u572820\u4e07\u6fb3\u5143\u7684\u539f\u59cb\u5b58\u6b3e\u4e0a\u83b7\u5f97\u4e8610\u4e07\u6fb3\u5143<\/strong>\u7684\u5229\u6da6\u3002\u8fd9\u5c31\u662f5\u500d\u7684\u6760\u6746\uff0c\u56e0\u4e3a\u4f60\u8d5a\u53d6\u4e865\u500d10%\u7684\u56de\u62a5\u3002<\/p>\n\n\n\n \u5bf9\u8bb8\u591a\u4eba\u6765\u8bf4\uff0c\u4e70\u623f\u4e4b\u6240\u4ee5\u4ee4\u4eba\u671b\u800c\u751f\u754f\uff0c\u662f\u56e0\u4e3a\u901a\u5e38\u6d89\u53ca\u7684\u5927\u989d\u878d\u8d44\u3002\u8981\u4e86\u89e3\u81ea\u5df1\u662f\u5426\u9002\u5408\u81ea\u5df1\u7684\u7ecf\u6d4e\u72b6\u51b5\uff0c\u4f60\u5fc5\u987b\u4ed4\u7ec6\u8003\u8651\u51e0\u4e2a\u521d\u59cb\u548c\u540e\u7eed\u7684\u6210\u672c\u3002<\/p>\n\n\n\n \u4e70\u5356\u623f\u4ea7\u7684\u4ea4\u6613\u6210\u672c\u6bd4\u8f83\u9ad8\u3002\u6fb3\u6d32\u592e\u884c\u4f30\u8ba1\uff0c\u5305\u62ec\u5370\u82b1\u7a0e\u5728\u5185\u7684\u8d2d\u623f\u6210\u672c\u548c\u5305\u62ec\u623f\u4ea7\u8f6c\u8ba9\u5728\u5185\u7684\u5176\u4ed6\u8d2d\u623f\u6210\u672c\u5e73\u5747\u53ef\u4ee5\u8fbe\u52304.3%\u3002<\/p>\n\n\n\n \u5356\u623f\u5b50\u7684\u6210\u672c\u5305\u62ec\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba\u7684\u4f63\u91d1\u548c\u5e7f\u544a\u8d39\u7528\u52a0\u8d77\u6765\u5927\u7ea6\u662f3.0%\u3002\u56e0\u6b64\uff0c\u4e70\u5356\u623f\u5c4b\u7684\u603b\u6210\u672c\u57287.3%\u5de6\u53f3\u3002<\/p>\n\n\n\n\u4e70\u623f\u4f18\u52bf\uff1a<\/strong><\/h2>\n\n\n\n
1.\u8d44\u4ea7\u5347\u503c<\/h3>\n\n\n\n
2.\u5145\u5206\u5229\u7528\u4f60\u7684\u6295\u8d44<\/h3>\n\n\n\n
3.\u5b89\u5168\u611f\u548c\u9ad8\u7a33\u5b9a\u6027<\/h3>\n\n\n\n
4.\u60a8\u53ef\u4ee5\u7528\u60a8\u7684\u6bcf\u6b21\u8fd8\u6b3e\u6765\u79ef\u7d2f\u60a8\u7684\u8d44\u4ea7<\/h3>\n\n\n\n
\u4e70\u623f\u52a3\u52bf\uff1a<\/h2>\n\n\n\n
1.\u9700\u8981\u5927\u91cf\u8d44\u91d1<\/h3>\n\n\n\n
2.\u4ea4\u6613\u6210\u672c<\/h3>\n\n\n\n
\u524d\u671f\u6210\u672c<\/strong><\/td> \u5907\u6ce8<\/strong><\/td><\/tr> \u9996\u4ed8<\/td> \u901a\u5e38\u662f\u623f\u4ea7\u4ef7\u503c\u768420%<\/td><\/tr> \u8d37\u6b3e\u673a\u6784\u62b5\u62bc\u8d37\u6b3e\u4fdd\u9669(LMI) <\/td> \u5982\u679c\u4f60\u6ca1\u6709\u8db3\u591f\u768420%\u7684\u9996\u4ed8<\/td><\/tr> \u8d37\u6b3e\u673a\u6784\u8d39\u7528<\/td> \/<\/td><\/tr> \u5370\u82b1\u7a0e<\/td> \/<\/td><\/tr> \u516c\u7528\u4e8b\u4e1a\u63a5\u9a73\u8d39<\/td> \/<\/td><\/tr> \u5f8b\u5e08\u8d39\uff0c\u5305\u62ec\u5f8b\u5e08\u8d39\u6216\u8f6c\u8ba9\u8d39<\/td> \u5305\u62ec\u5f8b\u5e08\u8d39\u6216\u8f6c\u8ba9\u8d39<\/td><\/tr> \u540e\u7eed\u6210\u672c<\/strong><\/td> \u5907\u6ce8<\/strong><\/td><\/tr> \u507f\u8fd8\u62b5\u62bc\u8d37\u6b3e<\/td> \/<\/td><\/tr> \u571f\u5730\u7a0e<\/td> \/<\/td><\/tr> \u5e02\u653f\u8d39\u548c\u7269\u4e1a\u8d39<\/td> \/<\/td><\/tr> \u7ef4\u4fee\u8d39\u548c\u4fdd\u517b\u8d39<\/td> \/<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n