{"id":7409,"date":"2021-03-31T04:08:00","date_gmt":"2021-03-31T04:08:00","guid":{"rendered":"https:\/\/mandarin.abacusfinance.com.au\/?p=7409"},"modified":"2022-02-25T03:27:36","modified_gmt":"2022-02-25T03:27:36","slug":"%e7%bd%ae%e4%b8%9a%e9%9b%b6%e9%a6%96%e4%bb%98%e8%b4%b7%e6%ac%be%e7%9c%9f%e7%9a%84%e5%ad%98%e5%9c%a8%e5%90%97","status":"publish","type":"post","link":"https:\/\/cn.abacusfinance.com.au\/%e7%bd%ae%e4%b8%9a%e9%9b%b6%e9%a6%96%e4%bb%98%e8%b4%b7%e6%ac%be%e7%9c%9f%e7%9a%84%e5%ad%98%e5%9c%a8%e5%90%97\/","title":{"rendered":"\u6fb3\u6d32\u8d37\u6b3e\u5e38\u89c1\u95ee\u9898\uff1a\u53ef\u4ee5\u96f6\u9996\u4ed8\u8d37\u6b3e\u4e70\u623f\u5417\uff1f"},"content":{"rendered":"\n<p>\u4e0d\u7528\u9996\u4ed8\u5c31\u4e70\u7b2c\u4e00\u5957\u623f\u5b50\uff1f\u542c\u8d77\u6765\u50cf\u662f\u68a6\u60f3\u6210\u771f\u4e86\u4f46\u201c\u65e0\u9996\u4ed8\u201d\u4f4f\u623f\u8d37\u6b3e\u771f\u7684\u5b58\u5728\u5417?<br>\u5176\u5b9e\u8fd9\u5728\u4e00\u5b9a\u6761\u4ef6\u4e0b\u662f\u53ef\u4ee5\u5b9e\u73b0\u7684\u3002\u672c\u671f\u534e\u745e\u91d1\u878d\u548c\u5927\u5bb6\u804a\u4e00\u804a\u96f6\u9996\u4ed8\u8d37\u6b3e\uff08No Deposit Home Loans\uff09\u3002<\/p>\n\n\n\n<p id=\"\u6587\u7ae0\u5bfc\u89c8\"><br><strong>\u6587\u7ae0\u5bfc\u89c8\uff1a<\/strong><\/p>\n\n\n\n<ul><li><a href=\"#zero-deposit\">\u96f6\u9996\u4ed8\u80fd\u83b7\u5f97\u4f4f\u623f\u8d37\u6b3e\u5417?<\/a><\/li><li><a href=\"#100-home-loan\">\u65e0\u9996\u4ed8\uff0c100%\u4f4f\u623f\u8d37\u6b3e\u7684\u8d37\u6b3e\u8981\u6c42<\/a><\/li><li><a href=\"#100-home-loan\">\u5982\u679c<\/a><a href=\"#other-option\">\u4f60\u60f3\u7533\u8bf7\u4e00\u4e2a\u65e0\u9996\u4ed8\u6216\u4f4e\u9996\u4ed8\u7684\u4f4f\u623f\u8d37\u6b3e\uff0c\u4f60\u6709\u4ec0\u4e48\u9009\u62e9?<\/a><\/li><li><a href=\"#is-good-idea\">\u6ca1\u6709\u9996\u4ed8\u7684\u4f4f\u623f\u8d37\u6b3e\u662f\u4e2a\u597d\u4e3b\u610f\u5417?<\/a><\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"681\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.03.37-1024x681.png\" alt=\"\u6fb3\u6d32\u8d37\u6b3e\u5e38\u89c1\u95ee\u9898\uff1a\u53ef\u4ee5\u96f6\u9996\u4ed8\u8d37\u6b3e\u4e70\u623f\u5417\uff1f\" class=\"wp-image-9926\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.03.37-1024x681.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.03.37-300x200.png 300w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.03.37.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u6fb3\u6d32\u8d37\u6b3e\u5e38\u89c1\u95ee\u9898\uff1a\u53ef\u4ee5\u96f6\u9996\u4ed8\u8d37\u6b3e\u4e70\u623f\u5417\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u60f3\u77e5\u9053\u4f60\u662f\u5426\u53ef\u4ee5\u4e0d\u4ed8\u9996\u4ed8\u5c31\u4e70\u623f\u5b50?\u5bf9\u4e8e\u4e00\u4e9b\u8d2d\u623f\u8005\u6765\u8bf4\u8fd9\u53ef\u80fd\u662f\u4e00\u4e2a\u5145\u6ee1\u5438\u5f15\u529b\u7684\u9009\u62e9\u4f46\u4e5f\u6709\u4e00\u4e9b\u6f5c\u5728\u7684\u9677\u9631\u9700\u8981\u6ce8\u610f\u3002<\/p>\n\n\n\n<p>\u5bf9\u4e8e\u8bb8\u591a\u9996\u6b21\u8d2d\u623f\u8005\u6765\u8bf4\uff0c\u6512\u94b1\u4e70\u623f\u662f\u4e00\u4e2a\u5f88\u5927\u7684\u969c\u788d\uff0c\u800c\u4e00\u4e9b\u4eba\u7531\u4e8eCOVID-19\u75ab\u60c5\u9762\u4e34\u7740\u66f4\u4e25\u5cfb\u7684\u8d22\u52a1\u6311\u6218\uff0c\u56e0\u800c\u5bf9\u4ed6\u4eec\u8fdb\u4e00\u6b65\u6512\u94b1\u4e5f\u6ca1\u6709\u8d77\u5230\u5e2e\u52a9\u4f5c\u7528\u3002\u6700\u65b0\u7684\u6d88\u8d39\u8005\u8c03\u67e5\u53d1\u73b0\uff0c\u8fc7\u53bb\u4e00\u6574\u5e74\uff0c<strong>30%\u768426-40\u5c81\u7684\u5e74\u8f7b\u4eba\u4e0d\u5f97\u4e0d\u52a8\u7528\u4ed6\u4eec\u7684\u50a8\u84c4<\/strong>\u3002<\/p>\n\n\n\n<p id=\"zero-deposit\">\u534e\u745e\u91d1\u878d\u6e29\u99a8\u63d0\u9192\uff0c\u5728\u8003\u8651\u8d37\u6b3e\u4e70\u623f\u65f6\uff0c\u91cd\u8981\u7684\u662f\u7ed3\u5408\u4f60\u81ea\u8eab\u7684\u8d22\u52a1\u72b6\u51b5\u505a\u597d\u8c03\u7814\uff0c\u4ee5\u4fbf\u4e86\u89e3\u4e00\u4e9b\u6f5c\u5728\u597d\u5904\u548c\u98ce\u9669\uff0c\u8fd9\u4e5f\u53ef\u4ee5\u5e2e\u52a9\u4f60\u66f4\u597d\u7684\u8bc4\u4f30\u4e00\u4e9b\u53ef\u4f9b\u9009\u62e9\u7684\u65b9\u6848\uff0c\u8fd9\u6837\u4f60\u5c31\u53ef\u4ee5\u6839\u636e\u81ea\u5df1\u7684\u60c5\u51b5\u505a\u51fa\u660e\u667a\u7684\u51b3\u5b9a\u3002<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"1-\u96f6\u9996\u4ed8\u80fd\u4e0d\u80fd\u83b7\u5f97\u4f4f\u623f\u8d37\u6b3e\">1.\u96f6\u9996\u4ed8\u80fd\u4e0d\u80fd\u83b7\u5f97\u4f4f\u623f\u8d37\u6b3e\uff1f<\/h2>\n\n\n\n<p>\u5728\u6fb3\u5927\u5229\u4e9a\uff0c\u5982\u679c\u4f60\u80fd\u6ee1\u8db3\u67d0\u4e9b\u6761\u4ef6\uff0c\u6bd4\u5982\u6709\u62c5\u4fdd\u4eba\uff0c\u4f60\u53ef\u4ee5\u901a\u8fc7\u4e00\u4e9b\u8d37\u6b3e\u673a\u6784\u83b7\u5f97\u76f8\u5f53\u4e8e\u623f\u5c4b\u8d2d\u4e70\u4ef7100%\u7684\u8d37\u6b3e\u3002\u8fd9\u901a\u5e38\u662f\u7531\u8d37\u65b9\u6839\u636e\u5177\u4f53\u60c5\u51b5\u51b3\u5b9a\u7684\u3002<\/p>\n\n\n\n<p>\u4e5f\u5c31\u662f\u8bf4\uff0c\u5bf9\u4e8e\u8d37\u6b3e\u4eba\u6765\u8bf4\uff0c\u63d0\u4f9b\u4f4f\u623f\u8d37\u6b3e\u800c\u5b8c\u5168\u4e0d\u8981\u6c42\u501f\u6b3e\u4eba\u652f\u4ed8\u9996\u4ed8\u662f\u4e0d\u5e38\u89c1\u7684\u3002\u53d6\u800c\u4ee3\u4e4b\u7684\u662f\uff0c\u5982\u679c\u501f\u6b3e\u4eba\u6709<strong>\u53ef\u9760\u7684\u6536\u5165\u6765\u6e90<\/strong>\uff0c\u5e76\u4e14\u7b26\u5408<strong>\u5176\u4ed6\u6807\u51c6<\/strong>\uff0c\u6bd4\u5982\u6709<strong>\u826f\u597d\u7684\u4fe1\u7528\u8bc4\u5206<\/strong>\uff0c\u4e00\u4e9b\u94f6\u884c\u53ef\u80fd\u4f1a\u63d0\u4f9b\u8d37\u6b3e\u4ef7\u503c\u6bd4(LVR)\u4e3a95%\u7684\u6700\u9ad8\u5b58\u6b3e\u4f4f\u623f\u8d37\u6b3e\u3002\u8fd9\u610f\u5473\u7740\u501f\u6b3e\u4eba\u4ecd\u7136\u9700\u8981\u5b58\u4e0b\u8d2d\u4e70\u4ef7\u683c5%\u7684\u9996\u4ed8\uff0c\u5e76\u53ef\u80fd\u9700\u8981\u4e3a\u8d37\u6b3e\u4eba\u652f\u4ed8\u62b5\u62bc\u8d37\u6b3e\u4fdd\u9669(LMI)\u3002<\/p>\n\n\n\n<p><strong>\u60f3\u8981\u514d\u8d39\u8bc4\u6d4b\u4f60\u7684\u4fe1\u7528\u8bc4\u5206\u5417\uff1f\u626b\u63cf\u4e0b\u65b9\u4e8c\u7ef4\u7801\u514d\u8d39\u6d4b\u8bd5\u2b07\ufe0f<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"520\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/credit-score.gif\" alt=\"\" class=\"wp-image-9929\"\/><figcaption>\u626b\u7801\u514d\u8d39\u505a\u4fe1\u7528\u8bc4\u5206\u68c0\u67e5<\/figcaption><\/figure><\/div>\n\n\n\n<p>\u5373\u4f7f\u4f60\u4e0d\u9700\u8981\u4e3a\u4f60\u7684\u4f4f\u623f\u8d37\u6b3e\u63d0\u4f9b\u9996\u4ed8\uff0c\u5728\u8d2d\u4e70\u623f\u5c4b\u7684\u8fc7\u7a0b\u4e2d\uff0c\u901a\u5e38\u8fd8\u6709\u5176\u4ed6\u4e00\u4e9b\u524d\u671f\u8d39\u7528\u9700\u8981\u4f60\u505a\u597d\u9884\u7b97\uff0c\u6bd4\u5982\u4e00\u4e9b\u5dde\u548c\u5730\u533a\u7684\u5370\u82b1\u7a0e\u3001\u6cd5\u5f8b\u8d39\u7528\u3001\u5efa\u7b51\u68c0\u67e5\u548c\u5176\u4ed6\u6742\u8d39\u7b49\u3002<\/p>\n\n\n\n<p id=\"100-home-loan\">\u81f3\u4e8e\u96f6\u9996\u4ed8\u4f4f\u623f\u8d37\u6b3e\u662f\u5426\u662f\u4e00\u4e2a\u597d\u4e3b\u610f\uff0c\u4e0b\u6587\u5c06\u7ed9\u51fa\u8be6\u7ec6\u89e3\u91ca\uff0c<strong>\u5b83\u5e76\u4e0d\u4e00\u5b9a\u9002\u7528\u4e8e\u6240\u6709\u7c7b\u578b\u7684\u501f\u6b3e\u4eba<\/strong>\uff0c\u5728\u7533\u8bf7\u4e4b\u524d\uff0c\u4f60\u53ef\u80fd\u9700\u8981\u6ce8\u610f\u4e00\u4e9b\u5e38\u89c1\u7684\u98ce\u9669\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"2-\u65e0\u9996\u4ed8-100-\u4f4f\u623f\u8d37\u6b3e\u7684\u8d37\u6b3e\u8981\u6c42\">2.<strong>\u65e0\u9996\u4ed8\uff0c100%\u4f4f\u623f\u8d37\u6b3e\u7684\u8d37\u6b3e\u8981\u6c42<\/strong><\/h2>\n\n\n\n<p>\u5728\u8003\u8651\u65e0\u5b58\u6b3e\u4f4f\u623f\u8d37\u6b3e\u7684\u7533\u8bf7\u65f6\uff0c\u8d37\u65b9\u901a\u5e38\u4f1a\u8bbe\u7f6e\u975e\u5e38\u4e25\u683c\u7684\u6807\u51c6\uff0c\u8003\u8651\u5230\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\u8d37\u6b3e\u7ed9\u501f\u6b3e\u4eba\u6240\u6d89\u53ca\u7684\u9ad8\u98ce\u9669\u6c34\u5e73\u3002\u65e0\u5b58\u6b3e\u501f\u6b3e\u4eba\u7684\u8981\u6c42\u5305\u62ec:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u9ad8\u4fe1\u7528\u8bc4\u5206\">\u9ad8<a href=\"https:\/\/cn.abacusfinance.com.au\/%e8%8e%b7%e5%be%97%e4%bd%8f%e6%88%bf%e8%b4%b7%e6%ac%be%e9%9c%80%e8%a6%81%e5%a4%9a%e5%b0%91%e4%bf%a1%e7%94%a8%e8%af%84%e5%88%86\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u7528\u8bc4\u5206<\/a><\/h3>\n\n\n\n<p>\u501f\u6b3e\u4eba\u901a\u5e38\u5fc5\u987b\u5728\u4e3b\u8981\u7684\u4fe1\u7528\u62a5\u544a\u673a\u6784(\u5982<a href=\"https:\/\/www.equifax.com.au\/personal\/\" target=\"_blank\" rel=\"noreferrer noopener\">Equifax<\/a>\u3001<a href=\"https:\/\/www.illion.com.au\/\" target=\"_blank\" rel=\"noreferrer noopener\">Illion<\/a>\u6216<a href=\"https:\/\/www.experian.com.au\/\" target=\"_blank\" rel=\"noreferrer noopener\">Experian<\/a>)\u4e2d\u6709\u4e00\u4e2a\u9ad8\u4fe1\u7528\u8bc4\u5206\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u8d1f\u8d23\u4efb\u7684\u8fd8\u6b3e\u8bb0\u5f55\">\u8d1f\u8d23\u4efb\u7684\u8fd8\u6b3e\u8bb0\u5f55<\/h3>\n\n\n\n<p>\u540c\u6837\uff0c\u501f\u6b3e\u4eba\u901a\u5e38\u88ab\u8981\u6c42\u8bc1\u660e\u4ed6\u4eec\u4e00\u76f4\u5728\u6309\u65f6\u507f\u8fd8\u6240\u6709\u7684\u5f53\u524d\u503a\u52a1\uff0c\u5982\u4fe1\u7528\u5361\u3001\u4e2a\u4eba\u8d37\u6b3e\u548c\u623f\u79df\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u7a33\u5b9a\u7684\u5de5\u4f5c\u6536\u5165\">\u7a33\u5b9a\u7684\u5de5\u4f5c\u6536\u5165<\/h3>\n\n\n\n<p id=\"other-option\">\u65e0\u5b58\u6b3e\u501f\u6b3e\u4eba\u901a\u5e38\u5fc5\u987b\u6709\u4e00\u4efd\u7a33\u5b9a\u7684\u3001\u6301\u7eed\u7684\u5de5\u4f5c\uff0c\u63d0\u4f9b\u8db3\u591f\u9ad8\u7684\u6536\u5165\u6765\u507f\u8fd8\u8d37\u6b3e\u3002<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"3-\u5982\u679c\u4f60\u60f3\u7533\u8bf7\u4e00\u4e2a\u65e0\u9996\u4ed8\u6216\u4f4e\u9996\u4ed8\u7684\u4f4f\u623f\u8d37\u6b3e-\u4f60\u6709\u4ec0\u4e48\u9009\u62e9\">3.\u5982\u679c<strong>\u4f60\u60f3\u7533\u8bf7\u4e00\u4e2a\u65e0\u9996\u4ed8\u6216\u4f4e\u9996\u4ed8\u7684\u4f4f\u623f\u8d37\u6b3e\uff0c\u4f60\u6709\u4ec0\u4e48\u9009\u62e9?<\/strong><\/h2>\n\n\n\n<p>\u5982\u679c\u4f60\u6ca1\u6709\u8db3\u591f\u7684\u5b58\u6b3e\uff0c\u4f60\u53ef\u4ee5\u5982\u4f55\u83b7\u5f97\u4f4f\u623f\u8d37\u6b3e\u7684\u4f8b\u5b50\u5305\u62ec:<\/p>\n\n\n\n<ul><li>\u62c5\u4fdd\u4eba\u63d0\u4f9b\u5b58\u6b3e\u6216\u5171\u540c\u7b7e\u7f72\u8d37\u6b3e\u5408\u540c<\/li><li>\u9996\u6b21\u4e1a\u4e3b\u8865\u52a9\u91d1(FHOG)<\/li><li>\u9996\u6b21\u7f6e\u4e1a\u8d37\u6b3e\u5b58\u6b3e\u8ba1\u5212<\/li><li>\u8d60\u6b3e<\/li><li>\u53e6\u4e00\u8d44\u4ea7\u7684\u8d44\u4ea7\u51c0\u503c<\/li><\/ul>\n\n\n\n<p>\u4e0b\u9762\u6211\u4eec\u5bf9\u8fd9\u4e9b\u9009\u9879\u8fdb\u884c\u4e86\u8be6\u7ec6\u7684\u89e3\u91ca\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u9080\u8bf7\u522b\u4eba\u505a\u4f60\u7684\u62c5\u4fdd\u4ebaguarantor\">\u9080\u8bf7\u522b\u4eba\u505a\u4f60\u7684\u62c5\u4fdd\u4eba<a href=\"https:\/\/cn.abacusfinance.com.au\/%e8%b4%b7%e6%ac%be%e4%b8%ad%e7%9a%84co-borrower%e5%92%8cguarantor%e6%98%af%e4%bb%80%e4%b9%88\/\" target=\"_blank\" rel=\"noreferrer noopener\">GUARANTOR<\/a><\/h3>\n\n\n\n<p>\u66f4\u5feb\u4e70\u623f\u7684\u53e6\u4e00\u4e2a\u9009\u62e9\u662f\u8be2\u95ee\u4f60\u7684\u5bb6\u5ead\u6210\u5458\uff0c\u4ed6\u4eec\u662f\u5426\u613f\u610f\u4f5c\u4e3a\u623f\u5c4b\u8d37\u6b3e\u62c5\u4fdd\u4eba\u5171\u540c\u7b7e\u7f72\u4f60\u7684\u8d37\u6b3e\u3002\u4e00\u4e9b\u8d37\u6b3e\u673a\u6784\u53ef\u80fd\u5141\u8bb8\u501f\u6b3e\u4eba\u5728\u6709\u7236\u6bcd\u62c5\u4fdd\u4eba\u7684\u60c5\u51b5\u4e0b\u501f\u6b3e\uff0c<strong>\u6700\u9ad8\u53ef\u8fbe\u623f\u4ea7\u4ef7\u503c\u7684100%\u3002<\/strong><\/p>\n\n\n\n<p>\u8fd9\u4e0d\u662f\u4e00\u4e2a\u53ef\u4ee5\u8f7b\u6613\u63d0\u51fa\u6216\u6279\u51c6\u7684\u8bf7\u6c42\u3002\u5982\u679c\u4f60\u7684\u7236\u6bcd\u4e3a\u4f60\u7684\u8d37\u6b3e\u505a\u62c5\u4fdd\u4eba\uff0c\u8fd9\u610f\u5473\u7740\u4ed6\u4eec\u9700\u8981\u63d0\u4f9b\u6587\u4ef6\u8bc1\u660e\u5982\u679c\u4f60\u4e0d\u80fd\u507f\u8fd8\u8d37\u6b3e\uff0c\u4ed6\u4eec\u53ef\u4ee5\u507f\u8fd8\u4f60\u7684\u8d37\u6b3e\u3002\u8fd9\u4e5f\u610f\u5473\u7740\uff0c\u5982\u679c\u4f60\u786e\u5b9e\u9519\u8fc7\u4e86\u8fd8\u6b3e\uff0c\u4ed6\u4eec\u5c06\u627f\u62c5\u507f\u8fd8\u8d37\u6b3e\u7684\u8d23\u4efb\u3002\u4e4b\u540e\u534e\u745e\u91d1\u878d\u4f1a\u548c\u60a8\u5206\u4eab\u66f4\u591a\u5173\u4e8e\u623f\u5c4b\u8d37\u6b3e\u62c5\u4fdd\u4eba\u7684\u8981\u6c42\uff0c\u5305\u62ec\u8981\u6c42\u4f60\u7684\u7236\u6bcd\u5e2e\u52a9\u4f60\u4e70\u623f\u7684\u5229\u5f0a\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u9996\u6b21\u4e1a\u4e3b\u8865\u52a9\u91d1fhog\">\u9996\u6b21\u4e1a\u4e3b\u8865\u52a9\u91d1FHOG<\/h3>\n\n\n\n<p>\u5bfb\u6c42\u7ecf\u6d4e\u63f4\u52a9\u7684\u9996\u6b21\u8d2d\u623f\u8005\u53ef\u80fd\u6709\u8d44\u683c\u4ece\u4ed6\u4eec\u7684\u5dde\u653f\u5e9c\u83b7\u5f97\u9996\u6b21\u8d2d\u623f\u8005\u8865\u52a9\uff0c\u5982\u679c\u4ed6\u4eec\u7b26\u5408\u7279\u5b9a\u7684\u8981\u6c42\uff0c\u5e76\u4e14\u4ed6\u4eec\u8ba1\u5212\u5728\u4e00\u5b9a\u65f6\u95f4\u5185\u5c06\u8be5\u623f\u4ea7\u4f5c\u4e3a\u4ed6\u4eec\u7684\u4f4f\u623f\u5c45\u4f4f\u3002\u60a8\u53ef\u4ee5\u54a8\u8be2\u534e\u745e\u91d1\u878d\u7684\u8d37\u6b3e\u7ecf\u7eaa\u4eba\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u9996\u6b21\u4e1a\u4e3b\u8865\u52a9\u91d1(FHOG)\u7684\u653f\u7b56\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"571\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.09.19-1024x571.png\" alt=\"\u6fb3\u6d32\u9996\u6b21\u7f6e\u4e1a\u653f\u7b56\" class=\"wp-image-9931\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.09.19-1024x571.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.09.19-300x167.png 300w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.09.19.png 1140w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u6fb3\u6d32\u9996\u6b21\u7f6e\u4e1a\u653f\u7b56<\/figcaption><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u9996\u6b21\u7f6e\u4e1a\u8d37\u6b3e\u5b58\u6b3e\u8ba1\u5212fhlds\">\u9996\u6b21\u7f6e\u4e1a\u8d37\u6b3e\u5b58\u6b3e\u8ba1\u5212FHLDS<\/h3>\n\n\n\n<p>\u9996\u6b21\u7f6e\u4e1a\u8d37\u6b3e\u5b58\u6b3e\u8ba1\u5212(First Home Loan Deposit Scheme)\u65e8\u5728\u5e2e\u52a9\u4e00\u4e9b\u7b26\u5408\u6761\u4ef6\u7684\u9996\u6b21\u8d2d\u623f\u8005\u83b7\u5f97\u6700\u4f4e5%\u7684\u9996\u4ed8\uff0c\u800c\u65e0\u9700\u652f\u4ed8LMI\u3002\u653f\u5e9c\u57fa\u672c\u4e0a\u662f\u4f5c\u4e3a\u62c5\u4fdd\u4eba\uff0c\u4e3a\u5269\u4f59\u7684\u9996\u4ed8\u63d0\u4f9b\u62c5\u4fdd\uff0c\u4f7f\u8d2d\u623f\u8005\u7684\u5b58\u6b3e\u8fbe\u523020%\u3002<\/p>\n\n\n\n<p>\u8be5\u62c5\u4fdd\u6bcf\u5e74\u4ee510,000\u540d\u9996\u6b21\u8d2d\u623f\u8005\u4e3a\u9650\uff0c\u5bf9\u7b26\u5408\u6761\u4ef6\u7684\u7533\u8bf7\u4eba\u7684\u6536\u5165\u4e0a\u9650\u4e3a\u6bcf\u5e74125,000\u6fb3\u5143(\u6216\u592b\u5987\u6bcf\u5e74200,000\u6fb3\u5143)\u3002\u60f3\u8981\u4e86\u89e3\u66f4\u591a\u9996\u6b21\u7f6e\u4e1a\u5b58\u6b3e\u8ba1\u5212\u6700\u65b0\u6d88\u606f\uff0c\u8bf7\u70b9\u51fb\uff1a<a href=\"https:\/\/mandarin.abacusfinance.com.au\/fhlds1800\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u91cd\u78c5\u6d88\u606f\uff01\u9996\u6b21\u7f6e\u4e1a\u623f\u8d37\u62c5\u4fdd\u8ba1\u5212\uff08FHLDS\uff09\u65b0\u589e1800\u4e2a\u540d\u989d\uff01<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u8d60\u6b3emonetary\">\u8d60\u6b3eMONETARY<\/h3>\n\n\n\n<p>\u5982\u679c\u4f60\u6536\u5230\u4e00\u5927\u7b14\u94b1(\u6bd4\u5982\u6765\u81ea\u7236\u6bcd&#8221;Bank of Mom and Dad&#8221;)\uff0c\u6216\u8005\u4e00\u7b14\u610f\u5916\u4e4b\u8d22(windfall)\uff0c\u6bd4\u5982\u6765\u81ea<a href=\"\/\/cn.abacusfinance.com.au\/%e9%81%97%e4%ba%a7%e8%83%bd%e4%bd%9c%e4%b8%ba%e4%bd%8f%e6%88%bf%e8%b4%b7%e6%ac%be%e9%a6%96%e4%bb%98%e5%90%97\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9057\u4ea7<\/a>\u6216\u5f69\u7968\uff0c\u4f60\u53ef\u80fd\u4f1a\u51b3\u5b9a\u628a\u8fd9\u7b14\u94b1\u4f5c\u4e3a\u623f\u5b50\u7684\u9996\u4ed8\u3002\u8fd9\u4e9b\u53ef\u80fd\u4f1a\u88ab\u4e00\u4e9b\u94f6\u884c\u63a5\u53d7\uff0c\u4f46\u8d37\u6b3e\u8981\u6c42\u4f1a\u6709\u6240\u4e0d\u540c\u3002<\/p>\n\n\n\n<p>\u4f8b\u5982\uff0c\u4f60\u53ef\u80fd\u9700\u8981\u63d0\u4f9b\u4e00\u4efd\u201c\u793c\u54c1\u4fe1\u201d\uff0c\u4e0a\u9762\u8bf4\u660e\u91d1\u94b1\u793c\u7269\u662f\u4e0d\u53ef\u9000\u6b3e\u7684\uff0c\u800c\u4e14\u662f\u65e0\u6761\u4ef6\u7684\u2014\u2014\u6216\u8005\u6362\u53e5\u8bdd\u8bf4\uff0c\u8fd9\u7b14\u94b1\u6c38\u8fdc\u5f52\u5c5e\u4e8e\u4f60\u3002\u4e0d\u8fc7\uff0c\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u4e00\u4e9b\u94f6\u884c\u53ea\u63a5\u53d7\u7531\u201c\u771f\u6b63\u7684\u50a8\u84c4\u201d\u6784\u6210\u7684\u5b58\u6b3e\uff0c\u56e0\u6b64\u4e0d\u4f1a\u63a5\u53d7\u4f60\u4e0d\u662f\u901a\u8fc7\u50a8\u84c4\u79ef\u7d2f\u8d77\u6765\u7684\u8d44\u91d1\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.11.05-1024x575.png\" alt=\"\u6fb3\u6d32\u8d37\u6b3e\u5e38\u89c1\u95ee\u9898\uff1a\u53ef\u4ee5\u96f6\u9996\u4ed8\u8d37\u6b3e\u4e70\u623f\u5417\uff1f\" class=\"wp-image-9932\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.11.05-1024x575.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.11.05-300x169.png 300w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.11.05.png 1132w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u6fb3\u6d32\u8d37\u6b3e\u5e38\u89c1\u95ee\u9898\uff1a\u53ef\u4ee5\u96f6\u9996\u4ed8\u8d37\u6b3e\u4e70\u623f\u5417\uff1f<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u53e6\u4e00\u8d44\u4ea7\u7684\u51c0\u503c\">\u53e6\u4e00\u8d44\u4ea7\u7684\u51c0\u503c<\/h3>\n\n\n\n<p>\u8d44\u4ea7\u51c0\u503c\u662f\u6307\u4f60\u7684\u623f\u4ea7\u73b0\u5728\u7684\u4ef7\u503c\u548c\u4f60\u8fd8\u6b20\u7684\u623f\u5c4b\u8d37\u6b3e\u4e4b\u95f4\u7684\u5dee\u989d\u3002\u5982\u679c\u4f60\u7684\u623f\u4ea7\u73b0\u5728\u7684\u4ef7\u503c\u8d85\u8fc7\u4e86\u4f60\u6240\u6b20\u7684\u623f\u5c4b\u8d37\u6b3e\uff0c\u8fd9\u5c31\u662f\u6240\u8c13\u7684\u201c\u6b63\u8d44\u4ea7\u51c0\u503c\u201d\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u5df2\u7ecf\u6709\u4e00\u5904\u623f\u4ea7\u7684\u4f4f\u623f\u8d37\u6b3e\uff0c\u4f60\u53ef\u4ee5\u7528\u8fd9\u7b14\u8d37\u6b3e\u7684\u4e00\u4e9b\u6b63\u8d44\u4ea7\u4f5c\u4e3a\u8d2d\u4e70\u53e6\u4e00\u5904\u623f\u4ea7\u7684\u5b9a\u91d1\u2014\u2014\u524d\u63d0\u662f\u4f60\u80fd\u540c\u65f6\u507f\u8fd8\u4e24\u7b14\u62b5\u62bc\u8d37\u6b3e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u9996\u6b21\u7f6e\u4e1a\u8d85\u7ea7\u50a8\u84c4\u8ba1\u5212fhss\">\u9996\u6b21\u7f6e\u4e1a\u8d85\u7ea7\u50a8\u84c4\u8ba1\u5212FHSS<\/h3>\n\n\n\n<p>\u5982\u679c\u60a8\u5229\u7528 &#8220;\u9996\u6b21\u7f6e\u4e1a\u8d85\u7ea7\u50a8\u84c4\u8ba1\u5212&#8221;(FHSS)\uff0c\u60a8\u53ef\u4ee5\u7528\u60a8\u7684<a href=\"https:\/\/cn.abacusfinance.com.au\/%e5%85%bb%e8%80%81%e9%87%91%e5%8f%af%e4%bb%a5%e4%bd%9c%e4%b8%ba%e9%a6%96%e4%bb%98%e7%9a%84%e4%b8%80%e9%83%a8%e5%88%86%e5%90%97\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u517b\u8001\u91d1<\/a>\u6765\u652f\u4ed8\u60a8\u7684\u9996\u6b21\u7f6e\u9996\u4ed8\u3002\u9996\u6b21\u7f6e\u4e1a\u8d85\u7ea7\u50a8\u84c4\u8ba1\u5212\u65e8\u5728\u5e2e\u52a9\u50cf\u60a8\u8fd9\u6837\u7684\u9996\u6b21\u7f6e\u4e1a\u8005\uff0c\u901a\u8fc7\u81ea\u613f\u5411\u60a8\u7684\u516c\u517b\u8001\u91d1\u4f9b\u6b3e\uff0c\u66f4\u5feb\u5730\u5b58\u4e0b\u4e00\u7b14\u5b58\u6b3e\u3002\u8fd9\u4e9b\u4f9b\u6b3e\u53ef\u4ee5\u63d0\u53d6\uff0c\u6210\u4e3a\u60a8\u9996\u4ed8\u6216\u672a\u6765\u5b58\u6b3e\u7684\u4e00\u90e8\u5206\u3002<\/p>\n\n\n\n<p>\u8bf7\u8bb0\u4f4f\uff0c\u5728\u60a8\u9000\u4f11\u524d\u83b7\u53d6\u60a8\u7684\u517b\u8001\u91d1\u4f59\u989d\u6709\u4e25\u683c\u7684\u89c4\u5b9a\u3002\u8fd9\u4e9b\u89c4\u5219\u65e8\u5728\u786e\u4fdd\u60a8\u5728\u9000\u4f11\u540e\u6709\u8db3\u591f\u7684\u8d44\u91d1\u4eab\u53d7\u8212\u9002\u7684\u751f\u6d3b\u65b9\u5f0f\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"718\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.16.10.png\" alt=\"\u6fb3\u6d32\u8d37\u6b3e\u5e38\u89c1\u95ee\u9898\uff1a\u53ef\u4ee5\u96f6\u9996\u4ed8\u8d37\u6b3e\u4e70\u623f\u5417\uff1f\" class=\"wp-image-9933\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.16.10.png 724w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.16.10-300x298.png 300w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.16.10-150x150.png 150w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><figcaption>\u6fb3\u6d32\u8d37\u6b3e\u5e38\u89c1\u95ee\u9898\uff1a\u53ef\u4ee5\u96f6\u9996\u4ed8\u8d37\u6b3e\u4e70\u623f\u5417\uff1f<\/figcaption><\/figure><\/div>\n\n\n\n<p id=\"is-good-idea\">\u4e3a\u4e86\u5728\u9000\u4f11\u524d\u83b7\u5f97\u60a8\u7684\u517b\u8001\u91d1\uff0c\u60a8\u9700\u8981\u6ee1\u8db3\u4e25\u683c\u7684\u6761\u4ef6\uff0c\u56e0\u6b64\u6700\u597d\u4e0e\u60a8\u7684\u4f1a\u8ba1\u5e08\u4ea4\u8c08\uff0c\u4e5f\u53ef\u5173\u6ce8\u6211\u4eec\u63a5\u4e0b\u6765\u7684\u6709\u5173<a href=\"https:\/\/cn.abacusfinance.com.au\/%e5%85%bb%e8%80%81%e9%87%91%e5%8f%af%e4%bb%a5%e4%bd%9c%e4%b8%ba%e9%a6%96%e4%bb%98%e7%9a%84%e4%b8%80%e9%83%a8%e5%88%86%e5%90%97\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u517b\u8001\u91d1<\/a>\u4f5c\u4e3a\u9996\u4ed8\u653b\u7565\u7684\u6587\u7ae0\u3002<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"4-\u6ca1\u6709\u9996\u4ed8\u7684\u4f4f\u623f\u8d37\u6b3e\u662f\u4e2a\u597d\u4e3b\u610f\u5417\">4.<strong>\u6ca1\u6709\u9996\u4ed8\u7684\u4f4f\u623f\u8d37\u6b3e\u662f\u4e2a\u597d\u4e3b\u610f\u5417\uff1f<\/strong><\/h2>\n\n\n\n<p>\u867d\u7136\u65e0\u5b58\u6b3e\u4f4f\u623f\u8d37\u6b3e\u6709\u4e00\u4e9b\u6f5c\u5728\u7684\u597d\u5904\uff0c\u4f46\u4e5f\u6709\u51e0\u4e2a\u5173\u952e\u7684\u539f\u56e0\uff0c\u8ba9\u4f60\u53ef\u80fd\u4f1a\u9009\u62e9\u907f\u514d\u8fd9\u79cd\u65b9\u6cd5\uff0c\u800c\u662f\u5c3d\u91cf\u7b79\u96c6\u5c3d\u53ef\u80fd\u591a\u7684\u5b58\u6b3e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u96f6\u9996\u4ed8\u4f4f\u623f\u8d37\u6b3e\u597d\u5904\">\u96f6\u9996\u4ed8\u4f4f\u623f\u8d37\u6b3e\u597d\u5904<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"1-\u9002\u7528\u6027\">1.\u9002\u7528\u6027<\/h4>\n\n\n\n<p>\u4e00\u4efd\u4e0d\u542b\u5b58\u6b3e\u7684\u4f4f\u623f\u8d37\u6b3e\u53ef\u80fd\u4f1a\u8ba9\u90a3\u4e9b\u53ea\u5b58\u4e86\u5c11\u91cf\u5b58\u6b3e\u7684\u9996\u6b21\u8d2d\u623f\u8005\u5728\u623f\u5730\u4ea7\u5e02\u573a\u4e0a\u4e70\u623f\uff0c\u5426\u5219\u4ed6\u4eec\u53ef\u80fd\u8d1f\u62c5\u4e0d\u8d77\u3002\u7136\u800c\uff0c\u6ca1\u6709\u5b58\u6b3e\u7684\u4f4f\u623f\u8d37\u6b3e\u901a\u5e38\u4e0d\u662f\u4e3a\u9996\u6b21\u8d2d\u623f\u8005\u8bbe\u8ba1\u7684\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"2-\u7075\u6d3b\">2.\u7075\u6d3b<\/h4>\n\n\n\n<p>\u5728\u623f\u4ea7\u4e2d\u62e5\u6709\u90e8\u5206\u4efd\u989d\u4f46\u5728\u94f6\u884c\u4e2d\u771f\u6b63\u50a8\u84c4\u8f83\u5c11\u7684\u623f\u5730\u4ea7\u6295\u8d44\u8005\uff0c\u53ef\u4ee5\u5c06\u4efd\u989d\u7528\u4f5c\u6295\u8d44\u4f4f\u623f\u8d37\u6b3e\u7684\u5b58\u6b3e\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"3-\u628a\u63e1\u65f6\u673a\">3.\u628a\u63e1\u65f6\u673a<\/h4>\n\n\n\n<p>\u5728\u4e3a\u4e70\u623f\u6512\u591f\u4e00\u7b14\u53ef\u89c2\u5b58\u6b3e\u6240\u9700\u7684\u65f6\u95f4\u91cc\uff0c\u623f\u5730\u4ea7\u5e02\u573a\u53ef\u80fd\u5df2\u7ecf\u5927\u5e45\u4e0a\u6da8\uff0c\u8fd9\u53d6\u51b3\u4e8e\u4e2a\u4eba\u623f\u4ea7\u7684\u6240\u5728\u5730\u3002\u4ece\u8fd9\u4e2a\u610f\u4e49\u4e0a\u8bf4\uff0c\u4e0d\u4ed8\u5b9a\u91d1\u4e70\u623f\u53ef\u4ee5\u5e2e\u52a9\u4e70\u5bb6\u5728\u623f\u4ef7\u4e0a\u6da8\u4e4b\u524d\u4e70\u623f\uff0c\u5e76\u4ee5\u76f8\u5bf9\u8f83\u4f4e\u7684\u4ef7\u683c\u83b7\u5f97\u4f4f\u623f\u4fdd\u969c\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u96f6\u9996\u4ed8\u4f4f\u623f\u8d37\u6b3e\u574f\u5904\">\u96f6\u9996\u4ed8\u4f4f\u623f\u8d37\u6b3e\u574f\u5904<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"1-\u8f83\u591a\u5229\u606f\">1.\u8f83\u591a\u5229\u606f<\/h4>\n\n\n\n<p>\u5982\u679c\u4f60\u7684\u8d37\u6b3e\u989d\u8d85\u8fc7\u8d2d\u623f\u4ef7\u683c\u768480%\uff0c\u4e00\u4e9b\u8d37\u6b3e\u673a\u6784\u4f1a\u6536\u53d6\u66f4\u9ad8\u7684\u5229\u7387\u3002\u53e6\u5916\uff0c\u4f60\u501f\u7684\u94b1\u8d8a\u591a\uff0c\u5728\u6574\u4e2a\u8d37\u6b3e\u5468\u671f\u5185\u4f60\u9700\u8981\u652f\u4ed8\u7ed9\u8d37\u6b3e\u4eba\u7684\u5229\u606f\u4e5f\u5c31\u8d8a\u591a\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"2-\u8d37\u6b3e\u6279\u51c6\u64a4\u56de\u98ce\u9669\">2.\u8d37\u6b3e\u6279\u51c6\u64a4\u56de\u98ce\u9669<\/h4>\n\n\n\n<p>\u5982\u679c\u4f60\u7684\u9996\u4ed8\u5c11\u4e8e20%\uff0c\u901a\u5e38\u4f60\u9700\u8981\u652f\u4ed8LMI\u3002LMI\u4f9b\u5e94\u5546\u4e5f\u6709\u53ef\u80fd\u4e0d\u540c\u610f\u4e3a\u8d37\u6b3e\u63d0\u4f9b\u4fdd\u9669\uff0c\u5373\u4f7f\u5b83\u662f\u7531\u60a8\u7684\u8d37\u65b9\u6279\u51c6\u7684\uff0c\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u8d37\u6b3e\u6279\u51c6\u53ef\u80fd\u88ab\u60a8\u7684\u8d37\u6b3e\u4eba\u64a4\u56de\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"3-\u5ba1\u6279\u65f6\u95f4\u957f\">3.\u5ba1\u6279\u65f6\u95f4\u957f<\/h4>\n\n\n\n<p>\u96f6\u9996\u4ed8\u4f4f\u623f\u8d37\u6b3e\u7684\u5ba1\u6279\u8fc7\u7a0b\u53ef\u80fd\u4f1a\u5f88\u6f2b\u957f\u548c\u56f0\u96be\u3002\u8fd9\u662f\u56e0\u4e3a\u9700\u8981\u5bf9\u501f\u6b3e\u4eba\u548c\u62c5\u4fdd\u4eba\u8fdb\u884c\u989d\u5916\u7684\u4fe1\u7528\u68c0\u67e5(\u5982\u679c\u9002\u7528\u7684\u8bdd)\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"4-\u4ea7\u751f\u8d1f\u8d44\u4ea7\">4.\u4ea7\u751f\u8d1f\u8d44\u4ea7<\/h4>\n\n\n\n<p>\u5168\u989d\u8d37\u6b3e\u53ef\u80fd\u4e0d\u662f\u4e00\u4e2a\u597d\u4e3b\u610f\uff0c\u56e0\u4e3a\u5982\u679c\u5728\u4f60\u507f\u8fd8\u62b5\u62bc\u8d37\u6b3e\u65f6\uff0c\u5982\u679c\u4f60\u7684\u623f\u4ea7\u4ef7\u503c\u4e0b\u964d\u4e86\uff0c\u4f60\u8fd8\u8d37\u7684\u94b1\u6700\u7ec8\u53ef\u80fd\u4f1a\u8d85\u8fc7\u623f\u4ea7\u7684\u4ef7\u503c\u3002\u8fd9\u5c31\u662f\u6240\u8c13\u7684\u201c\u8d1f\u8d44\u4ea7\u201d\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"5-\u9762\u4e34\u66f4\u5927\u7ecf\u6d4e\u538b\u529b\">5.\u9762\u4e34\u66f4\u5927\u7ecf\u6d4e\u538b\u529b<\/h4>\n\n\n\n<p>\u5982\u679c\u4f60\u7684\u7ecf\u6d4e\u72b6\u51b5\u4e0d\u53ef\u80fd\u5b58\u94b1\uff0c\u90a3\u4e48\u4ee5\u4f4f\u623f\u8d37\u6b3e\u7684\u5f62\u5f0f\u627f\u62c5\u5927\u91cf\u503a\u52a1\u53ef\u80fd\u4f1a\u4f7f\u4f60\u9762\u4e34\u66f4\u5927\u7684\u7ecf\u6d4e\u538b\u529b\u3002\u4f8b\u5982\uff0c\u867d\u7136\u73b0\u5728\u8fd8\u53ef\u4ee5\u507f\u8fd8\u623f\u8d37\uff0c\u4f46\u5982\u679c\u5229\u7387\u4e0a\u5347\uff0c\u4f60\u53ef\u80fd\u4f1a\u5f88\u96be\u507f\u8fd8\u8d37\u6b3e\uff0c\u56e0\u6b64\u627f\u53d7\u66f4\u5927\u7684\u538b\u529b\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large coblocks-animate\" data-coblocks-animation=\"slideInRight\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"676\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.20.00-1024x676.png\" alt=\"\u6fb3\u6d32\u8d37\u6b3e\u5e38\u89c1\u95ee\u9898\uff1a\u53ef\u4ee5\u96f6\u9996\u4ed8\u8d37\u6b3e\u4e70\u623f\u5417\uff1f\" class=\"wp-image-9934\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.20.00-1024x676.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.20.00-300x198.png 300w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53482.20.00.png 1208w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u6fb3\u6d32\u8d37\u6b3e\u5e38\u89c1\u95ee\u9898\uff1a\u53ef\u4ee5\u96f6\u9996\u4ed8\u8d37\u6b3e\u4e70\u623f\u5417\uff1f<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"5-\u501f\u6b3e\u4eba\u5982\u4f55\u9009\u62e9\">5.\u501f\u6b3e\u4eba\u5982\u4f55\u9009\u62e9\uff1f<\/h2>\n\n\n\n<p>\u96f6\u9996\u4ed8\u4f4f\u623f\u8d37\u6b3e\uff0c\u5728\u6ee1\u8db3\u4e00\u5b9a\u6761\u4ef6\u7684\u60c5\u51b5\u4e0b\uff0c\u7684\u786e\u6709\u53ef\u80fd\u5b9e\u73b0\u3002\u501f\u6b3e\u4eba\u9700\u6839\u636e\u81ea\u8eab\u7684\u5b9e\u9645\u60c5\u51b5\u91cf\u529b\u800c\u884c\u3002\u4e0d\u8981\u56e0\u4e3a\u770b\u4e2d\u77ed\u671f\u7684\u201c\u5c0f\u5229\u201d\u800c\u9020\u6210\u957f\u671f\u201c\u4e8f\u635f\u201d\uff0c\u4e5f\u4e0d\u8981\u56e0\u4e3a\u4e00\u65f6\u51b2\u52a8\u800c\u7f3a\u4e4f\u7efc\u5408\u7684\u8003\u91cf\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u4e0d\u786e\u5b9a\u60a8\u7684\u8d37\u6b3e\u8ba1\u5212\u662f\u5426\u5408\u7406\uff0c\u6b22\u8fce\u8054\u7cfb<a href=\"https:\/\/cn.abacusfinance.com.au\/contact\/\" target=\"_blank\" rel=\"noreferrer 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