{"id":7376,"date":"2021-04-22T02:06:10","date_gmt":"2021-04-22T02:06:10","guid":{"rendered":"https:\/\/mandarin.abacusfinance.com.au\/?p=7376"},"modified":"2022-02-25T00:47:09","modified_gmt":"2022-02-25T00:47:09","slug":"%e9%80%89%e6%8b%a9%e5%af%b9%e5%86%b2%e8%b4%a6%e6%88%b7%e8%bf%98%e6%98%af%e6%8f%90%e5%8f%96%e5%8a%9f%e8%83%bd","status":"publish","type":"post","link":"https:\/\/cn.abacusfinance.com.au\/%e9%80%89%e6%8b%a9%e5%af%b9%e5%86%b2%e8%b4%a6%e6%88%b7%e8%bf%98%e6%98%af%e6%8f%90%e5%8f%96%e5%8a%9f%e8%83%bd\/","title":{"rendered":"\u6fb3\u6d32\u8d37\u6b3e\uff1a\u5bf9\u51b2\u8d26\u6237\u6709\u4ec0\u4e48\u7528\uff1f"},"content":{"rendered":"\n<p id=\"\u6587\u7ae0\u5bfc\u89c8\">\u6587\u7ae0\u5bfc\u89c8\uff1a<\/p>\n\n\n\n<p><a href=\"#offset-account\">1.\u4ec0\u4e48\u662f\u5bf9\u51b2\u8d26\u6237<\/a><\/p>\n\n\n\n<ul><li>1.1<a href=\"#offset-definition\">\u5bf9\u51b2\u8d26\u6237\u539f\u7406<\/a><\/li><li>1.2<a href=\"#offset-advantage\">\u5bf9\u51b2\u8d26\u6237\u4f18\u7f3a\u70b9<\/a><\/li><li>1.3<a href=\"#offset-benefit\">\u5bf9\u51b2\u8d26\u6237\u597d\u5904<\/a><\/li><li>1.4<a href=\"#how-to-use\">\u5982\u4f55\u4f7f\u7528\u5bf9\u51b2\u8d26\u6237<\/a><\/li><\/ul>\n\n\n\n<p><a href=\"#what-is-redraw\">2.\u4ec0\u4e48\u662fRedraw<\/a><\/p>\n\n\n\n<ul><li>2.1<a href=\"#redraw-function\">Redraw\u529f\u80fd<\/a><\/li><li>2.2<a href=\"#redraw-advantage\">Redraw\u4f18\u7f3a\u70b9<\/a><\/li><\/ul>\n\n\n\n<p>3.<a href=\"#offset-vs-redraw\">Offset VS Redraw<\/a><\/p>\n\n\n\n<ul><li>3.1<a href=\"#invest-live\">\u5173\u4e8e\u6295\u8d44\u81ea\u4f4f\u7684\u62b5\u7a0e\u95ee\u9898<\/a><\/li><li>3.2<a href=\"#offset-or-redraw\">\u5230\u5e95\u9009\u62e9Offset\u8fd8\u662fRedraw<\/a><\/li><\/ul>\n\n\n\n<p>\u5f88\u591a\u521a\u521a\u8fdb\u5165\u5e02\u573a\u7684\u501f\u6b3e\u4eba\u53ef\u80fd\u5bf9\u201c\u5bf9\u51b2\u8d26\u6237\u201d\u8fd9\u4e2a\u8bcd\u611f\u5230\u964c\u751f\u3002<\/p>\n\n\n\n<ul><li>\u201c\u6211\u4e3a\u4ec0\u4e48\u8981\u8bbe\u7f6e\u5bf9\u51b2\u8d26\u6237\uff1f\u201d<\/li><li>\u201c\u5230\u5e95\u6709\u4ec0\u4e48\u597d\u5904\uff1f\u201d<\/li><li>\u201c\u8fd9\u662f\u4e0d\u662f\u8d37\u6b3e\u4e2d\u7684\u4e00\u4e2a\u5751\uff1f\u201d<\/li><li>\u2026\u2026<\/li><\/ul>\n\n\n\n<p>\u4eca\u5929\u534e\u745e\u91d1\u878d\u5c31\u8be6\u7ec6\u8ddf\u5927\u5bb6\u804a\u804a\u8d37\u6b3e\u754c\u7684\u51e0\u5927\u201c\u5deb\u672f\u201d\u4e4b\u4e00\u2014\u2014<strong>\u5bf9\u51b2\u8d26\u6237<\/strong><\/p>\n\n\n\n<p>\u638c\u63e1\u8fd9\u4e9b\u5b9e\u7528\u5e72\u8d27\uff0c\u505a\u8d37\u6b3e\u4e2d\u7684\u201c\u660e\u767d\u4eba\u201d\u3002<\/p>\n\n\n\n<p>\u5728\u5f88\u591a\u521d\u6b21\u8e0f\u5165\u8d37\u6b3e\u5e02\u573a\u7684\u501f\u6b3e\u4eba\u8ba4\u77e5\u4e2d\uff0c\u8d37\u6b3e\u91cc\u90a3\u4e9b\u201c\u82b1\u6837\u767e\u51fa\u201d\u7684\u5f2f\u5f2f\u7ed5\u7ed5\uff0c\u90fd\u662f\u8d37\u6b3e\u4e2d\u4ecb\u57cb\u4e0b\u7684\u4e00\u4e2a\u4e2a\u5751\uff0c\u90fd\u662f<strong>\u201c\u6b3a\u9a97\u65b0\u624b\u7684\u5957\u8def\u201d<\/strong>\u3002<\/p>\n\n\n\n<p>\u4f46\u5404\u4f4d\u9700\u8981\u8ba4\u6e05\u7684\u662f\uff0c\u4e00\u4e9b\u9ed1\u5fc3\u4e2d\u4ecb\u7684\u8bc8\u9a97\u5957\u8def\u662f\u7a7a\u624b\u5957\u767d\u72fc\uff0c\u800c\u4eca\u5929\u6211\u4eec\u8981\u804a\u5230\u7684\u5bf9\u51b2\u8d26\u6237\u662f\u201c\u771f\u91d1\u767d\u94f6\u201d\u7684\u8d37\u6b3e\u826f\u5fc3\u6280\u5de7\u3002<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>\u300a\u5bf9\u51b2\u8d26\u6237\u771f\u7684\u4e0d\u662f\u201c\u5deb\u672f\u201d\u5417\uff1f\u300b<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>\u201c\u5f00\u8bbe\u4e00\u4e2a\u8d26\u6237\uff0c\u548c\u666e\u901a\u7684saving\u8d26\u6237\u6ca1\u5565\u533a\u522b\uff0c\u5f80\u91cc\u9762\u5b58\u70b9\u94b1\u5c31\u53ef\u4ee5\u8282\u7701\u4e00\u5927\u7b14\u5229\u606f\uff1f\u201d<\/p><cite>\u2014\u2014\u6765\u81ea\u67d0\u5ba2\u6237A\u7684\u63d0\u95ee<\/cite><\/blockquote><\/figure>\n\n\n\n<p id=\"offset-account\">\u201c\u8fd9\u5c31\u662f\u5bf9\u51b2\u8d26\u6237\u7684\u5168\u90e8\u5417\uff1f\u201d<\/p>\n\n\n\n<p>\u5f88\u591a\u5ba2\u6237\u5411\u534e\u745e\u63d0\u51fa\u8d28\u7591\uff0c\u63a5\u4e0b\u6765\u548c\u5927\u5bb6\u804a\u804a\u5bf9\u51b2\u8d26\u6237\u7684\u201c\u524d\u4e16\u4eca\u751f\u201d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u4ec0\u4e48\u662f\u5bf9\u51b2\u8d26\u6237\">\u4ec0\u4e48\u662f\u5bf9\u51b2\u8d26\u6237\uff1f<\/h2>\n\n\n\n<p id=\"offset-definition\">Offset Account(\u5bf9\u51b2\u8d26\u6237)\u672c\u8d28\u4e0a\u5c31\u662f\u666e\u901a\u7684\u4ea4\u6613\u8d26\u6237\uff08savings account\uff09\uff0c\u53ea\u662f\u4e0eMortgage\u4e2d\u7684Loan Account\uff08\u8d37\u6b3e\u8d26\u6237\uff09\u8fde\u5728\u4e86\u4e00\u8d77\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-\u5bf9\u51b2\u8d26\u6237\u539f\u7406\">1.\u5bf9\u51b2\u8d26\u6237\u539f\u7406<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"666\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.44.24-1024x666.png\" alt=\"\u5bf9\u51b2\u8d26\u6237\u7684\u539f\u7406\" class=\"wp-image-9889\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.44.24-1024x666.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.44.24-300x195.png 300w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.44.24.png 1128w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u5bf9\u51b2\u8d26\u6237\u539f\u7406<\/figcaption><\/figure>\n\n\n\n<p class=\"has-text-align-left\">Offset Account (\u5bf9\u51b2\u8d26\u6237)\u53ef\u4ee5\u6700\u5927\u5316\u62b5\u6d88\u60a8\u7684\u8d37\u6b3e\u5229\u606f\u3002<\/p>\n\n\n\n<p>\u8d37\u6b3e\u4e0b\u6765\u540e\u94f6\u884c\u4f1a\u7ed9\u4f60\u4e00\u4e2a\u8d37\u6b3e\u8d26\u6237\uff0c\u5982\u679c\u4f60\u8d3730\u4e07\uff0c\u8d37\u6b3e\u8d26\u6237\u7684\u4f59\u989dBALANCE\u5c31\u662f-30\u4e07\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u5f00\u4e00\u4e2a\u5bf9\u51b2\u8d26\u6237\uff08\u6027\u8d28\u548c\u5b58\u6b3e\u8d26\u6237\u4e00\u6837\uff0c\u6ca1\u6709\u7ba1\u7406\u8d39\uff09\u7136\u540e\u4f60\u5728\u5bf9\u51b2\u8d26\u6237\u91cc\u653e10\u4e07\uff0c\u90a3\u4f60\u8981\u4ed8\u7684\u8d37\u6b3e\u5229\u606f\u5176\u5b9e\u5c31\u662f(30-10\u4e07=)20\u4e07\u7684\u5229\u606f\uff0c\u6bd4\u5982\u7b2c\u4e8c\u5929\u4f60\u53c8\u653e20\u4e07\u8fdb\u5bf9\u51b2\u8d26\u6237\uff0c\u90a3\u4f60\u9700\u8981\u4ed8\u7684\u5c31\u662f30\u4e07-30\u4e07=0\u7684\u5229\u606f,\u4e5f\u5c31\u662f\u6ca1\u6709\u5229\u606f\u4e86\u3002<\/p>\n\n\n\n<p id=\"offset-advantage\">\u5bf9\u51b2\u8d26\u6237\u662f\u6309\u65e5\u8ba1\u606f\uff0c\u56e0\u4e3a\u6bcf\u5929\u5bf9\u51b2\u8d26\u6237\u91cc\u7684\u91d1\u989d\u53ef\u80fd\u4e0d\u4e00\u6837\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-\u5bf9\u51b2\u8d26\u6237\u4f18\u70b9\">2.\u5bf9\u51b2\u8d26\u6237\u4f18\u70b9<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"1-\u7701\u606f\">1.\u7701\u606f<\/h4>\n\n\n\n<p>\u5bf9\u51b2\u8d26\u6237\u53ef\u4ee5\u8282\u7701\u60a8\u7684\u8d37\u6b3e\u5229\u606f\uff1b<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"2-\u968f\u65f6\u5b58\u53d6\">2.\u968f\u65f6\u5b58\u53d6<\/h4>\n\n\n\n<p>\u5bf9\u51b2\u8d26\u6237\u4e3a\u4ea4\u6613\u8d26\u6237\uff0c\u53ef\u968f\u65f6\u5b58\u53d6\uff1b<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"3-\u5b9e\u60e0\">3.\u5b9e\u60e0<\/h4>\n\n\n\n<p>\u94f6\u884c\u5361\u5b58\u6b3e\u7684\u5229\u606f\u4e00\u822c\u4f4e\u4e8e\u94f6\u884c\u8d37\u6b3e\u7684\u5229\u606f\uff0c\u6240\u4ee5\u94b1\u653e\u5230\u5bf9\u51b2\u8d26\u6237\u66f4\u5212\u7b97\uff1b<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"599\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.45.41-1024x599.png\" alt=\"\u5bf9\u51b2\u8d26\u6237\u4f18\u70b9\" class=\"wp-image-9891\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.45.41-1024x599.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.45.41-300x176.png 300w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.45.41.png 1162w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u5bf9\u51b2\u8d26\u6237\u4f18\u70b9<\/figcaption><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"4-\u62b5\u7a0e\">4.\u62b5\u7a0e<\/h4>\n\n\n\n<p>\u94f6\u884c\u5361\u5b58\u6b3e\u7684\u5229\u606f\u9700\u8981\u62a5\u7a0e\uff0c\u4f46\u5bf9\u51b2\u8d26\u6237\u6240\u4ea7\u751f\u62b5\u6d88Home Loan\u7684\u5229\u606f\u90e8\u5206\uff0c\u4e0d\u9700\u4ea4\u7a0e\uff1b<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"5-\u7701\u606f\">5.\u7701\u606f<\/h4>\n\n\n\n<p>\u60a8\u53ef\u7ed3\u5408\u4fe1\u7528\u5361\uff0c\u6700\u5927\u7a0b\u5ea6\u4e0a\u5229\u7528\u94f6\u884c\u514d\u8d39\u7684\u8d44\u91d1\u6765\u8282\u7701\u5229\u606f\uff1b<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"6-\u7075\u6d3b\u6027\">6.\u7075\u6d3b\u6027<\/h4>\n\n\n\n<p>\u4f4f\u623f\u8d37\u6b3e\u7684\u5229\u606f\u6309\u65e5\u7ed3\u7b97\uff0c\u5bf9\u51b2\u8d26\u6237\u53ef\u4ee5\u5145\u5206\u5229\u7528\u6bcf\u4e00\u5206\u8d44\u91d1\u62b5\u6d88\u5229\u606f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-\u5bf9\u51b2\u8d26\u6237\u7f3a\u70b9\">3.\u5bf9\u51b2\u8d26\u6237\u7f3a\u70b9<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"681\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.46.37-1024x681.png\" alt=\"\u5bf9\u51b2\u8d26\u6237\u7f3a\u70b9\" class=\"wp-image-9892\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.46.37-1024x681.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.46.37-300x199.png 300w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.46.37.png 1194w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u5bf9\u51b2\u8d26\u6237\u7f3a\u70b9<\/figcaption><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"1-\u5c40\u9650\u6027\">1.\u5c40\u9650\u6027<\/h4>\n\n\n\n<p><strong>\u5e76\u975e\u6bcf\u4e2a\u5bf9\u51b2\u5e10\u6237\u90fd\u662f100\uff05\u5bf9\u51b2<\/strong>\uff0c\u4f8b\u5982\uff0c\u6709\u4e9b\u4ec5\u5bf9\u51b2\u60a8\u8d37\u6b3e\u768440\uff05 (\u8be6\u60c5\u8bf7\u54a8\u8be2\u534e\u745e\u91d1\u878d\u8d37\u6b3e\u7ecf\u7eaa\u4eba\uff0c\u4e3a\u60a8\u63d0\u4f9b\u8be6\u7ec6\u7684\u6570\u636e\u5bf9\u6bd4)\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"2-\u6536\u53d6\u5e74\u8d39\">2.\u6536\u53d6\u5e74\u8d39<\/h4>\n\n\n\n<p>\u4f1a<strong>\u6536\u53d6\u4e00\u5b9a\u5e74\u8d39<\/strong>\u3002\u6240\u6709\u4e8b\u7269\u90fd\u6709\u4f18\u70b9\u548c\u7f3a\u70b9\uff0cOFFSET ACCOUNT\u4e5f\u4e0d\u4f8b\u5916\uff0c\u5b83\u7684\u7f3a\u70b9\u5c31\u662f\u4f1a\u4ea7\u751f\u5e74\u8d39\u3002<\/p>\n\n\n\n<p>\u5e74\u8d39\u6bcf\u5bb6\u94f6\u884c\u4e0d\u4e00\u6837\uff0c\u4ece$180-$395\u4e0d\u7b49\uff0c\u4f46\u662f\u5728\u540c\u4e00\u5bb6\u94f6\u884c\u8d37\u6b3e\u5957\u9910\u91cc\u9762\u4e0d\u7ba1\u6709\u591a\u5c11\u4e2a\u8d37\u6b3e\uff0c\u5e74\u8d39\u53ea\u8981\u4ea4\u4e00\u6b21\uff0c\u7b80\u5355\u70b9\u5c31\u662f\u8bf4\u4e0d\u7ba1\u4f60\u4e701\u4e2a\u623f\u5b50\u8fd8\u662f4\u30015\u4e2a\uff0c\u53ea\u8981\u8d37\u6b3e\u90fd\u653e\u5728\u540c\u4e00\u4e2a\u4ea7\u54c1\u4e0b\u90fd\u53ea\u8981\u4ed8\u4e00\u4e2a\u5e74\u8d39\u3002<\/p>\n\n\n\n<p>\u540c\u65f6\uff0c\u4ed8\u4e86\u5e74\u8d39\u5c31\u4e0d\u7528\u4ed8\u8d37\u6b3e\u7533\u8bf7\u8d39\u4e86\uff0c\u4e00\u822c\u8d37\u6b3e\u7533\u8bf7\u8d39\u4e3a$500-$600\u4e0d\u7b49\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"3-\u7565\u9ad8\u7684\u5229\u7387\">3.\u7565\u9ad8\u7684\u5229\u7387<\/h4>\n\n\n\n<p>\u4e0e\u4e0d\u9644\u5e26\u5bf9\u51b2\u5e10\u6237\u7684\u623f\u5c4b\u8d37\u6b3e\u76f8\u6bd4\uff0c\u5177\u6709\u5bf9\u51b2\u5e10\u6237\u7684\u623f\u5c4b\u8d37\u6b3e\u901a\u5e38\u5177\u6709<strong>\u7565\u9ad8\u7684\u5229\u7387<\/strong>\uff08\u4f46\u8fd9\u968f\u8d37\u65b9\u800c\u5f02\uff09\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"4-\u56fa\u5b9a\u5229\u7387\u4ea7\u54c1\u5c40\u9650\u6027\">4.\u56fa\u5b9a\u5229\u7387\u4ea7\u54c1\u5c40\u9650\u6027<\/h4>\n\n\n\n<p id=\"offset-benefit\">\u5927\u90e8\u5206\u60c5\u51b5\u53ea\u9488\u5bf9\u6d6e\u52a8\u5229\u7387\u624d\u6709 offset account \u529f\u80fd\uff08\u4e5f\u6709\u90e8\u5206\u94f6\u884c\u4ea7\u54c1\u53ef\u4ee5\u9488\u5bf9\u56fa\u5b9a\u5229\u606f fixed rate \u5bf9\u51b2\uff0c\u8be6\u60c5\u8bf7\u53c2\u8003\u6587\u672b<strong>\u534e\u745e\u8fd1\u671f\u8d37\u6b3e\u4ea7\u54c1\u63a8\u8350<\/strong>\uff09\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-\u5bf9\u51b2\u8d26\u6237\u4e09\u5927\u597d\u5904\">4.\u5bf9\u51b2\u8d26\u6237\u4e09\u5927\u597d\u5904<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"1-\u6700\u5927\u7a0b\u5ea6\u4e0a\u8282\u7701\u5229\u606f\">1.\u6700\u5927\u7a0b\u5ea6\u4e0a\u8282\u7701\u5229\u606f<\/h4>\n\n\n\n<p>\u4f60\u53ef\u4ee5\u628a\u5de5\u8d44\u7b49\u6536\u5165\u8bbe DIRECT DEBIT\u5230\u8fd9\u4e2a\u5bf9\u51b2\u8d26\u6237\uff0c\u8fd9\u6837\u6253\u8fdb\u53bb\u7684\u5f53\u5929\u5c31\u5f00\u59cb\u62b5\u6d88\u8d37\u6b3e\u5229\u606f\uff0c\u4ece\u800c\u6700\u5927\u5316\u7684\u62b5\u6d88\u5229\u606f\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"388\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.47.44-1024x388.png\" alt=\"\" class=\"wp-image-9893\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.47.44-1024x388.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.47.44-300x114.png 300w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534810.47.44.png 1208w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u5bf9\u51b2\u8d26\u6237\u597d\u5904<\/figcaption><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"2-\u8d44\u91d1\u6700\u5927\u81ea\u7531\u5316\">2.\u8d44\u91d1\u6700\u5927\u81ea\u7531\u5316<\/h4>\n\n\n\n<p>\u56e0\u4e3aOFFSET ACCOUNT\u80fd\u968f\u65f6\u81ea\u7531\u7684\u5b58\u53d6\uff0c\u8981\u7528\u7684\u65f6\u5019\u5c31\u62ff\u51fa\u6765\uff08\u62ff\u51fa\u6765\u7684\u90e8\u5206\u4f1a\u4ece\u62ff\u51fa\u6765\u7684\u5f53\u5929\u5f00\u59cb\u7b97\u5229\u606f,\u5229\u606f\u5c31\u662f\u8d37\u6b3e\u5229\u606f\uff09\uff0c\u6709\u591a\u4f59\u6216\u8005\u8d5a\u4e86\u5c31\u53ef\u4ee5\u653e\u8fdb\u53bb\u62b5\u6d88\u5229\u606f\uff0c\u53ef\u4ee5\u4f7f\u4f60\u7684\u8d44\u91d1\u5206\u914d\u66f4\u52a0\u81ea\u7531\u3002<\/p>\n\n\n\n<p>\u800c\u4e14\u7531\u4e8e\u623f\u5c4b\u8d37\u6b3e\u7684\u5229\u606f\u76f8\u5bf9\u4e8e\u8f66\u8d37\u548c\u751f\u610f\u8d37\u6b3e\u4fbf\u5b9c\u4e0d\u5c11\uff0c\u6240\u4ee5<strong>\u4f60\u53ef\u4ee5\u5c3d\u91cf\u591a\u4ece\u623f\u5b50\u91cc\u8d37\u51fa\u94b1\u6765\u7528\u4e8e\u4e70\u8f66\u6216\u8005\u4e70\u751f\u610f<\/strong>\u3002\u4e5f\u4f1a\u8ba9\u4f60\u66f4\u5bb9\u6613<strong>\u7ba1\u7406\u7684\u4f60\u6295\u8d44\u548c\u751f\u610f<\/strong>\uff0c\u56e0\u4e3a\u4ed6\u80fd<strong>\u589e\u52a0\u4f60\u7684\u73b0\u91d1\u6d41<\/strong>\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"3-\u6f5c\u5728\u7a0e\u52a1\u6536\u76ca\">3.\u6f5c\u5728\u7a0e\u52a1\u6536\u76ca<\/h4>\n\n\n\n<p>\u6fb3\u5927\u5229\u4e9a\u7a0e\u6cd5\u89c4\u5b9a\u5982\u679c\u4f60\u4e70\u81ea\u4f4f\u623f\u5f53\u81ea\u4f4f\u623f\u8f6c\u6295\u8d44\u623f\u7684\u65f6\u5019\uff0c\u4f60\u8d37\u6b3e\u8d26\u6237\u91cc\u7684BALANCE\u6240\u4ea7\u751f\u7684\u5229\u606f\u90fd\u53ef\u4ee5\u7528\u6765\u62b5\u6263\u7a0e\u3002<\/p>\n\n\n\n<p id=\"how-to-use\">\u6240\u4ee5\u5982\u679c\u4e0d\u7528OFFSET ACCOUNT\u7684\u8bdd\uff0c\u4f60\u591a\u4f59\u7684\u94b1\u53ea\u80fd\u653e\u5728\u8d37\u6b3e\u8d26\u6237\u91cc\u800c\u51cf\u5c11\u8d37\u6b3e\u8d26\u6237\u91cc\u7684BALANCE\uff0c\u5bfc\u81f4\u62b5\u6263\u7a0e\u7684\u6570\u989d\u53d8\u5c11\u3002\u4f46\u662f\u5982\u679c\u4f60\u628a\u591a\u4f59\u7684\u94b1\u653e\u5728OFFSET ACCOUNT\u5c31\u4e0d\u4f1a\u6709\u8fd9\u4e9b\u9ebb\u70e6\u3002\u800c\u4e14\u7167\u6837\u80fd\u8d77\u5230\u62b5\u6d88\u5229\u606f\u7684\u4f5c\u7528\u3002\u800c\u4e14\u5728\u8d44\u91d1\u5b58\u4e8e offset \u65f6\u7167\u6837\u80fd\u8d77\u5230\u62b5\u6d88\u5229\u606f\u7684\u4f5c\u7528\u3002<strong>\u4f60\u53ef\u4ee5\u5c06\u73b0\u6709\u7684\u94f6\u884c\u5361\u8f6c\u4e3a offset account\uff0c\u6574\u5408\u81ea\u5df1\u7684\u94f6\u884c\u5361\uff0c\u4e0d\u5fc5\u6709\u592a\u591a\u5361\u4e0d\u4fbf\u7ba1\u7406\u3002<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"896\" height=\"492\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534811.24.32.png\" alt=\"\u5bf9\u51b2\u8d26\u6237\" class=\"wp-image-9894\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534811.24.32.png 896w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534811.24.32-300x165.png 300w\" sizes=\"(max-width: 896px) 100vw, 896px\" \/><figcaption>\u5bf9\u51b2\u8d26\u6237\u80fd\u5e26\u6765\u6f5c\u5728\u7a0e\u52a1\u6536\u76ca<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"5-\u5982\u4f55\u4f7f\u7528\u5bf9\u51b2\u8d26\u6237\">5.\u5982\u4f55\u4f7f\u7528\u5bf9\u51b2\u8d26\u6237<\/h3>\n\n\n\n<ul id=\"what-is-redraw\"><li>\u5b58\u5165\u2014\u2014\u6700\u5927\u7a0b\u5ea6\u4e0a\u8282\u7701\u5229\u606f\u60a8\u53ef\u4ee5\u5c06\u5de5\u8d44\u3001\u79df\u91d1\u6536\u5165\u3001\u6295\u8d44\u6536\u76ca\u7b49\u5b58\u5165\u5bf9\u51b2\u8d26\u6237\uff0c\u91d1\u989d\u5b58\u5165\u5f53\u5929\u5373\u53ef\u5f00\u59cb\u62b5\u6d88\u8d37\u6b3e\u5229\u606f\uff0c\u4ece\u800c\u5b9e\u73b0\u6700\u5927\u5316\u7684\u5229\u606f\u62b5\u6d88\u3002<\/li><li>\u652f\u53d6\u2014\u2014\u8d44\u91d1\u7684\u6700\u5927\u81ea\u7531\u5316\u5bf9\u51b2\u8d26\u6237\u5b58\u53d6\u81ea\u7531\uff0c\u9700\u8981\u7528\u6b3e\u65f6\u53ef\u968f\u65f6\u53d6\u51fa\uff0c\u60a8\u53ef\u4ee5\u7528\u6765\u652f\u4ed8\u8d37\u6b3e\u8fd8\u6b3e\u3001\u652f\u4ed8\u8d26\u5355\u3001\u4e5f\u53ef\u4ee5\u652f\u53d6\u51fa\u6765\u4e70\u8f66\u3001\u8d2d\u4e70\u751f\u610f\u7b49\uff0c\u5b9e\u73b0\u73b0\u91d1\u6d41\u81ea\u7531\u3002<\/li><\/ul>\n\n\n\n<p id=\"redraw-function\">\u5728\u63d0\u5230\u5bf9\u51b2(Offset)\u7684\u65f6\u5019\uff0c\u5f88\u591a\u4eba\u4e5f\u4f1a\u63d0\u5230\u53e6\u4e00\u4e2a\u8bcd\uff1aredraw\u3002\u90a3redraw\u5728\u8d37\u6b3e\u4e2d\u53c8\u662f\u5e72\u4ec0\u4e48\u7684\u5462\uff1f<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"6-redraw\u529f\u80fd\">6.Redraw\u529f\u80fd<\/h3>\n\n\n\n<p id=\"redraw-advantage\">Redraw\u7684\u529f\u80fd\u662f\u94f6\u884c\u5bb9\u8bb8\u60a8\u5c06\u5df2\u8fd8\u5165\u81ea\u5df1 Home Loan \uff08\u623f\u8d37\u8d26\u6237\uff09\u4e2d\u7684\u94b1\u518d\u6b21\u4ece\u94f6\u884c\u6709\u6761\u4ef6\u7684\u501f\u8d37\u51fa\u6765\u3002<br>\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u6309\u8d37\u6b3e\u5408\u540c\u8981\u6c42\uff0c\u60a8\u6bcf\u5e74\u9700\u8981\u7684repayment \u662f$2.5 \u4e07\uff0c\u7531\u4e8e\u60a8\u6536\u5165\u589e\u52a0\uff0c\u591a\u5b58\u4e86\u4e00\u4e9b\u94b1\u8fdb\u8d37\u6b3e\u8d26\u6237\uff0c\u4eca\u5e74repayment\u662f $4 \u4e07\uff0c\u90a3\u4e48\u5728\u94f6\u884c\u5141\u8bb8\u7684\u60c5\u51b5\u4e0b\uff0c\u901a\u8fc7Redraw\u529f\u80fd\u53ef\u4ee5\u5c06\u8fd9\u989d\u5916\u7684 $1.5 \u4e07\u4ece\u94f6\u884c\u518d\u501f\u51fa\u6765\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"7-redraw\u4f18\u70b9\">7.Redraw\u4f18\u70b9<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"570\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534811.41.48-1024x570.png\" alt=\"redraw\u529f\u80fd\" class=\"wp-image-9895\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534811.41.48-1024x570.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534811.41.48-300x167.png 300w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534811.41.48.png 1164w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>redraw\u529f\u80fd\u662f\u4ec0\u4e48<\/figcaption><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"1-\u63d0\u6b3e\u529f\u80fd\">1.\u63d0\u6b3e\u529f\u80fd<\/h4>\n\n\n\n<p>Redraw\u8d26\u6237\u662f\u94f6\u884c\u5141\u8bb8\u5ba2\u6237\u5c06\u989d\u5916\u8fd8\u5165\u81ea\u5df1\u623f\u8d37\u4e2d\u7684\u94b1\u518d\u6b21\u4ece\u94f6\u884c\u6709\u6761\u4ef6\u7684\u501f\u8d37\u51fa\u6765\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"2-\u901a\u7528\u6027\">2.\u901a\u7528\u6027<\/h4>\n\n\n\n<p>\u8bb8\u591a\u6700\u4f4e\u5229\u7387\u7684\u4f4f\u623f\u8d37\u6b3e\u90fd\u63d0\u4f9b\u4e86redraw\u7684\u4fbf\u5229\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"3-\u4e0d\u9650\u6b21\u6570\">3.\u4e0d\u9650\u6b21\u6570<\/h4>\n\n\n\n<p>\u6709\u4e9b\u63d0\u4f9b\u65e0\u9650\u6b21\u514d\u8d39\u63d0\u6b3e\uff08\u53d6\u51b3\u4e8e\u8d37\u65b9\uff09\u4e0e\u5bf9\u51b2\u5e10\u6237\u4e00\u6837\uff0c\u5b58\u50a8\u5728redraw\u8d26\u6237\u4e2d\u7684\u94b1\u4e0d\u4f1a\u8d5a\u53d6\u5229\u606f\uff0c\u56e0\u6b64\u4e5f\u65e0\u9700\u5f81\u7a0e\u3002\u8fdb\u884c\u989d\u5916\u7684\u8fd8\u6b3e\u53ef\u4ee5\u51cf\u5c11\u60a8\u7684\u8d37\u6b3e\u8fd8\u6b3e\u671f\u9650\u4ee5\u53ca\u60a8\u9700\u8981\u652f\u4ed8\u7684\u5229\u606f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"8-redraw\u7f3a\u70b9\">8.Redraw\u7f3a\u70b9<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"1-\u6240\u6709\u6743\u5f52\u5c5e\">1.\u6240\u6709\u6743\u5f52\u5c5e<\/h4>\n\n\n\n<p>\u8d44\u91d1\u4e0d\u662f\u60a8\u7684\uff0c\u800c\u662f\u8d37\u65b9\uff0c\u53ea\u4e0d\u8fc7\u60a8\u53ef\u4ee5\u4f7f\u7528\u5b83 (\u8fd9\u4e2a\u662f\u91cd\u70b9)<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"2-\u8f83\u5c11\u7684\u7a0e\u6536\u4f18\u60e0\">2.\u8f83\u5c11\u7684\u7a0e\u6536\u4f18\u60e0<\/h4>\n\n\n\n<p>\u623f\u5730\u4ea7\u6295\u8d44\u8005\u7684\u7a0e\u6536\u4f18\u60e0\u6bd4\u5bf9\u51b2\u8d26\u6237\u66f4\u5c11\uff08\u5177\u4f53\u8bf7\u54a8\u8be2\u534e\u745e\u91d1\u878d\u8d37\u6b3e\u7ecf\u7eaa\u4eba\uff09<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"3-\u624b\u7eed\u8d39\">3.\u624b\u7eed\u8d39<\/h4>\n\n\n\n<p id=\"offset-vs-redraw\">\u4e00\u4e9b\u8d37\u65b9\u5bf9\u6bcf\u6b21\u63d0\u6b3e\u6536\u53d6\u4e00\u5b9a\u8d39\u7528\uff08\u624b\u7eed\u8d39\uff09\uff0c\u4ece\u672a\u4f7f\u7528\u8fc7\u5176redraw\u529f\u80fd\u7684\u4eba\u53ef\u80fd\u4e5f\u4f1a\u652f\u4ed8\u8d39\u7528<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"offset-vs-redraw\">OFFSET VS REDRAW<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"876\" height=\"492\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534811.43.55.png\" alt=\"\u5bf9\u51b2\u8d26\u6237\u63d0\u6b3e\u8d26\u6237\u533a\u522b\" class=\"wp-image-9897\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534811.43.55.png 876w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0a\u534811.43.55-300x168.png 300w\" sizes=\"(max-width: 876px) 100vw, 876px\" \/><figcaption>redraw\u548coffset\u5bf9\u6bd4<\/figcaption><\/figure>\n\n\n\n<ul><li>Offset\u548cRedraw\u7684\u94b1\u90fd\u53ef\u4ee5\u62b5\u6d88\u8d37\u6b3e\u5229\u606f\u3002<\/li><li>Offset Account\u91cc\u9762\u7684\u94b1\u662f\u5b58\u5230\u666e\u901a\u5b58\u6b3e\u8d26\u6237\uff0c\u53ef\u4ee5\u968f\u65f6\u5b58\u5165\u548c\u652f\u53d6\uff0c\u6bd4\u8f83\u65b9\u4fbf\u3002<\/li><li>Redraw\u7684\u94b1\u662f\u5b58\u5230\u60a8\u7684Home Loan\uff08\u623f\u8d37\u8d26\u6237\uff09\uff0c\u652f\u53d6\u65f6\u9700\u8981\u83b7\u5f97\u94f6\u884c\u7684\u6279\u51c6\uff0c\u53ef\u80fd\u4f1a\u6709\u6700\u5c0f\u652f\u53d6\u989d\u5ea6\u7684\u9650\u5236\uff0c\u6709\u4e9b\u94f6\u884c\u53ef\u80fd\u8fd8\u4f1a\u6536\u53d6\u4e00\u5b9a\u7684\u624b\u7eed\u8d39\u3002<\/li><\/ul>\n\n\n\n<p id=\"invest-live\">*\u4ece\u62b5\u6d88\u5229\u606f\u6765\u770b\uff0c\u94b1\u5b58\u8fdb offset \u6216\u901a\u8fc7\u989d\u5916\u8fd8\u6b3eExtra repayment \u90fd\u53ef\u4ee5\u51cf\u5c11\u672a\u6765\u81ea\u5df1\u6240\u507f\u8fd8\u7684\u5229\u606f\uff1b\u7136\u800c offset \u662f\u901a\u8fc7\u62b5\u6d88\uff0c\u800c Extra repayment \u662f\u76f4\u63a5\u8fd8\u8fdb Principle \u672c\u91d1\u90e8\u5206\u3002\u4e5f\u5c31\u662f\u8bf4 Offset \u867d\u7136\u62b5\u6d88\u4e86\u6240\u9700\u507f\u8fd8\u7684\u5229\u606f\uff0c\u4f46\u662f\u4f60\u7684\u672c\u91d1\u989d\u5ea6\u8fd8\u662f\u6ca1\u53d8\uff0c\u800c Extra repayment \u5c31\u610f\u5473\u7740\u4e0d\u65ad\u7684\u964d\u4f4e\u4f60\u7684\u672c\u91d1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u5173\u4e8e\u6295\u8d44-\u81ea\u4f4f\u7684\u62b5\u7a0e\u95ee\u9898\">\u5173\u4e8e\u6295\u8d44\u3001\u81ea\u4f4f\u7684\u62b5\u7a0e\u95ee\u9898<\/h3>\n\n\n\n<p>\u57fa\u672c\u539f\u5219\u5c31\u662f\uff0credraw\u91cc\u7684\u94b1\u662f\u94f6\u884c\u7684\u94b1\uff0c offset\u91cc\u7684\u94b1\u662f\u81ea\u5df1\u7684\u94b1\u3002\u5177\u4f53\u6709\u4ee5\u4e0b\u51e0\u79cd\u60c5\u51b5:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"1-\u6295\u8d44\u623f-\u4f7f\u7528offset\u8d26\u6237\">1.\u6295\u8d44\u623f\uff0c\u4f7f\u7528offset\u8d26\u6237<\/h4>\n\n\n\n<p>\u5982\u679c\u662f\u6295\u8d44\u623f\uff0c\u5982\u679c\u60a8\u8d37\u6b3e\u603b\u989d\u4e3a50\u4e07\uff0c\u5728<strong>offset<\/strong>\u8d26\u6237\u7684\u524d\u63d0\u4e0b\uff0c\u65e0\u8bba\u60a8\u5728offset\u8d26\u6237\u5167\u5982\u4f55\u5b58\u53d6\uff0c\u60a8\u7684<strong>\u53ef\u62b5\u7a0e\u603b\u989d<\/strong>\u4e00\u76f4\u90fd\u662f<strong>50\u4e07\u8d37\u6b3e\u4ea7\u751f\u7684\u5229\u606f<\/strong>\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"2-\u6295\u8d44\u623f-\u4f7f\u7528redraw\u529f\u80fd\">2.\u6295\u8d44\u623f\uff0c\u4f7f\u7528redraw\u529f\u80fd<\/h4>\n\n\n\n<p>\u5982\u679c\u662f\u6295\u8d44\u623f\uff0c\u5982\u679c\u60a8\u7684\u8d37\u6b3e\u603b\u989d\u4e3a50\u4e07\uff0c\u5728<strong>redraw<\/strong>\u529f\u80fd\u7684\u524d\u63d0\u4e0b\uff0c\u5047\u8bbe\u60a8\u8fd8\u6b3e20\u4e07\uff0c\u60a8\u7684<strong>\u53ef\u62b5\u7a0e\u603b\u989d<\/strong>\u53d8\u6210\u4e86<strong>50-20=30\u4e07\u6240\u4ea7\u751f\u7684\u5229\u606f<\/strong>\u3002<\/p>\n\n\n\n<p><strong><br>NOTE:\u5373\u4f7f\u60a8\u518dredraw20\u4e07\uff0c\u4f7f\u5f97\u8d37\u6b3e\u603b\u989d\u56de\u523050\u4e07<\/strong>\uff0c\u60a8\u7684<strong>\u53ef\u62b5\u7a0e\u603b\u989d<\/strong>\u8fd8\u662f<strong>30\u4e07\u8d37\u6b3e\u6240\u4ea7\u751f\u7684\u5229\u606f<\/strong>\uff08\u5373\u4f60\u4e4b\u524d\u8fd8\u6b3e\u7684\u91d1\u989d\u5373\u4f7f\u518d\u63d0\u53d6\u51fa\u6765\u4e5f\u4e0d\u4f1a\u4ea7\u751f\u4efb\u4f55\u7684\u7a0e\u52a1\u4f18\u60e0\uff09\u3002<\/p>\n\n\n\n<p id=\"offset-or-redraw\">\u6ce8\u610f\uff0c\u5982\u679c\u4f60\u7684\u623f\u5b50\u4e00\u76f4\u662f\u81ea\u4f4f\uff0c \u8fd9\u4e24\u79cd\u8d26\u6237\u5728\u7a0e\u52a1\u4e0a\u533a\u522b\u4e0d\u5927\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u5230\u5e95\u4f7f\u7528offset\u8fd8\u662fredraw\">\u5230\u5e95\u4f7f\u7528offset\u8fd8\u662fredraw<\/h3>\n\n\n\n<p>\u5728\u9009\u62e9offset\u8fd8\u662fredraw\u65f6\uff0c\u9700\u8981\u9075\u5faa\u501f\u6b3e\u4eba\u6700\u5173\u6ce8\u7684\u5229\u76ca\u6700\u5927\u5316\u539f\u5219\uff0c\u5373\u5982\u679c\u60a8\u9009\u62e9\u4e86offset\u8d26\u6237\uff0c\u60a8\u9700\u8981\u786e\u4fdd\u60a8\u5f00\u8bbeoffset\u8d26\u6237\u7684\u603b\u8d37\u6b3e\u6210\u672c\u8981\u4f4e\u4e8e\u4f7f\u7528redraw\u529f\u80fd\u6240\u4ea7\u751f\u7684\u6210\u672c\u3002<\/p>\n\n\n\n<p>\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u94f6\u884c\u4e00\u822c\u5728\u5bf9\u51b2\u8d26\u6237\u65b9\u9762\u6709\u4ee5\u4e0b\u51e0\u4e2a\u5e38\u89c1\u7684\u5b9a\u4ef7\u573a\u666f\uff1a<\/p>\n\n\n\n<p>-\u7f34\u7eb3\u6bcf\u5e74<strong>350\u6fb3\u5e01<\/strong>\u7684<strong>\u5e74\u8d39<\/strong><\/p>\n\n\n\n<p><strong>or<\/strong><\/p>\n\n\n\n<p>-\u7f34\u7eb3\u6bcf\u4e2a\u6708<strong>10\u6fb3\u5e01<\/strong>\u7684<strong>\u5bf9\u51b2\u8d26\u6237\u8d39<\/strong><\/p>\n\n\n\n<p><strong>or<\/strong><\/p>\n\n\n\n<p>-\u6709<strong>0.1%<\/strong>\u7684<strong>\u989d\u5916\u5229\u7387<\/strong><\/p>\n\n\n\n<p><strong>or<\/strong><\/p>\n\n\n\n<p>-\u6709<strong>0.4%<\/strong>\u7684<strong>\u989d\u5916\u5229\u7387<\/strong><\/p>\n\n\n\n<p>\u5047\u8bbe\u501f\u6b3e\u4eba\u501f\u4e86\u4e00\u6b3e40\u4e07\u6fb3\u5e01\u4e3a\u671f30\u5e74\u8fd8\u6b3e\u671f\u9650\u7684\u4f4f\u623f\u8d37\u6b3e\u4ea7\u54c1\uff0c\u5229\u7387\u4e3a2.5%\uff1a\u8fd9\u4e2a\u65f6\u5019\u5982\u679c\u94f6\u884c\u63d0\u4f9b\u4e86\u7b2c\u4e00\u79cd\u5b9a\u4ef7\u573a\u666f\u2014\u2014350\u6fb3\u5e01\u7684\u5e74\u8d39\uff0c\u90a3\u4e48\u7ecf\u8fc7\u8ba1\u7b97\u8be5\u501f\u6b3e\u4eba\u7684\u8d37\u6b3e<strong>\u603b\u6210\u672c\u8d39\u7528<\/strong>\u4e3a<strong>$10,500<\/strong>\uff0c\u8fd9\u4e2a\u65f6\u5019\u501f\u6b3e\u4eba\u5fc5\u987b\u5728\u8d26\u6237\u4e2d\u4fdd\u6301\u8fbe\u5230\u6536\u652f\u5e73\u8861\u70b9\u7684\u94b1&nbsp;\u2014\u2014&nbsp;<strong>$9637<\/strong>&nbsp;\u2014\u2014 \u5f00\u8bbeoffset\u8d26\u6237\u7684\u603b\u6210\u672c\u8d39\u7528\u624d\u80fd\u4f4e\u4e8eredraw\u4ea7\u751f\u7684\u8d39\u7528\uff0c\u624d\u662f\u201c\u6709\u5229\u53ef\u56fe\u201d\u7684\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u6b63\u5728\u7ea0\u7ed3\u9009\u62e9\u5f00\u8bbe\u5bf9\u51b2\u8d26\u6237\u8fd8\u662f\u4f7f\u7528redraw\u529f\u80fd\uff0c\u60a8\u53ef\u4ee5\u8054\u7cfb\u534e\u745e\u91d1\u878d\u4e13\u4e1a\u7684\u8d37\u6b3e\u7ecf\u7eaa\u4eba\uff0c\u6211\u4eec\u4f1a\u7efc\u5408\u60a8\u7684\u4e2a\u4eba\u8d22\u52a1\u72b6\u51b5\u4e3a\u60a8\u7cfb\u7edf\u6bd4\u8f83\u4e0d\u540c\u4ea7\u54c1\u3001\u4e0d\u540c\u65b9\u5f0f\u6240\u4ea7\u751f\u7684\u603b\u6210\u672c\u8d39\u7528\u7684\u591a\u5c11\uff0c\u8fdb\u800c\u4e3a\u60a8\u63a8\u8350\u6700\u9002\u5408\u60a8\u7684\u8d37\u6b3e\u7ec4\u5408\u9009\u62e9\u3002<\/p>\n\n\n\n\t\t<div class=\"coblocks-form\" id=\"054a82f865cd9ef75405169cfa86225b34e72f4c\">\n\n\t\t\t\n\t\t\t<form action=\"https:\/\/cn.abacusfinance.com.au\/%e9%80%89%e6%8b%a9%e5%af%b9%e5%86%b2%e8%b4%a6%e6%88%b7%e8%bf%98%e6%98%af%e6%8f%90%e5%8f%96%e5%8a%9f%e8%83%bd\/#054a82f865cd9ef75405169cfa86225b34e72f4c\" method=\"post\">\n\t\t\t\t\n<div class=\"wp-block-coblocks-form\"><label class=\"coblocks-label\">Name <span class=\"required\">&#042;<\/span><\/label>\n\t\t<input type=\"hidden\" name=\"field-name[label]\" value=\"Name\">\n\n\t\t\t\t<input type=\"hidden\" id=\"name-field-id\" name=\"name-field-id\" class=\"coblocks-name-field-id\" value=\"field-name\" \/>\n\t\t\n\t\t<input type=\"text\" id=\"name\" name=\"field-name[value]\" class=\"coblocks-field coblocks-field--name\" required \/>\n\n\t\t\n\n<label class=\"coblocks-label\">Email <span class=\"required\">&#042;<\/span><\/label>\n\t\t<input type=\"hidden\" name=\"field-email[label]\" value=\"Email\">\n\n\t\t\n\t\t<input type=\"hidden\" id=\"email-field-id\" name=\"email-field-id\" class=\"coblocks-email-field-id\" value=\"field-email\" \/>\n\t\t<input type=\"email\" id=\"email\" aria-label=\"Email\" name=\"field-email[value]\" class=\"coblocks-field coblocks-field--email\" required \/>\n\n\t\t\n\n<label class=\"coblocks-label\">Message <span class=\"required\">&#042;<\/span><\/label>\n\t\t<input type=\"hidden\" name=\"field-message[label]\" value=\"Message\">\n\n\t\t\n\t\t<textarea name=\"field-message[value]\" aria-label=\"Message\" id=\"message\" class=\"coblocks-field coblocks-textarea\" rows=\"20\" required><\/textarea>\n\n\t\t\n\n\n\t\t<div class=\"coblocks-form__submit wp-block-button\">\n\t\t\t<button type=\"submit\" class=\"wp-block-button__link\" style=\"\">Contact Us<\/button>\n\t\t\t<input type=\"hidden\" id=\"form-submit\" name=\"form-submit\" value=\"4c027577e1\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/posts\/7376\" \/>\t\t\t<input type=\"hidden\" name=\"action\" value=\"coblocks-form-submit\">\n\n\t\t\t\t\t<\/div>\n\n\t\t<\/div>\n\t\t\t\t<input 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