{"id":4491,"date":"2021-03-09T05:10:41","date_gmt":"2021-03-09T05:10:41","guid":{"rendered":"https:\/\/mandarin.abacusfinance.com.au\/?p=4491"},"modified":"2022-02-25T05:25:34","modified_gmt":"2022-02-25T05:25:34","slug":"westpac%e4%b8%8b%e8%b0%83%e8%b4%b7%e6%ac%be%e5%88%a9%e7%8e%87","status":"publish","type":"post","link":"https:\/\/cn.abacusfinance.com.au\/westpac%e4%b8%8b%e8%b0%83%e8%b4%b7%e6%ac%be%e5%88%a9%e7%8e%87\/","title":{"rendered":"\u6fb3\u6d32\u623f\u8d37\u5229\u7387\u53d8\u52a8\uff01Westpac\u5c06\u56fa\u5b9a\u4f4f\u623f\u8d37\u6b3e\u5229\u7387\u4e0b\u8c03\u81f3\u8d37\u6b3e\u5e02\u573a\u7684\u6700\u4f4e\u6c34\u5e73\uff01"},"content":{"rendered":"\n<p id=\"\u6587\u7ae0\u5bfc\u89c8\">\u6587\u7ae0\u5bfc\u89c8\uff1a<\/p>\n\n\n\n<ul><li><a href=\"#westpac-fixed-rate\">\u897f\u592a\u5e73\u6d0b\u94f6\u884c\u5c06\u4e24\u5e74\u671f\u56fa\u5b9a\u4f4f\u623f\u8d37\u6b3e\u5229\u7387\u964d\u81f31.79%<\/a><\/li><li><a href=\"#rate-circle\">\u56fa\u5b9a\u4f4f\u623f\u8d37\u6b3e\u5229\u7387\u63a5\u8fd1\u5229\u7387\u5468\u671f\u5e95\u90e8<\/a><\/li><li><a href=\"#more-option\">\u8d37\u6b3e\u4eba\u7684\u66f4\u591a\u9009\u62e9<\/a><\/li><\/ul>\n\n\n\n<p>\u5168\u56fd\u4e3b\u8981\u94f6\u884c\u4e4b\u4e00Westpac\u5df2\u7ecf\u524a\u51cf\u4e86\u5176\u56fa\u5b9a\u623f\u8d37\u5229\u7387\uff0c\u73b0\u5728\u63d0\u4f9b\u4e86\u4e00\u4e9b\u8d37\u6b3e\u5e02\u573a\u4e0a\u6709\u7ade\u4e89\u529b\u7684\u5229\u7387\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"636\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53484.18.33-1024x636.png\" alt=\"Westpac\u5c06\u56fa\u5b9a\u4f4f\u623f\u8d37\u6b3e\u5229\u7387\u4e0b\u8c03\u81f3\u8d37\u6b3e\u5e02\u573a\u7684\u6700\u4f4e\u6c34\u5e73\uff01\" class=\"wp-image-9972\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53484.18.33-1024x636.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53484.18.33-300x186.png 300w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53484.18.33.png 1134w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>Westpac\u5c06\u56fa\u5b9a\u4f4f\u623f\u8d37\u6b3e\u5229\u7387\u4e0b\u8c03\u81f3\u8d37\u6b3e\u5e02\u573a\u7684\u6700\u4f4e\u6c34\u5e73\uff01<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"1-\u897f\u592a\u5e73\u6d0b\u94f6\u884c\u5c06\u4e24\u5e74\u671f\u56fa\u5b9a\u4f4f\u623f\u8d37\u6b3e\u5229\u7387\u964d\u81f31-79\"><strong>1.\u897f\u592a\u5e73\u6d0b\u94f6\u884c\u5c06\u4e24\u5e74\u671f\u56fa\u5b9a\u4f4f\u623f\u8d37\u6b3e\u5229\u7387\u964d\u81f31.79%<\/strong><\/h2>\n\n\n\n<p>\u897f\u592a\u5e73\u6d0b\u94f6\u884c\uff08Westpac\uff09\u5728\u6301\u7eed\u7684\u623f\u8d37\u5229\u7387\u6218\u4e2d\u52a0\u5927\u4e86\u8d4c\u6ce8\uff0c\u8bbe\u5b9a\u4e86\u5168\u56fd\u8d37\u6b3e\u5e02\u573a\u5185\u7684\u6700\u4f4e\u5229\u7387\u4e4b\u4e00\u3002<\/p>\n\n\n\n<p><br>\u8fd9\u5bb6\u4e3b\u8981\u94f6\u884c\u5df2\u7ecf\u5c06\u5176\u4e24\u5e74\u671f\u548c\u4e09\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u7684\u5229\u606f\u524a\u51cf\u4e86\u591a\u8fbe<strong>20\u4e2a\u57fa\u70b9<\/strong>\uff0c\u8fd9\u88ab\u79f0\u4e3a\u6fb3\u5927\u5229\u4e9a\u7b2c\u4e8c\u5927\u91d1\u878d\u673a\u6784\u7684 &#8220;\u8d85\u5f3a\u7ade\u4e89\u529b &#8220;\u4e4b\u4e3e\u3002<\/p>\n\n\n\n<p><br>\u5176<strong>\u4e24\u5e74\u671f\u56fa\u5b9a\u81ea\u4f4f\u623f\u8d37\u6b3e<\/strong>\u73b0\u5728\u7684\u5229\u7387\u4e3a<strong>1.79%<\/strong>\uff0c\u662f\u8be5\u4ea7\u54c1\u7c7b\u522b\u4e2d\u6700\u4f4e\u7684\u3002\u897f\u592a\u5e73\u6d0b\u94f6\u884c\u7684<strong>\u4e09\u5e74\u671f\u56fa\u5b9a\u5229\u7387<\/strong>\u76ee\u524d\u4e3a<strong>1.88%<\/strong>\uff0c<strong>\u56db\u5e74\u671f\u56fa\u5b9a\u5229\u7387<\/strong>\u4e3a<strong>1.89%<\/strong>\u3002<\/p>\n\n\n\n<p><br>\u897f\u592a\u5e73\u6d0b\u94f6\u884c\u96c6\u56e2\u65d7\u4e0b\u5305\u62ecSt George\u3001\u58a8\u5c14\u672c\u94f6\u884c\uff08Bank of Melbourne\uff09\u548cBankSA\u5728\u5185\u7684\u6240\u6709\u94f6\u884c\u96c6\u56e2\u90fd\u5df2\u5b9e\u65bd\u4e86<strong>\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u4e0b\u8c03<\/strong>\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p id=\"rate-circle\">RateCity\u7814\u7a76\u673a\u6784Sally Tindall\u8868\u793a\uff0c\u897f\u592a\u5e73\u6d0b\u94f6\u884c\u6548\u4eff\u5176\u7ade\u4e89\u5bf9\u624b\u6fb3\u65b0\u94f6\u884c(ANZ)\u548c\u6fb3\u5927\u5229\u4e9a\u56fd\u6c11\u94f6\u884c(NAB)\u7684\u7c7b\u4f3c\u4e3e\u63aa\uff0c\u8054\u90a6\u94f6\u884c(Commonwealth Bank)\u662f\u56db\u5927\u94f6\u884c\u4e2d\u6700\u540e\u4e00\u4e2a\u91c7\u53d6\u884c\u52a8\u7684\u94f6\u884c\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"2-\u56fa\u5b9a\u4f4f\u623f\u8d37\u6b3e\u5229\u7387\u63a5\u8fd1\u5229\u7387\u5468\u671f\u5e95\u90e8\">2.\u56fa\u5b9a\u4f4f\u623f\u8d37\u6b3e\u5229\u7387\u63a5\u8fd1\u5229\u7387\u5468\u671f\u5e95\u90e8<\/h2>\n\n\n\n<p><br>Tindall\u8868\u793a:\u201c\u5c3d\u7ba1\u6211\u4eec\u6b63\u63a5\u8fd1\u5229\u7387\u5468\u671f\u7684\u5e95\u90e8\uff0c\u4f46\u5982\u679c\u73b0\u91d1\u5229\u7387\u4ecd\u9ad8\u4e8e\u96f6\uff0c\u672a\u6765\u51e0\u5468\u53ef\u80fd\u8fd8\u4f1a\u6709\u66f4\u591a\u964d\u606f\uff0c\u56e0\u4e3a\u5404\u94f6\u884c\u90fd\u5728\u4e89\u593a\u521b\u7eaa\u5f55\u7684\u65b0\u589e\u8d37\u6b3e\u3002\u201d<\/p>\n\n\n\n<p><br>\u201cCBA\u7684\u56fa\u5b9a\u5229\u7387\u5f00\u59cb\u663e\u5f97\u4e0d\u5408\u65f6\u5b9c\u4e86\u2014\u2014\u53ea\u6709\u4e00\u4e2a\u56fa\u5b9a\u5229\u7387\u4f4e\u4e8e2%\u3002\u201d<\/p>\n\n\n\n<p><br>\u7531\u4e8e\u65b0\u51a0\u80ba\u708e\u75ab\u60c5\u5f15\u53d1\u6fb3\u5927\u5229\u4e9a\u592e\u884c\u4e0b\u8c03\u5229\u7387\uff0c\u6fb3\u5927\u5229\u4e9a\u4f4f\u623f\u8d37\u6b3e\u5e02\u573a\u7ee7\u7eed\u5145\u65a5\u7740\u66f4\u4fbf\u5b9c\u7684\u5229\u7387\u3002<\/p>\n\n\n\n<p>\u6fb3\u6d32\u592e\u884c\u901a\u8fc7\u8d27\u5e01\u653f\u7b56\u7684\u8bbe\u5b9a\u6765\u964d\u4f4e\u73b0\u91d1\u5229\u7387\uff0c\u8bd5\u56fe\u901a\u8fc7\u964d\u4f4e\u94f6\u884c\u8d37\u6b3e\u7684\u6210\u672c\u6765\u523a\u6fc0\u7ecf\u6d4e\u6d3b\u52a8\uff0c\u7136\u540e\u518d\u5c06\u66f4\u4fbf\u5b9c\u7684\u8d37\u6b3e\u63d0\u4f9b\u7ed9\u5bb6\u5ead\u548c\u4f01\u4e1a\u3002<\/p>\n\n\n\n<p><br>\u6fb3\u5927\u5229\u4e9a\u5f53\u524d\u73b0\u91d1\u5229\u7387\u505c\u57280.1%\u3002\uff08\u592e\u884c\u672a\u6765\u662f\u5426\u4f1a\u8c03\u606f\u8be6\u60c5\u8bf7\u70b9\u51fb\uff1a<a href=\"https:\/\/mp.weixin.qq.com\/s?__biz=MzU0MzE2NTcxNw==&amp;mid=2247485158&amp;idx=1&amp;sn=c0315911c830ca234883d389964718ac&amp;chksm=fb0eda9ccc79538a47527a8a609b3a3700c0e5b8cac78e4558c0b33d89cd51520d174b0cb249&amp;token=1521848871&amp;lang=zh_CN#rd\" target=\"_blank\" rel=\"noreferrer noopener\">\u7ecf\u6d4e\u5b66\u5bb6\u8b66\u544a\u79f0\uff0c\u98d9\u5347\u7684\u623f\u5730\u4ea7\u4ef7\u683c\u53ef\u80fd\u8feb\u4f7f\u6fb3\u5927\u5229\u4e9a\u592e\u884c\u91cd\u65b0\u8bc4\u4f30\u8d85\u4f4e\u5229\u7387<\/a>\uff09<\/p>\n\n\n\n<p>Tindall\u8868\u793a\uff0c\u964d\u4f4e\u56fa\u5b9a\u5229\u7387\u5c06\u4f1a\u8fdb\u4e00\u6b65\u63d0\u632f\u4e70\u5bb6\u4fe1\u5fc3\uff1b\u7136\u800c\uff0c\u501f\u6b3e\u4eba\u5728\u7b7e\u8ba2\u5408\u540c\u65f6\u9700\u8981\u6ce8\u610f\u53ef\u80fd\u9002\u7528\u7684\u9644\u52a0\u6761\u6b3e\u548c\u5176\u4ed6\u6761\u4ef6\u3002<\/p>\n\n\n\n<p id=\"more-option\"><br>\u5979\u8bf4:\u201c\u5982\u679c\u4f60\u6b63\u5728\u8003\u8651\u56fa\u5b9a\u5229\u7387\uff0c\u8981\u4e86\u89e3\u56fa\u5b9a\u5229\u7387\u6240\u9644\u5e26\u7684\u989d\u5916\u6761\u6b3e\uff0c\u5e76\u4ed4\u7ec6\u8003\u8651\u5728\u56fa\u5b9a\u5229\u7387\u671f\u9650\u5185\u4f60\u7684\u8ba1\u5212\u53ef\u80fd\u4f1a\u662f\u4ec0\u4e48\u6837\u5b50\u3002\u201d\uff08\u8003\u8651\u4e00\u5b9a\u65f6\u95f4\u5185\u60a8\u7684\u8d22\u52a1\u72b6\u51b5\u548c\u4e2a\u4eba\u751f\u6d3b\u8ba1\u5212\uff09<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"3-\u8d37\u6b3e\u4eba\u7684\u66f4\u591a\u9009\u62e9\">3.\u8d37\u6b3e\u4eba\u7684\u66f4\u591a\u9009\u62e9<\/h2>\n\n\n\n<p><br>\u201c\u4f60\u53ef\u4ee5\u5c06\u8d37\u6b3e\u5206\u6210\u4e24\u90e8\u5206\uff0c\u6216\u8005\u9009\u62e9\u4e00\u4e2a\u66f4\u77ed\u7684\u56fa\u5b9a\u5229\u7387\u671f\u9650\uff0c\u7ed9\u81ea\u5df1\u66f4\u591a\u7684\u9009\u62e9\u3002\u201d\uff08\u8be6\u60c5\u8bf7\u70b9\u51fb\uff1a<a href=\"https:\/\/cn.abacusfinance.com.au\/%e9%99%a4%e4%ba%86%e8%bd%ac%e8%b4%b7%e8%bf%99%e4%ba%9b%e7%ae%80%e5%8d%95%e7%9c%81%e6%81%af%e6%96%b9%e6%b3%95%e4%bd%a0%e8%af%95%e8%bf%87%e5%90%97\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9664\u4e86\u8f6c\u8d37\uff0c\u8fd9\u4e9b\u7b80\u5355\u7701\u606f\u65b9\u6cd5\u4f60\u8bd5\u8fc7\u5417\uff1f<\/a>\uff09<\/p>\n\n\n\n<p><br>\u8981\u60f3\u83b7\u5f97\u897f\u592a\u5e73\u6d0b\u94f6\u884c\u7684\u4f4e\u5229\u7387\uff0c\u501f\u6b3e\u4eba\u7684\u8d37\u6b3e\u4ef7\u503c\u6bd4(LVR)\u5fc5\u987b<strong>\u4f4e\u4e8e70%<\/strong>\u3002<\/p>\n\n\n\n<p><br>70%\u7684LVR\u76f8\u5f53\u4e8e\u501f\u6b3e\u4eba\u9700\u8981\u652f\u4ed8\u623f\u6b3e30%\u7684\u5b9a\u91d1\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"664\" src=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53484.21.46-1024x664.png\" alt=\"\u6fb3\u6d32\u623f\u8d37\u5229\u7387\" class=\"wp-image-9974\" srcset=\"https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53484.21.46-1024x664.png 1024w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53484.21.46-300x195.png 300w, https:\/\/cn.abacusfinance.com.au\/wp-content\/uploads\/2022\/02\/\u622a\u5c4f2022-02-25-\u4e0b\u53484.21.46.png 1286w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u6fb3\u6d32\u623f\u8d37\u5229\u7387<\/figcaption><\/figure>\n\n\n\n<p>\u968f\u7740Westpac\uff0cNAB\uff0cANZ\u7b49\u5927\u94f6\u884c\u76f8\u7ee7\u4e0b\u8c03\u56fa\u5b9a\u5229\u7387\uff0c\u8fd9\u5bf9\u4e00\u5927\u6279\u4e70\u5bb6\u800c\u8a00\u5927\u5927\u63d0\u5347\u4e86\u4e70\u623f\u548c\u8d37\u6b3e\u4fe1\u5fc3\u3002\u4f46\u662f\uff0c\u5728\u9009\u62e9\u5177\u4f53\u7684\u8d37\u6b3e\u4ea7\u54c1\u65f6\uff0c<strong>\u4e0d\u662f\u201c\u4f4e\u5229\u7387\u201d\u4e00\u5b9a\u9002\u7528\u6bcf\u4e2a\u501f\u6b3e\u4eba<\/strong>\uff0c<strong>\u8981\u6839\u636e\u4e0d\u540c\u501f\u6b3e\u4eba\u7684\u4e2a\u4eba\u60c5\u51b5\u800c\u5b9a\u3002<\/strong><\/p>\n\n\n\n<p><br>\u6240\u4ee5\uff0c\u5728\u786e\u5b9a\u8d37\u6b3e\u4ea7\u54c1\u524d\uff0c\u8bf7\u54a8\u8be2<strong><a href=\"https:\/\/cn.abacusfinance.com.au\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u534e\u745e\u91d1\u878d<\/a>\u4e13\u4e1a\u7684\u8d37\u6b3e\u7ecf\u7eaa\u4eba<\/strong>\uff0c\u6211\u4eec\u4f1a\u4e3a\u60a8\u63d0\u4f9b<strong>\u514d\u8d39\u8d37\u6b3e\u54a8\u8be2\u8bc4\u4f30\u670d\u52a1<\/strong>\uff0c\u4e3a\u60a8\u63a8\u8350\u6700\u9002\u5408\u7684\u201c\u91cf\u8eab\u5b9a\u5236\u201d\u8d37\u6b3e\u65b9\u6848\u3002<\/p>\n\n\n\n<p>\u6709\u4efb\u4f55\u8d37\u6b3e\u65b9\u9762\u95ee\u9898\uff1f\u6b22\u8fce\u8054\u7cfb\u534e\u745e\u91d1\u878d\u4e13\u4e1a\u8d37\u6b3e\u7ecf\u7eaa\u4eba\u3002<\/p>\n\n\n\n\t\t<div class=\"coblocks-form\" id=\"907692fa057a31039e1874a7ca64ed045270c6c4\">\n\n\t\t\t\n\t\t\t<form action=\"https:\/\/cn.abacusfinance.com.au\/westpac%e4%b8%8b%e8%b0%83%e8%b4%b7%e6%ac%be%e5%88%a9%e7%8e%87\/#907692fa057a31039e1874a7ca64ed045270c6c4\" method=\"post\">\n\t\t\t\t\n<div class=\"wp-block-coblocks-form\"><label class=\"coblocks-label has-text-color has-black-color\">Name <span class=\"required\">&#042;<\/span><\/label>\n\t\t<input type=\"hidden\" 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